Crunch review (2026): is it worth it?
UK online accountants with accounting software included
Black Friday: is there a Crunch sale?
Crunch report card
Weak · out of 4.0 · graded Nov 12, 2026
Best for UK companies wanting an accountant included
Crunch is a UK online accountancy where an accountant and the accounting software come in one package. No prices are published: you get an instant quote based on turnover and transactions, and payroll, company formation and Self Assessment can add to it. Get a few quotes before you sign.
Who Crunch is for
- Fits if you run a UK limited company and want an accountant plus software in one bill
- Makes sense if you're a UK sole trader who wants Self Assessment and MTD handled
Who Crunch is not for
- Skip it if you want to see a price before talking to anyone: it's quote only
- Watch out: employee payroll is £20 plus VAT a month for up to 5 employees, and company formation is £100
- Watch out: Self Assessment is described as worth £240 plus VAT where it isn't already in your plan
- Not for you if you're outside the UK
Why Crunch gets a 1.8
Five grades, each with its reason. The GPA is their average: an A is 4 points, an F is none.
- CValue for moneyNo plan prices are published: costs come from a quote based on turnover, transactions and extras. Unpublished means the middle grade.
- FFree plan and trialNo free plan or trial on record, and even the software-only option is priced through a quote.
- BFeaturesAccountant, invoices and expenses, bank reconciliation, Making Tax Digital for Income Tax, payroll and a tax review. The listing shows no gap in the job.
- CEase of useNo store rating on record. You start with a quote and an accountant, not a signup.
- CPlatforms and integrationsWeb only and UK only, with no app or integrations listed.
What these grades rest on. Graded from this listing, whose facts were read from Crunch's own pages on 12 November 2026. Not based on using the product, and shorter than our full reviews. How we review and grade.
Make Crunch? Put this grade on your site
Paste this where you want the badge. It links here and follows the grade if it changes. About badges
<a href="https://toolgpa.com/tools/crunch#review"><img src="https://toolgpa.com/badge/crunch.svg" alt="Crunch: 1.8 GPA on ToolGPA" width="196" height="56"></a>Where Crunch stands among accounting and invoicing tools
Crunch's GPA of 1.8 is higher than 7 of the 65 other accounting and invoicing tools we grade, and level with 3.
It stands best on features (B, above 51 of 65) and worst on free plan and trial (F, above 0).
Each grade against the category
Every bar is all 66 accounting and invoicing tools we grade, cut by the letter each got. Crunch’s own letter is outlined.
- CValue for moneyAbove 13 of 65, level with 34
- FFree plan and trialAbove 0 of 65, level with 10
- BFeaturesAbove 51 of 65, level with 14
- CEase of useAbove 1 of 65, level with 56
- CPlatforms and integrationsAbove 1 of 65, level with 11
Keep Crunch, or make your own?
Keep it
To replace Crunch you would be making live feeds from your bank, which take an agreement with each bank or a service that has them. That is not a weekend's work, with an AI app builder or without one.
That makes this kind of software worth paying for, not this one in particular: 55 of the 65 other accounting and invoicing tools grade higher.
What you could make
- Invoicing and expense tracking: an app builder makes these well.
What you could not
- Live feeds from your bank, which take an agreement with each bank or a service that has them.
- Payroll taxes worked out and filed with the government for you.
- The depth: we grade its features B, which means it covers the whole job.
What this rests on. Crunch’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
What is Crunch?
Crunch is a UK online accountancy for sole traders, limited companies and e-commerce sellers. Its accounting software, covering invoices, expenses, bank connections and payroll, comes with an accountant-led service that includes Self Assessment and year-end filing. Prices are generated through an instant quote form and are not published as a plan list.
Worth knowing
- Prices come from an instant quote based on turnover, transactions and extras, so no plan prices are listed here.
- Employee payroll is listed at £20 plus VAT a month for up to 5 employees; company formation is £100.
- Self Assessment filing is described as worth £240 plus VAT where it is not already part of a plan.
- A software-only option exists, but its price is also given through the quote process.
Key features
- Accountant-led service
- Crunch pairs its software with accountants who handle year-end accounts, tax returns and Self Assessment filing.
- Invoices and expenses
- The software pages cover sending invoices, tracking expenses and a payments feature called CrunchPay.
- Bank connection and reconciliation
- Connect a business bank account and reconcile its transactions against invoices and expenses in the software.
- Making Tax Digital for Income Tax
- MTD ITSA software is advertised at no additional cost to accountancy clients, per the comparison pages.
- Director and employee payroll
- Director payroll is included for up to 2 directors; employee payroll is an add-on handled by Crunch.
- Tax optimization review
- The Premium plan description lists a tax optimization review, and the site advertises average tax savings for clients.
Crunch pricing
We could not confirm Crunch’s current pricing from its own site, so we are not listing plans here. See crunch.co.uk for current prices.
Crunch alternatives
- Crunch vs QuickFile
Free plan · from £60/yr
- Crunch vs FreeAgent
Free trial · from $27/mo
- Crunch vs Xero
Free trial · from $27/mo
- Crunch vs QuickBooks Online
Free plan · from $38/mo
- Crunch vs IRIS KashFlow
Free trial · from £13.50/mo
Common questions
Does Crunch have an Android app?
No Android app was listed when its pages were read on Nov 12, 2026. Crunch is listed for Web.
Does Crunch have an iPhone app?
No iPhone app was listed when its pages were read on Nov 12, 2026. Crunch is listed for Web.
Is Crunch open source?
Crunch is not described as open source on its own site, as read on Nov 12, 2026.
Sources for this page
The prices, plans, platforms and features above were read from these pages on Nov 12, 2026.