Factorial vs Swingvy (2026): which should you pick?

Pick Factorial if

• Fits if your staff work shifts and clock in by QR code or location
• Works for firms that want HR, expenses and company devices in one place

Look elsewhere if

• Skip it if you want a full price on the page, as only $8 and up is published
• Not for you if you want to try it first, as no trial is on record
• Pricey if you add lots of modules, since each one is quoted on top
• Watch out: monthly plans bill for everyone on staff at the start of each month
• Watch out: the site gives both 12 and 120 customer countries and doesn't list where payroll works

Pick Swingvy if

• Fits if you run a Singapore business with at least 5 staff
• Works for firms that want CPF payroll next to leave and claims

Look elsewhere if

• Skip it if you're outside Singapore, as pricing and payroll are local
• Tight if you have fewer than 5 users, since plans start at 5
• Watch out: a one-time setup fee applies and the page doesn't show it
• Watch out: time and attendance is marked coming soon

Factorial

• Only the $8 starting figure is published; the real price comes in a quote that depends on the modules and the headcount.
• Monthly plans bill for the employees present at the start of each month; annual plans bill extra only in months above the agreed count.
• Offices are in Spain, Germany and Mexico; the about page says both 12 and 120 countries for its customers and does not list where payroll works.
• The free-trial links on its pages lead to a missing page, so a trial could not be confirmed.

Swingvy

• Prices were read from the Singapore pricing page and are in Singapore dollars, not US dollars.
• Plans start at 5 users and carry a one-time account setup fee whose amount the page does not show.
• Time and attendance is marked coming soon on the pricing page, so it may not be available yet.
• The page says SMEs may get up to 50% grant support through the IMDA EDGE Grant, a Singapore program; it is not a vendor discount.

Factorial

Core HR and documents

Every plan has the employee directory, onboarding and offboarding, payslip distribution, bulk document sending, fillable PDFs and legal e-signatures.

Time off and time tracking

Unlimited time-off policies and custom absence types, plus clock-ins by geolocation or QR code with overtime compensation.

Shift planning

Build shifts in bulk, set rotating patterns or generate them automatically, and share the schedule with staff.

Recruiting, reviews and training

Post jobs to several boards with AI CV parsing, run 360-degree performance reviews, track goals and manage training with certificates.

Expenses, projects and IT

Read receipts with OCR, route expenses through multi-step approvals, log hours to projects, and manage devices and SaaS licenses.

One, the AI assistant

An AI agent that searches and analyzes company data, builds reports and prepares policies, contracts and payroll documents for review.

Swingvy

HR Hub

Employee profiles and directory, a visual org chart, a shared company calendar, a news feed and custom reporting.

Leave

Custom entitlements, proration, hourly leave, multi-level approvals and calendar sync with iCal, Outlook and Google.

Claims

Employee self-service claims with custom policies, multi-level approval and multi-currency support, feeding into payroll.

Payroll

Pay runs with automated tax and filing, an in-built CPF calculator, proration and integration with Xero accounting.

Time and attendance

Geofenced clock in and out, custom time policies, mobile timesheets and overtime reimbursement; listed as coming soon.

Mobile app

iOS and Android app with push notifications, quick actions and an in-app inbox.

Factorial

• Tailored plan$8

  per user / month and up

  Factorial Core (directory, onboarding, payslip delivery, bulk documents, e-signature) plus the modules chosen. Quoted and sold through sales.

Swingvy

• HR Hub, Claims and LeaveS$4.25

  per user / month, billed annually (S$5.00 billed monthly)

  Employee directory and org chart, leave with multi-level approvals, and expense claims with multi-currency support. Starts at 5 users, with a one-time account setup fee.

• PayrollS$4.25

  per user / month, billed annually (S$5.00 billed monthly)

  Adds payroll with a built-in CPF calculator, multiple pay runs and bank integrations, linked to claims, time and Xero. Chosen on top of the first module.

• Time and attendanceS$2.55

  per user / month, billed annually (S$3.00 billed monthly)

  Clock in and out, geofencing and timesheets; marked coming soon on the pricing page.

• EnterpriseCustom

  Quoted on request for larger organizations; the FAQ says custom pricing applies above 50 employees.

Factorial

No public discounts listed.

Swingvy

• Annual discount

  Save 15% with annual billing

  The pricing page shows a 15% saving when billed annually, which matches S$4.25 against S$5.00 a month.