2Checkout vs Paddle (2026): which should you pick?

Pick 2Checkout if

• Fits if you sell software or SaaS to buyers in many countries
• Works for teams with developers who will use the API and webhooks

Look elsewhere if

• Skip it if you want a published fee, as it is only in your contract
• Not for you if you sit in or sell from restricted places such as Cuba, Iran, North Korea or Syria
• Tight if your payouts are small, since resellers need a $100 minimum and other accounts $50
• Watch out: the main site answered our reader with a bot check, so the card follows its documentation

Pick Paddle if

• Fits if you run a SaaS or software product and want tax and billing handled by someone else
• Works for companies selling subscriptions across borders

Look elsewhere if

• Pricey if you sell cheap items, as 5% + 50¢ bites and products under $10 are quoted custom
• Skip it if you sell courses or downloads as a creator, since it is aimed at software
• Watch out: buyers may see Paddle's name on their statements instead of yours
• Watch out: there is no storefront or page builder, so you build the checkout flow yourself

2Checkout

• No prices are published in anything we could read: the docs say the margins and fees are in each merchant's signed contract.
• The main 2checkout.com pages answered with a bot check, so pricing and feature pages could not be read; facts here come from the documentation site.
• Payouts need a minimum balance of $50, £50 or €50 on 2Sell and 2Subscribe accounts, and $100, £100 or €100 for resellers on 2Monetize.
• Merchants in, or selling products from, restricted jurisdictions such as Cuba, Iran, North Korea and Syria cannot use it.

Paddle

• The fee is 5% + 50¢ per transaction; products under $10 in value are quoted custom pricing on request.
• It is positioned for SaaS, apps and software, not as a storefront for creators.
• As merchant of record Paddle appears on buyers' statements, so buyers may see its name rather than yours.

2Checkout

Hosted checkout and buy links

The ConvertPlus cart takes buyers through a hosted checkout from a generated buy link, and an InLine cart can open on the seller's own page. Product details can also be passed in through URL parameters.

Payment methods and currencies

The docs say the platform accepts more than 45 payment methods and more than 100 display and billing currencies.

Subscription billing

Handles recurring plans, trials, renewals and upgrade orders, with a renewal flow for returning customers.

Three account types

2Sell covers one-time and recurring sales, 2Subscribe adds subscription management tools, and 2Monetize is the package aimed at digital goods sellers.

Customer portal and reporting

Buyers get a myAccount portal to see orders, manage subscriptions and request refunds. Sellers get reports, accounting views and payout settings in a control panel.

Developer tools

A REST API, webhooks and the 2Pay.js library are documented, and every new account starts in a demo mode for test orders.

Paddle

Merchant of record

Paddle collects the correct tax rate, tracks filing deadlines and submits sales tax and VAT returns on the seller's behalf.

Subscription billing

Handles recurring payments and subscription management for software and digital products.

Localized checkout

A checkout that adapts to the buyer's location, plus invoices that can be sent internationally without local tax handling by the seller.

Retain

Recovers failed payments and reduces cancellations by acting on subscriptions over their lifecycle.

ProfitWell Metrics

Real-time subscription analytics, described on the pricing page as free.

Developer sandbox

A billing sandbox and developer documentation are available for testing an integration before launch.

2Checkout

Pricing could not be confirmed. See 2checkout.com.

Paddle

• Paddle Billing$0

  No monthly fee. Paddle keeps 5% + 50¢ of each transaction, covering payments, tax, subscriptions and payment-related buyer support.