Fiskl review (2026): is it worth paying for?
AI-assisted multi-currency accounting for small businesses
Black Friday: is there a Fiskl sale?
Fiskl report card
Fair · out of 4.0 · graded Nov 13, 2026
Best for multi-currency books for freelancers
Fiskl is cloud accounting for freelancers and small firms who work in several currencies, with bank feeds and an AI assistant. It has no free plan, the figures here are in ringgit with no dollar price readable, and extra AI tokens and team members cost more.
Who Fiskl is for
- Fits if you invoice in several currencies as a freelancer
- Works for small firms that want an AI assistant to categorise transactions
Who Fiskl is not for
- Tight if you want a free plan, because there isn't one after the 30 days
- Watch out: Solo allows 1 user and 2 bank connections, and more needs Pro or Prime
- Watch out: extra AI tokens cost USD 50 for 30M and expire after 6 months
- Watch out: extra team members are billed per user monthly
- Watch out: prices are in ringgit and local taxes may apply
Why Fiskl gets a 2.4
Five grades, each with its reason. The GPA is their average: an A is 4 points, an F is none.
- CValue for moneySolo is RM 83 a month, roughly $18 to $19, near the $20 middle for accounting. Pro is RM 150.
- CFree plan and trial30-day trial on every plan. The pages don't say whether a card is needed, and there's no free plan.
- BFeaturesMulti-currency books, bank connections, invoices, quotes, expenses, Stripe reconciliation and accountant access. Nothing in the core job is missing.
- CEase of useNo rating read. Bank connections and currencies to set up.
- BPlatforms and integrationsWeb, iOS and Android, with Stripe, Revolut Business, Chase, Wio and Brex links. No desktop app.
What these grades rest on. Graded from this listing, whose facts were read from Fiskl's own pages on 13 November 2026. Not based on using the product, and shorter than our full reviews. Prices were read in Malaysian ringgit; no dollar price was readable. How we review and grade.
Make Fiskl? Put this grade on your site
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<a href="https://toolgpa.com/tools/fiskl#review"><img src="https://toolgpa.com/badge/fiskl.svg" alt="Fiskl: 2.4 GPA on ToolGPA" width="196" height="56"></a>Where Fiskl stands among accounting and invoicing tools
Fiskl's GPA of 2.4 is higher than 74 of the 127 other accounting and invoicing tools we grade, and level with 19.
It stands best on features (B, above 86 of 127) and worst on ease of use (C, above 6).
Each grade against the category
Every bar is all 128 accounting and invoicing tools we grade, cut by the letter each got. Fiskl’s own letter is outlined.
- CValue for moneyAbove 19 of 127, level with 69
- CFree plan and trialAbove 35 of 127, level with 57
- BFeaturesAbove 86 of 127, level with 41
- CEase of useAbove 6 of 127, level with 109
- BPlatforms and integrationsAbove 28 of 127, level with 92
Keep Fiskl, or make your own?
Keep it
To replace Fiskl you would be making live feeds from your bank, which take an agreement with each bank or a service that has them. That is not a weekend's work, with an AI app builder or without one.
What you could make
- Invoicing, expense tracking, quotes and estimates and reports: an app builder makes these well.
What you could not
- Live feeds from your bank, which take an agreement with each bank or a service that has them.
- An AI model, which you can rent by the request but not make.
- A real app for iOS and Android. Something home-made would be a web page.
- It plugs into other products, Stripe, Revolut Business and Chase among them.
- The depth: we grade its features B, which means it covers the whole job.
What this rests on. Fiskl’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
What is Fiskl?
Fiskl is cloud accounting software for small businesses and freelancers that work in several currencies. It covers invoices, quotes, expenses, bank feeds and reporting, with an AI assistant called Fi for categorizing transactions and answering questions about the books. It has iOS and Android apps, and a separate portal for accounting firms.
Worth knowing
- The pricing page was read in Malaysian ringgit and no dollar price was readable, so the figures here are RM and may differ for US buyers.
- User and bank limits rise by plan: Solo is 1 user and 2 banks, Pro is 5 and 4, Prime is 10 and unlimited.
- Extra AI tokens cost USD 50 for 30M and expire after 6 months, and extra team members are billed per user monthly.
- The pricing page says local taxes may apply.
Key features
- Multi-currency accounting
- Supports 170+ currencies and 60+ invoice and payment languages, with automated FX gains and losses on Prime.
- Bank connections
- Connects to 21,000+ banks, with AI categorizing and matching of each transaction to invoices or bills.
- Invoices, quotes and expenses
- Sends invoices and quotes, tracks bills and expenses, and extracts details from receipts with AI.
- Fi AI assistant
- Fi answers questions about the ledger in many languages; higher plans add forecasting, scenario planning and anomaly detection.
- Stripe reconciliation
- Pro and Prime match Stripe payouts to the invoices and fees they contain.
- Accountant access
- Every plan allows accountant access, and a separate portal called Atlas shows an accounting firm all its client companies.
Fiskl pricing
As of Nov 13, 2026, Fiskl is a paid product with a free trial, starting at RM 83 per month after a 30-day free trial (Solo).
- Starts at
- RM 83 per month after a 30-day free trial (Solo)
- Free plan
- None
- Free trial
- 30-day free trial on every plan
| Plan | Price | What you get |
|---|---|---|
| Solo | RM 83per month after a 30-day free trial | For freelancers and solo businesses: 1 user, 2 bank connections, 2 brands and accountant access. |
| Pro | RM 150per month after a 30-day free trial | 5 users, 4 banks and 4 brands, plus cash flow forecasting, Stripe reconciliation and payment reminders. |
| Prime | RM 219per month after a 30-day free trial | 10 users, unlimited banks and brands, plus advanced FX handling and Fi-assisted period close. |
Read from pricing.fiskl.com on Nov 13, 2026. Prices change, so confirm with Fiskl before you buy.
Works with
- Stripe
- Revolut Business
- Chase
- Wio
- Brex
Fiskl alternatives
- Fiskl vs Xero
Free trial · from $27/mo
- Fiskl vs QuickBooks Online
Free plan · from $38/mo
- Fiskl vs Zoho Books
Free plan · from $15/mo
- Fiskl vs FreshBooks
Free trial · from $23/mo
- Fiskl vs Wave
Free plan · from $19/mo
Common questions
Does Fiskl have a Windows app?
No Windows app was listed when its pages were read on Nov 13, 2026. Fiskl is listed for Web, iOS and Android.
Does Fiskl have a macOS app?
No macOS app was listed when its pages were read on Nov 13, 2026. Fiskl is listed for Web, iOS and Android.
Is Fiskl open source?
Fiskl is not described as open source on its own site, as read on Nov 13, 2026.
Sources for this page
The prices, plans, platforms and features above were read from these pages on Nov 13, 2026.