Chaser vs FloQast (2026): which should you pick?

Pick Chaser if

• Fits if you have a pile of overdue invoices in Xero or QuickBooks
• Makes sense if a company with several million in revenue wants chasing automated

Look elsewhere if

• Pricey if you are small: $233 a month and up, set by revenue band
• Skip it if you don't already have an accounting system, because it works from one
• Tight if you're on Compact: 4 users, 30 templates and 4 automated workflows
• Watch out: the Care service starts at $1,199 a month
• Watch out: the free trial's length isn't stated

Pick FloQast if

• Fits if you lead an accounting team that closes its books every month
• Makes sense if you want AI matching on top of your checklist

Look elsewhere if

• Skip it if you want a price on the page, because none is published
• Not for you if you're an individual bookkeeper, since it is aimed at mid-sized and larger teams
• Watch out: the AI close agents sit in a higher package
• Tight if you want to try it first, because there is no free plan or trial

Chaser

• Pricing is set by company revenue band, and the dollar figures are entry prices shown as "From".
• Compact is limited to 4 users, 30 follow-up templates and 4 automated workflows.
• Care, the specialist service, costs more: Compact + Care starts at $1,199 a month billed monthly.
• The pricing page names bands in pounds, so the revenue limits are not dollar figures.

FloQast

• No prices are published; every package is sold by contacting sales.
• Close AI is a higher package that includes Close Management; Risk and Compliance can be bought alone or with a close package.
• The pricing page says there are no per-user fees; cost scales with business outcomes instead.
• It is aimed at mid-sized and larger accounting teams, not individual bookkeepers.

Chaser

Automated payment chasing

Sends reminder emails, SMS and automated phone calls on overdue invoices, using follow-up templates and workflows set up in advance.

Accounting system sync

Two-way integrations with accounting systems and ERPs, plus a CSV import tool and an API for systems without a direct connection.

Cash flow and receivables forecasts

Cash flow, revenue and receivables forecasts, plus payment prediction and AI debtor risk insights. The receivables forecast is listed on Complete.

Payment collection

Chaser Pay offers a customer payment portal and payment plans, so a customer can pay an invoice or settle in instalments.

Credit monitoring

Credit reports and monitoring on customers, with early payment discounts and late payment fees as optional levers.

Chaser Care service

An add-on where a dedicated receivables specialist follows up payments, takes calls and handles disputes alongside the software.

FloQast

Close checklist

Runs every close from one checklist, with task management for the team and tracking of one-off projects to a deadline.

Account reconciliations

Ties out and signs off each reconciliation in the same platform, and extends the workflow to operational accounting work.

Close AI agents

Prebuilt or custom agents handle prep work, with AI matching including three-way matching and automated journal entry posting.

Automated reconciliations

Automates amortization, depreciation and subledger reconciliations, and flags anomalous transactions for review.

AI governance

The vendor says AI actions are logged and built to COSO requirements, and that nothing posts to the books without human approval.

Risk and Compliance

A separate product for designing and testing controls, tracking issues to remediation and mapping controls across frameworks.

Chaser

• Compact$233

  per month and up, billed yearly ($259 billed monthly)

  For annual revenue under £4 million: 4 users, 30 follow-up templates and 4 automated workflows.

• Core$700

  per month and up, billed yearly ($779 billed monthly)

  For revenue under £10 million: unlimited users, templates and workflows, with multi-entity support.

• Complete$1,050

  per month and up, billed yearly ($1,169 billed monthly)

  For revenue under £100 million: Core plus a dedicated account manager, priority support and receivables forecast.

• CustomCustom

  For revenue above the Complete band; no price is published, so it is sold through sales.

FloQast

Pricing could not be confirmed. See floqast.com.

Chaser

• Annual discount

  Save 10% with yearly billing

  Chaser's pricing page shows a 10% saving on yearly billing, for example $312 a year on Compact against monthly billing.

FloQast

No public discounts listed.