Crunch vs QuickFile (2026): which should you pick?

Pick Crunch if

• Fits if you run a UK limited company and want an accountant plus software in one bill
• Makes sense if you're a UK sole trader who wants Self Assessment and MTD handled

Look elsewhere if

• Skip it if you want to see a price before talking to anyone: it's quote only
• Watch out: employee payroll is £20 plus VAT a month for up to 5 employees, and company formation is £100
• Watch out: Self Assessment is described as worth £240 plus VAT where it isn't already in your plan
• Not for you if you're outside the UK

Pick QuickFile if

• Fits if you're a UK sole trader or small company with under 1,000 ledger entries a year
• Works for people who want MTD VAT returns without a subscription

Look elsewhere if

• Tight if you're busy: 1,001 entries or more moves you to £60 plus VAT a year
• Watch out: bank feeds cost £15 plus VAT a year and extra storage £9.99 per GB, with 1 GB included
• Watch out: Power User features cost extra on the free tiers, and the page doesn't state the price
• Skip it if you're an accountant or bookkeeper: you're directed to QuickFile Affinity instead

Crunch

• Prices come from an instant quote based on turnover, transactions and extras, so no plan prices are listed here.
• Employee payroll is listed at £20 plus VAT a month for up to 5 employees; company formation is £100.
• Self Assessment filing is described as worth £240 plus VAT where it is not already part of a plan.
• A software-only option exists, but its price is also given through the quote process.

QuickFile

• Prices exclude VAT; the paid tiers apply from 1,001 ledger entries in a rolling 12 months.
• Bank feeds cost an extra £15 plus VAT a year, and extra file storage is £9.99 per GB a year, with 1 GB included.
• Power User features cost extra on the free tiers, and the pricing page does not state that price.
• Accountants and bookkeepers are directed to the separate QuickFile Affinity product.

Crunch

Accountant-led service

Crunch pairs its software with accountants who handle year-end accounts, tax returns and Self Assessment filing.

Invoices and expenses

The software pages cover sending invoices, tracking expenses and a payments feature called CrunchPay.

Bank connection and reconciliation

Connect a business bank account and reconcile its transactions against invoices and expenses in the software.

Making Tax Digital for Income Tax

MTD ITSA software is advertised at no additional cost to accountancy clients, per the comparison pages.

Director and employee payroll

Director payroll is included for up to 2 directors; employee payroll is an add-on handled by Crunch.

Tax optimization review

The Premium plan description lists a tax optimization review, and the site advertises average tax savings for clients.

QuickFile

Invoicing and estimates

Branded invoices and quotations, with a client area, reusable inventory items and multi-currency support.

VAT returns

MTD-compatible VAT returns on every plan; MTD VAT bridging and MTD ITSA readiness are listed as Power User features.

Purchases and receipts

Receipt and purchase management, with receipts photographed and stored from the iOS and Android mobile app.

Banking automation

Automated bank feeds are an add-on at £15 plus VAT a year; the vendor lists the supported banks.

Power User features

Segmented profit and loss, custom trading styles, invoice revision history, cryptocurrency tracking and bulk invoice entry.

API access

API access and free unlimited users are included on all plans, along with two-factor authentication and daily backups.

Crunch

Pricing could not be confirmed. See crunch.co.uk.

QuickFile

• Extra Small, Small and Medium£0

  Up to 1,000 ledger entries in 12 months; Power User features are a separate paid subscription.

• Large and Extra Large£60

  per year, plus VAT

  For 1,001 ledger entries and up, including Power User features; accounts over 40,000 entries need an enterprise quote.