Bottomline vs Corpay (2026): which should you pick?
As of Nov 13, 2026, Bottomline and Corpay share a 1.6 GPA, neither has a free plan and their prices can't be set side by side, so the choice depends on which features you need.
Checked Nov 13, 2026 · graded Nov 13, 2026 by ToolGPA
They get the same grade on all five counts.
Price, platforms and features side by side. The table says where each price was read and when.
Which one is for you
Pick Bottomline if
- Fits if you run large payment volumes and want one payments hub
- Works for finance teams that need payee checks and fraud controls
Look elsewhere if
- Skip it if you need cards or employee expense reports, as it covers neither
- Not for you if you are a small business, since several products target banks and financial institutions
- Pricey if you want to see a figure first, as the UK site routes buyers to a demo
- Watch out: the UK site is one of several regional sites; the North America site was not read
Pick Corpay if
- Fits if your finance team wants card rebates and AP automation from one provider
- Works for companies paying suppliers in many currencies
Look elsewhere if
- Skip it if you want a price before talking to sales, since none is published
- Not for you if you want to know your rebate up front, as the site calls it custom per program
- Watch out: the card is issued by Fifth Third Bank, N.A. or another bank under a Mastercard licence
- Watch out: it is several separate products, and a buyer may need only one of them
How we grade them
| 1.6GPABottomlineWeak | 1.6GPACorpayWeak | |
|---|---|---|
| Value for money | CNo price is published; the UK site routes buyers to a demo or to sales. | CNo price is published for any product; buyers speak to an expert, and card rebates are described as custom. That puts it in the middle with nothing to grade against. |
| Free plan and trial | FNothing free and no trial on the listing. | FNothing free and no trial is listed. Every product is sold through a sales conversation. |
| Features | CPayments Hub, payouts, Confirmation of Payee, tokenisation, receivables and fraud tools. It is a payments suite, not a card or expense-report tool. | CCards, AP automation, payments in 140+ currencies and expense visibility. The lines are separate products, so a buyer may only need one of them and pay for the lot. |
| Ease of use | CNo store rating on record. It is enterprise software that needs integration work. | CNo store rating on record. Setup runs through a sales process and ERP integration, so expect a rollout rather than a sign-up. |
| Platforms and integrations | CWeb only on the listing, with no integrations named. | CWeb only on the listing, with NetSuite the one named integration. |
| Best for | enterprise payments for large companies and banks | cards and payables from one finance provider |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: Bottomline and Corpay. How we grade
Where they differ
- Bottomline also covers reports and partner payouts.
- Corpay also covers workflow automation, expense tracking and company cards.
In commonWebBill pay
At a glance
| Bottomline | Corpay | |
|---|---|---|
| Pricing | Paid | Paid |
| Starts at | Not published | Not published |
| Free plan | None | None |
| Free trial | None listed | None listed |
| Web | ||
| Made by | Bottomline | Corpay |
| Price read from | Not confirmed | Not confirmed |
| Checked | Nov 13, 2026 | Nov 13, 2026 |
Worth knowing
Bottomline
- No prices are published; the UK site routes buyers to a demo or to contact sales.
- It is an enterprise payments suite, not a card-based or employee expense-report tool.
- The UK site is one of several regional sites; North America has its own site that was not read.
- Several products are aimed at banks and financial institutions rather than at businesses.
Corpay
- No prices are published; every product is sold through a sales conversation.
- Corpay Mastercard is issued by Fifth Third Bank, N.A. or another financial institution under a Mastercard license, per the site.
- Rebates are described as custom, so the amount a buyer earns is set per program rather than listed.
- The product lines (cards, AP, FX, fleet, lodging) are separate offerings; a buyer may need only one.
Key features
Bottomline
- Payments Hub
- A cloud hub for issuing domestic and international payments, bank-to-bank and intracompany transfers to any bank and currency, with rules set per payment type.
- Payouts Automation
- Captures a payee's bank details through a secure self-service page and sends a direct credit, aimed at refunds, claims and compensation payments.
- Confirmation of Payee
- Payouts Automation includes the UK name-checking service, so a payment is checked against the recipient's name before it is sent.
- Account tokenisation
- Payers' and beneficiaries' bank details are stored in Bottomline's platform and linked to a token, so the customer does not keep them.
- Receivables and payments processing
- Receivables automation covers single and recurring collections, and payments processing submits UK bank payments for payables and receivables.
- Fraud and cash tools
- The range includes payments fraud defense, sanctions screening, and a Global Cash Management Hub for viewing and forecasting cash positions.
Corpay
- Commercial cards
- Corpay Mastercard covers travel, purchasing and vendor payments, plus virtual cards, with custom cash rebates and flexible payment terms.
- AP automation
- Invoices and approvals are digitized in one system, with payments automation, PO automation and ERP integrations for syncing data.
- Cross-border payments
- Pay in 140+ currencies to more than 200 countries, with multi-currency accounts and currency risk management products.
- Expense management
- Real-time visibility and control across every card and transaction, with AI agents the site says control more of what a business spends.
- Fleet and lodging
- Fuel and fleet cards under Corpay One and Comdata, and corporate lodging and travel booking for workforces.
Plans
Bottomline
Pricing could not be confirmed. See bottomline.com.
Corpay
Pricing could not be confirmed. See corpay.com.
Common questions
Which is cheaper, Bottomline or Corpay?
As of Nov 13, 2026, Bottomline has no price we could confirm, and Corpay has no price we could confirm.
Which has a free plan, Bottomline or Corpay?
As of Nov 13, 2026, neither Bottomline nor Corpay has a free plan.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.