The Indy Insider’s Guide
Everything we know about Indy in one document: what it costs, its grades, getting a refund, getting help and what else to look at. Read it here, or keep a copy.
Indy
The Insider’s Guide
French bookkeeping and tax filing for freelancers and small firms
Every plan, grade, refund rule and rival among accounting and invoicing tools, read from Indy’s own pages.
Made by Indy · checked Nov 12, 2026 · toolgpa.com
Contents
- 01WelcomeWhat it is, who it suits, its grades and the ten things to know first
- 02What it costsEvery plan, the free plan, ways to pay less and how prices have moved
- 03What it doesIts main features, where it runs, what it works with and who makes it
- 04Where it standsIts grades against its category, and whether to keep it or make your own
- 05The alternativesThe tools it is most often weighed against, side by side
- 06Quick answersThe questions people ask about it, each answered in a line or two
- 07About ToolGPAWho made this guide, what else is on the site, and how to cite it
ToolGPA put this guide together from Indy’s own pages, its app-store listings and our grades. Every fact in it is on Indy’s page too, where it is kept up to date. Checked Nov 12, 2026.
Part 01 · Overview
Welcome
What it is, who it suits, its grades and the ten things to know first
2.6
GPA, above 49 of the 65 other accounting and invoicing tools we grade
Indy is accounting software for self-employed people, micro-entrepreneurs, property companies and small companies in France, run from a browser and a mobile app. It syncs bank accounts, categorizes transactions and produces French tax filings, with plans that step up to an accountant who prepares the return. The site is in French, and prices depend on the legal form of the business.
To get you started, here are 9 things to know about Indy, taken from its own pages and our grades.
You connect your bank and set up your activity before it does the books.
- 1
Best for a French freelancer doing books and tax filing
The pages are in French only and the tax filings sit on dearer plans, so it is for people working under French rules.
- 2
Paid plans start at about $10.05 a month
As its pricing page puts it: €9 per month excl. VAT, billed annually (€12 billed monthly).
- 3
There is a free plan
Essentiel is €0: e-invoicing, automated bookkeeping, unlimited quotes and invoices and a business account with IBAN and card, with support by email.
- 4
It runs on 3 platforms
Web, iOS and Android.
- 5
Bank sync and auto-categorization
Transactions are pulled from bank accounts and sorted into accounting categories; the page says the AI classifies more than 90% of them.
- 6
Quotes and e-invoices
Unlimited quotes and invoices with a layout editor. The page says Indy is a registered approved e-invoicing platform (Plateforme Agréée) with the French tax authority.
- 7
Tax filings
Depending on the plan and legal form: VAT, URSSAF, CFE, 2035, 2065 and 2033 returns, sent electronically from the app.
- 8
A 2.6 GPA, above 49 of 65
That is against the other accounting and invoicing tools we grade, on value, the free plan, features, ease of use and platforms.
- 9
Keep it
To replace Indy you would be making live feeds from your bank, which take an agreement with each bank or a service that has them. That is not a weekend's work, with an AI app builder or without one.
Indy at a glance
- Pricing
- Free plan, from €9 per month excl. VAT, billed annually (€12 billed monthly)
- Free plan
- Yes
- Free trial
- None stated
- Runs on
- Web, iOS, Android
- Made by
- Indy, since 2016
- Category
- Accounting & Invoicing
- Our grade
- 2.6 GPA, good
The report card
Best for a French freelancer doing books and tax filing
Indy is bookkeeping and tax filing for freelancers and small firms in France, with a free Essentiel plan and paid ones from €9 a month excluding VAT. The pages are in French only and the tax filings sit on dearer plans, so it is for people working under French rules.
| Subject | Grade | Comment |
|---|---|---|
| Value for money | B | Plus is €9 a month excluding VAT on annual billing, a little under where the cheaper quarter of accounting tools starts at $14. The plans that file your taxes start at €15. |
| Free plan and trial | B | Essentiel is €0 with e-invoicing, automated bookkeeping, unlimited quotes and invoices and a business account. Support there is email only. |
| Features | C | Bank sync, quotes, invoices and receipts are covered, but tax filings start at Autonomie and certified accounts at Sérénité. It is built around French tax forms. |
| Ease of use | C | No store rating on record. You connect your bank and set up your activity before it does the books. |
| Platforms and integrations | B | Web, iOS and Android; no integrations on record. |
An A is worth 4 points, a B 3, a C 2, a D 1 and an F nothing. The GPA is the average of the five.
Who Indy is for
- Fits if you are a French freelancer or micro-entrepreneur who wants invoices and books in one place
- Works for people who want to start on a free plan and move up when they need filings
Who it is not for
- Not for you if you work outside France, as the product and pages are built around French tax forms
- Skip it if you do not read French, because the pages we read are French only
- Too light for tax filings on Essentiel, since filings and the tax guarantee start at Autonomie
- Watch out: prices exclude VAT and depend on your legal form, and the lower figure needs annual billing
- Watch out: chat support starts at Plus
Good to know
Good for
- Micro-entrepreneurs and freelancers in France
- Small property companies (SCI, LMNP)
- Owners of an SASU or SARL who want filings done in the app
Worth knowing
- Aimed at French businesses and French tax forms; the pages read are in French only.
- Prices are excl. VAT and depend on the legal form; the cheaper figure assumes annual billing.
- The Essentiel plan has email support only; chat support starts at Plus.
- Tax guarantee and filings such as the balance sheet start at Autonomie, and certified accounts need Sérénité.
Part 02 · Pricing
What it costs
Every plan, the free plan, ways to pay less and how prices have moved
~$10.05
A month to start. There is a free plan too
Indy has a free plan. Paid plans start at €9 per month excl. VAT, billed annually (€12 billed monthly).
Essentiel
€0
Free for every legal form shown. Support by email only.
Plus
€9
per month excl. VAT, billed annually (€12 billed monthly)
Adds recurring invoices, automatic payment reminders, quote e-signature and a business account with 3 sub-accounts, plus chat support.
Autonomie (micro-entreprise)
€15
per month excl. VAT, billed annually (€19 billed monthly)
Automated URSSAF, VAT, CFE and DAS2 filings, filed electronically, with a receipts ledger and unlimited advice by chat and email.
Autonomie (sole proprietor)
€22
per month excl. VAT, billed annually (€28 billed monthly)
Entreprise individuelle: VAT, 2035 return and electronic filing to the tax authorities. Sole proprietors taxed as a company (EI à l'IS) pay €49 (€588 a year or €59 monthly).
Autonomie (company)
€49
per month excl. VAT, billed annually (€59 billed monthly)
For SAS, SASU, SARL and EURL: automated balance sheet, income statement, VAT and CFE, annual accounts filing, tax guarantee and unlimited specialist advice.
Sérénité
€63
per month excl. VAT, billed annually (€81 billed monthly)
A partner accountant handles filings and certifies accounts. €63 is the SCI / LMNP rate; sole proprietors pay €71, companies €99 (€149 for Exclusivité).
The free plan
Essentiel is €0: e-invoicing, automated bookkeeping, unlimited quotes and invoices and a business account with IBAN and card, with support by email.
Read from indy.fr on Nov 12, 2026.
Ways to pay less
Annual discount
Annual billing is cheaper than monthly
Each paid plan lists a yearly price against a higher monthly one, for example Plus at €108 a year or €12 a month.
Stated on indy.fr
Part 03 · Features
What it does
Its main features, where it runs, what it works with and who makes it
3
Places it runs: Web, iOS and Android
French bookkeeping and tax filing for freelancers and small firms. Here is what it does, as its own site describes it, and what it covers: AI features, invoicing, bookkeeping, expense tracking.
Bank sync, quotes, invoices and receipts are covered, but tax filings start at Autonomie and certified accounts at Sérénité.
- Bank sync and auto-categorization
- Transactions are pulled from bank accounts and sorted into accounting categories; the page says the AI classifies more than 90% of them.
- Quotes and e-invoices
- Unlimited quotes and invoices with a layout editor. The page says Indy is a registered approved e-invoicing platform (Plateforme Agréée) with the French tax authority.
- Tax filings
- Depending on the plan and legal form: VAT, URSSAF, CFE, 2035, 2065 and 2033 returns, sent electronically from the app.
- Receipts and expenses
- Photograph receipts or add PDFs and Indy attaches them to transactions; Plus certifies and stores them for tax inspections.
- Business account
- A business account with an IBAN and card is part of every plan, with 3 sub-accounts from Plus.
- Accountant-led plans
- On Sérénité a partner accountant checks transactions, handles filings and certifies the accounts.
Where it runs
- Web
- iOS
- Android
What it works with
Its own pages name no integrations.
Indy is made by Indy, and has been around since 2016.
Part 04 · Standing
Where it stands
Its grades against its category, and whether to keep it or make your own
49/65
Other accounting and invoicing tools it is graded above
Indy's GPA of 2.6 is higher than 49 of the 65 other accounting and invoicing tools we grade, and level with 6.
It stands best on free plan and trial (B, above 50 of 65) and worst on ease of use (C, above 1).
Its paid plans start at about $10.05 a month, against a middle price of $18.09 for the category: 18 of the 54 others that charge start lower.
On features, ease of use and platforms it scores 2.3 out of 4. 5 tools score higher and cost less.
Each grade against the category
Every bar is all 66 accounting and invoicing tools we grade, cut by the letter each got. Indy’s own letter is outlined.
- BValue for moneyAbove 48 of 65
- BFree plan and trialAbove 50 of 65
- CFeaturesAbove 4 of 65
- CEase of useAbove 1 of 65
- BPlatforms and integrationsAbove 13 of 65
Price against what you get
Each dot is one of 58 accounting and invoicing tools. Further left costs less; higher up scores better on features, ease of use and platforms. Indy is the marked dot.
What paid plans start at, a month (each step along is roughly double) →
Keep it, or make your own?
Whether this is something you could build for yourself with an AI app builder, and what you would give up.
Keep it
To replace Indy you would be making live feeds from your bank, which take an agreement with each bank or a service that has them. That is not a weekend's work, with an AI app builder or without one.
It is one of the better ones too: its GPA of 2.6 is higher than 49 of the 65 other accounting and invoicing tools we grade. It costs $120.66 a year.
What you could make
- Invoicing and expense tracking: an app builder makes these well.
What you could not
- Live feeds from your bank, which take an agreement with each bank or a service that has them.
- A real app for iOS and Android. Something home-made would be a web page.
- AI features, unless you pay a model provider for each request yourself.
What this rests on. Indy’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
Part 05 · Alternatives
The alternatives
The tools it is most often weighed against, side by side
Pennylane, Holded, Moneybird and Zoho Books
The 4 tools Indy is most often weighed against, with where each one differs from it.
- 2.0GPA
Pennylane
Free trial · from €7/mo
French accounting, invoicing and business account in one app.
- Indy has a free plan. Pennylane does not, though it has a free trial.
- Pennylane also covers reports, bill pay and company cards.
- 2.2GPA
Holded
Free plan · from €19/mo
Cloud business management with invoicing, accounting and inventory.
- Holded also covers sales pipeline and inventory.
- 2.4GPA
Moneybird
Free trial · from €3/mo
Online accounting for freelancers and small businesses in Europe.
- Indy has a free plan. Moneybird does not, though it has a free trial.
- Moneybird also covers time tracking and quotes and estimates.
- 3.4GPA
Zoho Books
Free plan · from $15/mo
Online accounting from Zoho, with a free plan and six paid tiers.
- Only Zoho Books lists a Windows app.
- Zoho Books also covers reports.
Part 06 · Questions
Quick answers
The questions people ask about it, each answered in a line or two
12
Questions, each answered in a line or two
The short version of everything above, for when you only need the answer. Each one is told in full in its part of the guide.
Is Indy free?
Indy has a free plan. Essentiel is €0: e-invoicing, automated bookkeeping, unlimited quotes and invoices and a business account with IBAN and card, with support by email.
How much does Indy cost?
Indy lists 6 plans. Essentiel: €0.
What platforms does Indy work on?
Indy is available on Web, iOS and Android.
Does Indy offer any discounts?
Indy publicly lists the following: Annual billing is cheaper than monthly.
Does Indy have a Windows app?
No Windows app was listed when its pages were read on Nov 12, 2026. Indy is listed for Web, iOS and Android.
Does Indy have a macOS app?
No macOS app was listed when its pages were read on Nov 12, 2026. Indy is listed for Web, iOS and Android.
Is Indy open source?
Indy is not described as open source on its own site, as read on Nov 12, 2026.
Who makes Indy?
Indy is made by a company of the same name. It dates from 2016.
What are the alternatives to Indy?
The closest alternatives to Indy in our directory are Pennylane, Holded, Moneybird and Zoho Books.
How does Indy compare with other accounting and invoicing tools?
Indy's GPA of 2.6 is higher than 49 of the 65 other accounting and invoicing tools we grade, and level with 6.
Is Indy good value for money?
ToolGPA grades Indy B for value for money. Its paid plans start at about $10.05 a month, against a middle price of $18.09 for the category: 18 of the 54 others that charge start lower.
Could I make my own version of Indy?
To replace Indy you would be making live feeds from your bank, which take an agreement with each bank or a service that has them.
Where this guide comes from
The prices, plans, platforms and features were read from Indy’s own pages on Nov 12, 2026, and the grades were given on Nov 13, 2026. Graded from this listing, whose facts were read from Indy's own pages on 12 November 2026. Not based on using the product, and shorter than our full reviews.
Every tool we list gets five grades, A to F, each with its reason, and a GPA that averages them. How each is decided is at toolgpa.com/grades. This guide is ToolGPA’s own work; it is not made, paid for or approved by Indy. Prices change, so check indy.fr before you buy.
Part 07 · About
About ToolGPA
Who made this guide, what else is on the site, and how to cite it
5,038
Tools graded, in 95 categories
ToolGPA grades software the way a school report grades a pupil: five subjects, a letter for each with the reason written beside it, and a GPA that averages them. Prices, plans and platforms are read from each maker’s own pages and dated, so you always know how fresh a figure is.
Every grade, review and ranking on ToolGPA is our own judgement. No company can pay for a grade or change one. Every tool on the site has a guide like this one, free to download and pass on. It all lives at toolgpa.com.
5,038
tools graded
95
categories
739
price changes on record
579
apps priced in 12 countries
What else is on toolgpa.com
- Indy, kept up to dateEverything in this guide, with prices and grades as they are todaytoolgpa.com/tools/indy
- How grades are givenThe rules behind every letter and every GPAtoolgpa.com/grades
- Value chartsWhat each tool costs against what it scores, for every categorytoolgpa.com/charts
- CompareAny two tools side by side, plan by plantoolgpa.com/compare
- Price changesEvery price rise and cut on record, each with its sourcetoolgpa.com/price-changes
- Prices by countryWhat apps cost on the App Store in 12 countriestoolgpa.com/prices-by-country
- Pay lessEvery public discount: yearly billing, students, nonprofitstoolgpa.com/save
- Keep or makeWhich tools are worth paying for, and which you could build yourselftoolgpa.com/keep-or-make
Scan for the live page
Prices and grades as they are today
Quoting this guide?
Please name ToolGPA and link to the live page, so readers can check the figures for themselves:
ToolGPA, "Indy: The Insider's Guide", checked Nov 12, 2026. https://toolgpa.com/tools/indy
Know someone choosing between accounting and invoicing tools?
Send them this guide: toolgpa.com/tools/indy/guide
ToolGPA elsewhere: youtube.com/@toolgpa
See our other guides
The best-graded accounting and invoicing tools after Indy, each with an Insider's Guide of its own.
- Accounting & Invoicing Insider's GuideEvery one of the 67 accounting and invoicing tools we grade, compared
- Zoho Invoice Insider's GuideFree invoicing app from Zoho for freelancers and small businesses3.6 GPA
- Zoho Books Insider's GuideOnline accounting from Zoho, with a free plan and six paid tiers3.4 GPA
- Odoo Insider's GuideBusiness app suite whose Accounting app is free when used on its own3.2 GPA
Choosing software? Every tool graded, every price dated.
Compare tools at toolgpa.com ›Everything in this guide is ToolGPA’s own summary of what Indy’s pages, its app-store listings and public reviews said on the dates shown. Grades are our judgement under the rules at toolgpa.com/grades. Every grade, review and ranking on ToolGPA is our own judgement. No company can pay for a grade or change one. Indy is a trademark of its owner, and this guide is not made, paid for or approved by Indy. Prices and plans change: check indy.fr before you buy.