IRIS KashFlow vs QuickFile (2026): which should you pick?

Pick IRIS KashFlow if

• Fits if you're a UK limited company that wants VAT returns and payroll in one product
• Works for sole traders who sell through Shopify, WooCommerce or Amazon

Look elsewhere if

• Tight if you're on Starter: one user, 10 invoices and 25 bank transactions
• Not for you if you're outside the UK, since VAT goes to HMRC and prices are in pounds
• Watch out: the £1.35 and £2.75 months and the annual prices are new-customer offers
• Pricey if you need more than one user: Business is £27.50 a month plus VAT

Pick QuickFile if

• Fits if you're a UK sole trader or small company with under 1,000 ledger entries a year
• Works for people who want MTD VAT returns without a subscription

Look elsewhere if

• Tight if you're busy: 1,001 entries or more moves you to £60 plus VAT a year
• Watch out: bank feeds cost £15 plus VAT a year and extra storage £9.99 per GB, with 1 GB included
• Watch out: Power User features cost extra on the free tiers, and the page doesn't state the price
• Skip it if you're an accountant or bookkeeper: you're directed to QuickFile Affinity instead

IRIS KashFlow

• Built for UK businesses: VAT submission goes to HMRC, and prices are in pounds.
• Starter is limited to a single user, 10 invoices and 25 bank transactions to reconcile; Business lifts those limits.
• The page marks the annual prices (£97 and £178 plus VAT) as discounted offers for new customers only.
• The pricing page names a mobile app but not which operating systems it runs on.

QuickFile

• Prices exclude VAT; the paid tiers apply from 1,001 ledger entries in a rolling 12 months.
• Bank feeds cost an extra £15 plus VAT a year, and extra file storage is £9.99 per GB a year, with 1 GB included.
• Power User features cost extra on the free tiers, and the pricing page does not state that price.
• Accountants and bookkeepers are directed to the separate QuickFile Affinity product.

IRIS KashFlow

Invoicing and quotes

Send quotes and invoices, set up repeat invoices and purchases, schedule customer statements and set credit limits.

VAT returns

VAT is managed in the software and can be submitted online to HMRC; the vendor also has a Making Tax Digital page.

Bank feeds and reconciliation

Bank feeds bring in transactions to reconcile, capped at 25 on Starter and unlimited on Business.

Purchases, expenses and receipts

Manage purchases and expenses, track mileage and capture receipts with a mobile app.

Payments

KashFlow Payments and IRIS Pay let customers pay invoices online.

Payroll and reports

Both plans list payroll for up to 5 employees, over 50 reports, multi-currency and a customizable dashboard.

QuickFile

Invoicing and estimates

Branded invoices and quotations, with a client area, reusable inventory items and multi-currency support.

VAT returns

MTD-compatible VAT returns on every plan; MTD VAT bridging and MTD ITSA readiness are listed as Power User features.

Purchases and receipts

Receipt and purchase management, with receipts photographed and stored from the iOS and Android mobile app.

Banking automation

Automated bank feeds are an add-on at £15 plus VAT a year; the vendor lists the supported banks.

Power User features

Segmented profit and loss, custom trading styles, invoice revision history, cryptocurrency tracking and bulk invoice entry.

API access

API access and free unlimited users are included on all plans, along with two-factor authentication and daily backups.

IRIS KashFlow

• Starter£13.50

  per month, billed monthly (£97 a year, new customers)

  Single user; unlimited quotes, 10 invoices and 25 bank transactions to reconcile. New customers pay £1.35 a month for 6 months.

• Business£27.50

  per month, billed monthly (£178 a year, new customers)

  Multi-user; unlimited quotes, invoices and bank transactions. New customers pay £2.75 a month for the first 6 months.

QuickFile

• Extra Small, Small and Medium£0

  Up to 1,000 ledger entries in 12 months; Power User features are a separate paid subscription.

• Large and Extra Large£60

  per year, plus VAT

  For 1,001 ledger entries and up, including Power User features; accounts over 40,000 entries need an enterprise quote.

IRIS KashFlow

• Other savings

  90% off the first 6 months

  New customers on monthly billing pay £1.35 (Starter) or £2.75 (Business) a month for 6 months, then the regular monthly price.

• Annual discount

  Annual plans for new customers

  New customers can pay £97 a year for Starter or £178 a year for Business, plus VAT, against listed RRPs of £162 and £291.50.

QuickFile

No public discounts listed.