Reckon review (2026): is it worth $27 a month?
Cloud accounting and payroll for Australian small businesses
Black Friday: is there a Reckon sale?
Reckon report card
Fair · out of 4.0 · graded Nov 12, 2026
Best for Australian cloud accounting and payroll
Reckon is cloud accounting and payroll for Australian small businesses, with GST and BAS reporting, bank feeds and free data migration. The headline price is an offer: Accounting Plus is A$2.70 for 6 months, then A$27 a month, and payroll is a separate set of plans priced by employee count.
Who Reckon is for
- Fits if you're an Australian small business that wants GST and BAS reporting and free data migration
- Works for businesses that want phone support
Who Reckon is not for
- Not for you if you're outside Australia, as it's Australian GST and BAS
- Watch out: first-months prices are far below the renewal prices
- Watch out: payroll has its own plans: Payroll Essentials, up to 4 employees, is A$18 a month at renewal
- Watch out: the pages show a plain $ sign and don't say whether prices include GST
- Pricey if you want inventory with payroll: that's Ultimate at A$92 a month at renewal
Why Reckon gets a 2.2
Five grades, each with its reason. The GPA is their average: an A is 4 points, an F is none.
- CValue for moneyA$27 a month at renewal for Accounting Plus and A$50 for Premium, after 6 months at a tenth of that. Around the middle of the category.
- CFree plan and trialA 30-day free trial, cancel anytime. No free plan.
- CFeaturesInvoicing, bank feeds, GST and BAS, payroll and phone support. Payroll is optional on the main plans and has its own plan set, and desktop products are sold separately.
- CEase of useNo store rating on record. You'll connect banks and set up GST before it saves time.
- BPlatforms and integrationsWeb, iPhone and Android, with Stripe listed. No desktop app in these plans.
What these grades rest on. Graded from this listing, whose facts were read from Reckon's own pages on 12 November 2026. Not based on using the product, and shorter than our full reviews. How we review and grade.
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<a href="https://toolgpa.com/tools/reckon#review"><img src="https://toolgpa.com/badge/reckon.svg" alt="Reckon: 2.2 GPA on ToolGPA" width="196" height="56"></a>Where Reckon stands among accounting and invoicing tools
Reckon's GPA of 2.2 is higher than 22 of the 65 other accounting and invoicing tools we grade, and level with 15.
It stands best on platforms and integrations (B, above 13 of 65) and worst on ease of use (C, above 1).
Each grade against the category
Every bar is all 66 accounting and invoicing tools we grade, cut by the letter each got. Reckon’s own letter is outlined.
- CValue for moneyAbove 13 of 65, level with 34
- CFree plan and trialAbove 15 of 65, level with 34
- CFeaturesAbove 4 of 65, level with 46
- CEase of useAbove 1 of 65, level with 56
- BPlatforms and integrationsAbove 13 of 65, level with 46
Keep Reckon, or make your own?
Keep it
To replace Reckon you would be making live feeds from your bank, which take an agreement with each bank or a service that has them. That is not a weekend's work, with an AI app builder or without one.
What you could make
- Invoicing, inventory, expense tracking and reports: an app builder makes these well.
What you could not
- Live feeds from your bank, which take an agreement with each bank or a service that has them.
- Payroll taxes worked out and filed with the government for you.
- A real app for iOS and Android. Something home-made would be a web page.
What this rests on. Reckon’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
What is Reckon?
Reckon One is cloud accounting and payroll software for businesses in Australia and New Zealand. It covers invoicing, bank feeds, GST reporting for BAS, inventory and payroll with Single Touch Payroll, and it lists unlimited users on every plan. Accounting and payroll are priced as separate plan sets, each with steep discounts for the first months.
Worth knowing
- Prices are shown with a plain $ sign on the Australian site and are likely Australian dollars; the page does not say whether they include GST.
- Payroll is optional on Plus and Premium and has its own plan set priced by employee count.
- Offered prices for the first months are much lower than the renewal prices listed as the regular price.
- Reckon also sells separate desktop and hosted products that are not part of these plans.
Key features
- Invoicing and online payments
- Create and send invoices and take card payments online through Stripe, with matching invoice and payroll mobile apps.
- Bank feeds and reconciliation
- Connect bank accounts through Open Banking or direct feeds and reconcile imported transactions.
- GST and BAS reporting
- Tracks income, expenses and GST in one place, with real-time reports and a customizable dashboard for BAS time.
- Payroll
- Pays employees and manages leave and super, with Single Touch Payroll reporting and Payday Super stated as covered.
- Free data migration
- The vendor says it migrates data from other providers at no charge on the Plus and Premium accounting plans.
- Phone support
- Phone support in business hours, plus email, help resources and webinars, per the vendor's comparison page.
Reckon pricing
As of Nov 12, 2026, Reckon is a paid product with a free trial, starting at A$27 per month at renewal, after 6 months at A$2.70 (Accounting Plus).
- Starts at
- A$27 per month at renewal, after 6 months at A$2.70 (Accounting Plus)
- Free plan
- None
- Free trial
- 30-day free trial, cancel anytime
| Plan | Price | What you get |
|---|---|---|
| Accounting Plus | A$27per month at renewal, after first 6 months at A$2.70 | For small businesses, with unlimited users; payroll is optional. Yearly billing is A$298, or A$134.10 for the first 12 months. |
| Accounting Premium | A$50per month at renewal, after first 6 months at A$5 | For growing businesses; yearly billing is A$552, or A$248.40 for the first 12 months. |
| Ultimate Plan | A$92per month at renewal, after first 6 months at A$9.20 | Includes unlimited payroll and inventory; yearly billing is A$1,016, or A$457.20 for the first 12 months. |
| Payroll Essentials | A$18per month at renewal, after first 6 months at A$1.80 | Standalone payroll for up to 4 employees; yearly billing is A$199, or A$89.55 for the first 12 months. |
| Payroll Plus | A$35per month at renewal, after first 6 months at A$3.50 | Standalone payroll for up to 10 employees; yearly billing is A$386, or A$173.70 for the first 12 months. |
| Payroll Premium | A$65per month at renewal, after first 6 months at A$6.50 | Standalone payroll for unlimited employees; yearly billing is A$718, or A$323.10 for the first 12 months. |
Read from reckon.com on Nov 12, 2026. Prices change, so confirm with Reckon before you buy.
Ways to pay less
- Other savings90% off the first 6 months monthly
Monthly plans are 90% off for the first 6 months, for example A$2.70 a month for Accounting Plus, then the regular price.
Stated on reckon.com - Other savings55% off the first 12 months yearly
Yearly plans are 55% off for the first 12 months, for example A$134.10 for Accounting Plus against A$298.
Stated on reckon.com
Works with
Reckon alternatives
- Reckon vs MYOB
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- Reckon vs Xero
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- Reckon vs QuickBooks Online
Free plan · from $38/mo
- Reckon vs Zoho Books
Free plan · from $15/mo
- Reckon vs FreshBooks
Free trial · from $23/mo
Common questions
Does Reckon have a Windows app?
No Windows app was listed when its pages were read on Nov 12, 2026. Reckon is listed for Web, iOS and Android.
Does Reckon have a macOS app?
No macOS app was listed when its pages were read on Nov 12, 2026. Reckon is listed for Web, iOS and Android.
Is Reckon open source?
Reckon is not described as open source on its own site, as read on Nov 12, 2026.
Sources for this page
The prices, plans, platforms and features above were read from these pages on Nov 12, 2026.