The SumUp Invoices Insider’s Guide
Everything we know about SumUp Invoices in one document: what it costs, its grades, getting a refund, getting help and what else to look at. Read it here, or keep a copy.
SumUp Invoices
The Insider’s Guide
Free invoices and quotes with a low-cost paid upgrade
Every plan, grade, refund rule and rival among accounting and invoicing tools, read from SumUp Invoices’s own pages.
Made by SumUp Payments Limited · checked Nov 13, 2026 · toolgpa.com
Contents
- 01WelcomeWhat it is, who it suits, its grades and the ten things to know first
- 02What it costsEvery plan, the free plan, ways to pay less and how prices have moved
- 03What it doesIts main features, where it runs, what it works with and who makes it
- 04Where it standsIts grades against its category, and whether to keep it or make your own
- 05The alternativesThe tools it is most often weighed against, side by side
- 06Quick answersThe questions people ask about it, each answered in a line or two
- 07About ToolGPAWho made this guide, what else is on the site, and how to cite it
ToolGPA put this guide together from SumUp Invoices’s own pages, its app-store listings and our grades. Every fact in it is on SumUp Invoices’s page too, where it is kept up to date. Checked Nov 13, 2026.
Part 01 · Overview
Welcome
What it is, who it suits, its grades and the ten things to know first
2.6
GPA, above 94 of the 127 other accounting and invoicing tools we grade
SumUp Invoices is an invoicing tool from the card-payments company SumUp. The free plan covers unlimited invoices and quotes, and the Plus plan adds invoice design, more languages and multi-currency. Invoices can be paid by card, bank transfer, cash, Google Pay or Apple Pay.
To get you started, here are 9 things to know about SumUp Invoices, taken from its own pages and our grades.
But on the free plan bank transfers go only to a SumUp Business Account, there is one invoice language, and the Plus price is the UK one.
- 1
Best for a free invoicing tool if you already take cards with SumUp
SumUp Invoices is free for unlimited invoices and quotes, and takes card, bank transfer, cash and Apple or Google Pay.
- 2
Paid plans start at about $9.38 a month
As its pricing page puts it: £7 per month, billed annually, excluding VAT.
- 3
There is a free plan
Unlimited invoices and quotes, standard template, 1 invoice language, bank transfers into a SumUp Business Account only.
- 4
It runs on Web
Web.
- 5
Invoices and quotes
Create unlimited invoices and quotes, convert a quote to an invoice, and issue credit notes and delivery notes.
- 6
Several ways to get paid
Customers can pay by online card payment, bank transfer, cash, Google Pay or Apple Pay, and invoices can be marked paid by hand.
- 7
Recurring invoices and reminders
Send invoices at regular intervals and set automatic email reminders for overdue payments. Both are on the free plan.
- 8
A 2.6 GPA, above 94 of 127
That is against the other accounting and invoicing tools we grade, on value, the free plan, features, ease of use and platforms.
- 9
Keep it
The plain part of SumUp Invoices you could make: invoicing, quotes and estimates, reports and templates. What surrounds it you could not. The 0 things listed below take a company, not a weekend.
SumUp Invoices at a glance
- Pricing
- Free plan, from £7 per month, billed annually, excluding VAT
- Free plan
- Yes
- Free trial
- 30-day free trial of Plus
- Runs on
- Web
- Made by
- SumUp Payments Limited
- Category
- Accounting & Invoicing
- Our grade
- 2.6 GPA, good
The report card
Best for a free invoicing tool if you already take cards with SumUp
SumUp Invoices is free for unlimited invoices and quotes, and takes card, bank transfer, cash and Apple or Google Pay. But on the free plan bank transfers go only to a SumUp Business Account, there is one invoice language, and the Plus price is the UK one.
| Subject | Grade | Comment |
|---|---|---|
| Value for money | A | Free for unlimited invoices and quotes, and Plus is £7 a month on yearly billing, which is under the category's cheapest quarter. |
| Free plan and trial | B | Unlimited invoices and quotes, recurring invoices and reminders at no cost. The catch is that bank transfers go to a SumUp Business Account only, and there is 1 invoice language. |
| Features | C | Invoices, quotes, payments, reminders, reconciliation and UK tax reporting. It does invoicing fully, a smaller job than accounting: no ledger. |
| Ease of use | C | No store rating on record, and you set up your business details and payment methods. |
| Platforms and integrations | C | Web only, with no integrations or phone app on the listing. |
An A is worth 4 points, a B 3, a C 2, a D 1 and an F nothing. The GPA is the average of the five.
Who SumUp Invoices is for
- Fits if you take card payments with SumUp already
- Works for a UK sole trader who wants unlimited free invoices
Who it is not for
- Skip it if you want bank transfers into your own bank for free: that needs Plus
- Tight if you invoice in other currencies or languages, which needs Plus
- Watch out: the Plus price is in pounds, excludes VAT and the page shows only yearly billing
- Watch out: this is the UK listing, and the US page lists no paid plan
- Not for you if you need bookkeeping, since there is no ledger
Good to know
Good for
- Sole traders and small firms who only need invoices and quotes
- Businesses that already use SumUp for card payments
- UK users who want invoicing with Making Tax Digital reporting
Worth knowing
- The listed Plus price is in pounds, excludes VAT and assumes yearly billing; the monthly rate is not shown.
- On the free plan, bank transfers go to a SumUp Business Account only, and only 1 invoice language is offered.
- Multi-currency invoices and bank transfers to any bank account need Plus.
- This is the UK listing; the US page lists no paid plan, so a US buyer may see different terms.
Part 02 · Pricing
What it costs
Every plan, the free plan, ways to pay less and how prices have moved
~$9.38
A month to start. There is a free plan too
SumUp Invoices has a free plan. Paid plans start at £7 per month, billed annually, excluding VAT.
Unlimited invoices and quotes, recurring invoices and reminders at no cost.
Invoices Free
£0
Unlimited invoices and quotes, recurring invoices, credit notes and payment reminders; standard template, 1 language.
Invoices Plus
£7
per month, billed annually, excluding VAT
Adds invoice design, 14 languages, multi-currency, bank transfers to any bank and priority support.
The free plan
Unlimited invoices and quotes, standard template, 1 invoice language, bank transfers into a SumUp Business Account only.
Trying it first
30-day free trial of Plus
Read from sumup.com on Nov 13, 2026.
Ways to pay less
Annual discount
Save 12% with yearly billing
SumUp's pricing page shows a 12% saving when Plus is paid yearly instead of monthly.
Stated on sumup.com
Part 03 · Features
What it does
Its main features, where it runs, what it works with and who makes it
1
Place it runs: Web
Free invoices and quotes with a low-cost paid upgrade. Here is what it does, as its own site describes it, and what it covers: templates, invoicing, reports, quotes and estimates.
Invoices, quotes, payments, reminders, reconciliation and UK tax reporting.
- Invoices and quotes
- Create unlimited invoices and quotes, convert a quote to an invoice, and issue credit notes and delivery notes.
- Several ways to get paid
- Customers can pay by online card payment, bank transfer, cash, Google Pay or Apple Pay, and invoices can be marked paid by hand.
- Recurring invoices and reminders
- Send invoices at regular intervals and set automatic email reminders for overdue payments. Both are on the free plan.
- Invoice design and languages
- Plus offers full customization of fonts, colors and layouts and invoices in 14 languages, including Dutch, German and Spanish.
- Reconciliation
- Free matches bank transfers to invoices through the SumUp Business Account; Plus does so for most banks.
- Tax reporting for the UK
- The site describes Making Tax Digital ready software that tracks income and expenses and sends updates to HMRC.
Where it runs
- Web
What it works with
Its own pages name no integrations.
SumUp Invoices is made by SumUp Payments Limited.
Part 04 · Standing
Where it stands
Its grades against its category, and whether to keep it or make your own
94/127
Other accounting and invoicing tools it is graded above
SumUp Invoices's GPA of 2.6 is higher than 94 of the 127 other accounting and invoicing tools we grade, and level with 14.
It stands best on value for money (A, above 111 of 127) and worst on platforms and integrations (C, above 2).
Its paid plans start at about $9.38 a month, against a middle price of $18.09 for the category: 29 of the 90 others that charge start lower.
On features, ease of use and platforms it scores 2.0 out of 4. 31 tools score higher and cost less.
Each grade against the category
Every bar is all 128 accounting and invoicing tools we grade, cut by the letter each got. SumUp Invoices’s own letter is outlined.
- AValue for moneyAbove 111 of 127
- BFree plan and trialAbove 93 of 127
- CFeaturesAbove 7 of 127
- CEase of useAbove 6 of 127
- CPlatforms and integrationsAbove 2 of 127
Price against what you get
Each dot is one of 101 accounting and invoicing tools. Further left costs less; higher up scores better on features, ease of use and platforms. SumUp Invoices is the marked dot.
What paid plans start at, a month (each step along is roughly double) →
Keep it, or make your own?
Whether this is something you could build for yourself with an AI app builder, and what you would give up.
Keep it
The plain part of SumUp Invoices you could make: invoicing, quotes and estimates, reports and templates. What surrounds it you could not. The 0 things listed below take a company, not a weekend.
It is one of the better ones too: its GPA of 2.6 is higher than 94 of the 127 other accounting and invoicing tools we grade. It costs $112.55 a year.
What you could make
- Invoicing, quotes and estimates, reports and templates: an app builder makes these well.
What this rests on. SumUp Invoices’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
Part 05 · Alternatives
The alternatives
The tools it is most often weighed against, side by side
Square Invoices, Zoho Invoice, Invoice Simple, Wave and Invoice Ninja
The 5 tools SumUp Invoices is most often weighed against, with where each one differs from it.
- 2.8GPA
Square Invoices
Free plan · from $49/mo
Free invoicing, estimates and contracts inside Square's payment plans.
- Only Square Invoices lists iOS and Android apps.
- SumUp Invoices also covers templates and quotes and estimates.
- 3.6GPA
Zoho Invoice
Free
Free invoicing app from Zoho for freelancers and small businesses.
- Only Zoho Invoice lists iOS, Android, Windows and macOS apps.
- SumUp Invoices also covers templates and quotes and estimates.
- Zoho Invoice also covers time tracking and expense tracking.
- 2.6GPA
Invoice Simple
Free trial · from $6.99/mo
Mobile and web invoice maker with monthly invoice caps.
- SumUp Invoices has a free plan. Invoice Simple does not, though it has a free trial.
- Only Invoice Simple lists iOS and Android apps.
- 2.4GPA
Wave
Free plan · from $19/mo
Free invoicing and bookkeeping for US and Canadian small businesses.
- Only Wave lists iOS and Android apps.
- SumUp Invoices also covers templates and quotes and estimates.
- Wave also covers bookkeeping, expense tracking and payroll.
- 2.8GPA
Invoice Ninja
Free plan · from $14/mo
Invoicing, expenses and time tracking with a free plan.
- Only Invoice Ninja lists macOS, Windows, Linux, iOS and Android apps.
- Invoice Ninja is self-hostable, according to its own site.
- SumUp Invoices also covers templates and reports.
Part 06 · Questions
Quick answers
The questions people ask about it, each answered in a line or two
13
Questions, each answered in a line or two
The short version of everything above, for when you only need the answer. Each one is told in full in its part of the guide.
Is SumUp Invoices free?
SumUp Invoices has a free plan. Unlimited invoices and quotes, standard template, 1 invoice language, bank transfers into a SumUp Business Account only.
How much does SumUp Invoices cost?
SumUp Invoices lists 2 plans. Invoices Free: £0.
What platforms does SumUp Invoices work on?
SumUp Invoices is available on Web.
Does SumUp Invoices offer any discounts?
SumUp Invoices publicly lists the following: Save 12% with yearly billing.
Does SumUp Invoices have an Android app?
No Android app was listed when its pages were read on Nov 13, 2026. SumUp Invoices is listed for Web.
Does SumUp Invoices have an iPhone app?
No iPhone app was listed when its pages were read on Nov 13, 2026. SumUp Invoices is listed for Web.
Is SumUp Invoices open source?
SumUp Invoices is not described as open source on its own site, as read on Nov 13, 2026.
Does SumUp Invoices have a free trial?
Yes. 30-day free trial of Plus.
Who makes SumUp Invoices?
SumUp Invoices is made by SumUp Payments Limited.
What are the alternatives to SumUp Invoices?
The closest alternatives to SumUp Invoices in our directory are Square Invoices, Zoho Invoice, Invoice Simple, Wave and Invoice Ninja.
How does SumUp Invoices compare with other accounting and invoicing tools?
SumUp Invoices's GPA of 2.6 is higher than 94 of the 127 other accounting and invoicing tools we grade, and level with 14.
Is SumUp Invoices good value for money?
ToolGPA grades SumUp Invoices A for value for money. Its paid plans start at about $9.38 a month, against a middle price of $18.09 for the category: 29 of the 90 others that charge start lower.
Could I make my own version of SumUp Invoices?
The plain part of SumUp Invoices you could make: invoicing, quotes and estimates, reports and templates.
Where this guide comes from
The prices, plans, platforms and features were read from SumUp Invoices’s own pages on Nov 13, 2026, and the grades were given on Nov 13, 2026. Graded from this listing, whose facts were read from SumUp's own pages on 13 November 2026. Not based on using the product, and shorter than our full reviews.
Every tool we list gets five grades, A to F, each with its reason, and a GPA that averages them. How each is decided is at toolgpa.com/grades. This guide is ToolGPA’s own work; it is not made, paid for or approved by SumUp Payments Limited. Prices change, so check sumup.com before you buy.
Part 07 · About
About ToolGPA
Who made this guide, what else is on the site, and how to cite it
7,721
Tools graded, in 95 categories
ToolGPA grades software the way a school report grades a pupil: five subjects, a letter for each with the reason written beside it, and a GPA that averages them. Prices, plans and platforms are read from each maker’s own pages and dated, so you always know how fresh a figure is.
Every grade, review and ranking on ToolGPA is our own judgement. No company can pay for a grade or change one. Every tool on the site has a guide like this one, free to download and pass on. It all lives at toolgpa.com.
7,721
tools graded
95
categories
739
price changes on record
579
apps priced in 12 countries
What else is on toolgpa.com
- SumUp Invoices, kept up to dateEverything in this guide, with prices and grades as they are todaytoolgpa.com/tools/sumup-invoices
- How grades are givenThe rules behind every letter and every GPAtoolgpa.com/grades
- Value chartsWhat each tool costs against what it scores, for every categorytoolgpa.com/charts
- CompareAny two tools side by side, plan by plantoolgpa.com/compare
- Price changesEvery price rise and cut on record, each with its sourcetoolgpa.com/price-changes
- Prices by countryWhat apps cost on the App Store in 12 countriestoolgpa.com/prices-by-country
- Pay lessEvery public discount: yearly billing, students, nonprofitstoolgpa.com/save
- Keep or makeWhich tools are worth paying for, and which you could build yourselftoolgpa.com/keep-or-make
Scan for the live page
Prices and grades as they are today
Quoting this guide?
Please name ToolGPA and link to the live page, so readers can check the figures for themselves:
ToolGPA, "SumUp Invoices: The Insider's Guide", checked Nov 13, 2026. https://toolgpa.com/tools/sumup-invoices
Know someone choosing between accounting and invoicing tools?
Send them this guide: toolgpa.com/tools/sumup-invoices/guide
ToolGPA elsewhere: youtube.com/@toolgpa
See our other guides
The best-graded accounting and invoicing tools after SumUp Invoices, each with an Insider's Guide of its own.
- Accounting & Invoicing Insider's GuideEvery one of the 129 accounting and invoicing tools we grade, compared
- Zoho Invoice Insider's GuideFree invoicing app from Zoho for freelancers and small businesses3.6 GPA
- Zoho Books Insider's GuideOnline accounting from Zoho, with a free plan and six paid tiers3.4 GPA
- Cash App Taxes Insider's GuideFree federal and state tax filing inside Cash App3.2 GPA
Choosing software? Every tool graded, every price dated.
Compare tools at toolgpa.com ›Everything in this guide is ToolGPA’s own summary of what SumUp Invoices’s pages, its app-store listings and public reviews said on the dates shown. Grades are our judgement under the rules at toolgpa.com/grades. Every grade, review and ranking on ToolGPA is our own judgement. No company can pay for a grade or change one. SumUp Invoices is a trademark of its owner, and this guide is not made, paid for or approved by SumUp Payments Limited. Prices and plans change: check sumup.com before you buy.