Digits vs Rillet (2026): which should you pick?

Pick Digits if

• Fits if you run a startup and want AI to categorize transactions in a real general ledger
• Makes sense if you want an API or MCP on your books

Look elsewhere if

• Pricey if you're a freelancer: $65 a month is the starting price, with no free plan
• Skip it if you need budget against actuals, as that's Pro at $250 a month
• Watch out: extra entities start at $35 a month
• Watch out: full-service accounting, CFO and tax work come through partner firms and aren't in the plans
• Not for you if you want an Android or desktop app

Pick Rillet if

• Fits if you're a mid-size finance team that wants a ledger with revenue recognition
• Makes sense if you run several entities and use Salesforce or Stripe

Look elsewhere if

• Skip it if you want a price before talking to sales
• Not for you if you're a freelancer or sole trader, as it's aimed at mid-size and enterprise teams
• Watch out: customer counts and the share of transactions posted automatically are the vendor's own claims, unchecked
• Watch out: no free plan or trial is listed

Digits

• The pricing page states monthly prices but not whether annual billing changes them.
• Dimensional accounting and automated schedules start at Core; budget vs. actuals only on Pro.
• Extra entities beyond the free 250 transactions a year start at $35 a month.
• Full-service accounting, CFO and tax work are sold through partner firms, not in the plans.

Rillet

• No prices are published; the pricing page sends visitors to a Talk to Sales form, so costs are unknown until you request a demo.
• It is aimed at mid-size and enterprise finance teams, not freelancers or sole traders.
• Claims such as customer counts and the share of transactions posted automatically are the vendor's own and were not checked.

Digits

AI bookkeeping

AI models code incoming transactions from connected banks, cards and payroll, with checks that each one is coded and documented.

Agentic month-end close

A close workflow and checklist for finishing the month, with automated schedules for accruals from the Core plan.

Bill pay and invoicing

Drag, drop, approve and pay bills, and create invoices, on every plan.

Reports and dashboards

Live profit and loss, balance sheet and cash flow; custom reports and dashboards arrive on Pro.

Multi-entity books

Several entities under one login with separate books; extra entities are free up to 250 transactions a year.

Developer API and MCP

An API and MCP connection to the ledger is included on all plans.

Rillet

General ledger with continuous close

A live general ledger where checklists, reconciliations and flux drafts run continuously instead of only at month end, according to Rillet.

Receivables, payables and bank reconciliation

Modules for accounts receivable, accounts payable and bank reconciliation sit on the same ledger.

Revenue recognition and multi-entity

Advanced revenue recognition, multi-entity accounting and flexible GAAP reporting are listed as product areas.

Aura AI assistant

Lets users ask questions of the ledger in plain language, flag trends and anomalies, and automate data ingestion with traceable sources.

Native integrations

Connects to tools such as Salesforce, Stripe, Rippling, Ramp and Brex; Rillet says it supports more than 12,000 integrations.

Digits

• Essentials$65

  per month; billing basis not stated, no per-seat fees

  For solopreneurs and early-stage businesses: core ledger, AI bookkeeping, bill pay and invoicing.

• Core$100

  per month; billing basis not stated, no per-seat fees

  Adds dimensional accounting for departments and locations, and automated schedules.

• Pro$250

  per month; billing basis not stated, no per-seat fees

  Adds custom reports, custom dashboards and budget vs. actuals.

Rillet

Pricing could not be confirmed. See rillet.com.