Jeeves vs Payhawk (2026): which should you pick?
As of Nov 12, 2026, Jeeves grades higher than Payhawk: 2.0 against 1.8 out of 4.0.
Checked Nov 12, 2026 · graded Nov 12, 2026 by ToolGPA
Jeeves grades higher on the free plan. Payhawk grades higher on value for money. They get the same grade on features, ease of use and platforms.
Price, platforms and features side by side. The table says where each price was read and when.
Jeeves
Corporate cards, expenses and supplier payments across borders
Free plan · from $60/mo
Which one is for you
Pick Jeeves if
- Fits if you want free virtual cards for up to 10 people and basic receipt capture
- Works for firms ready to pay Gold for card controls and bulk bill pay
Look elsewhere if
- Tight if you stay on Basic, as card controls, reimbursements, bulk bill pay and ERP links all need Gold
- Pricey if you are small, as Gold has a 10-user minimum and starts at $120 a month
- Watch out: the Gold card says $6 per user and the comparison table says $10, so confirm before signing
- Watch out: API integrations are listed at $3,500 with no billing period
- Skip it if you want a bank, as Jeeves says it is not one and cards come from partner banks
Pick Payhawk if
- Fits if you want cards, expenses and payables on one platform
- Works for firms on the accounting systems it lists
Look elsewhere if
- Pricey if you can't see a price, as the page leads to a demo
- Watch out: NetSuite, Dynamics 365, SAP S/4HANA and advanced HR links are add-ons
- Watch out: currency conversion carries a 0.3% mark-up on EUR, GBP, USD and CHF and 0.7% on DKK and PLN
- Tight if you need budgets or travel, as both are paid add-ons
- Skip it if you use Android, as only a web and iOS listing is on record
How we grade them
| 2.0GPAJeevesFair | 1.8GPAPayhawkWeak | |
|---|---|---|
| Value for money | DGold is $60 a month plus $6 per user with 10 users minimum, so at least $120 a month, well above the category's middle of $12 per seat. The comparison table shows $10 per user, which would make it $160. | CNo price is published, so we leave it at the middle of the category's $7.50, $12 and $20 figures. |
| Free plan and trial | CBasic is free for up to 10 users with unlimited virtual cards, one card per user and receipt capture. You hit the limit fast, as controls, reimbursements and bill pay are not in it. | FNo free plan and no trial; the pricing page is built around modules and a demo request. |
| Features | CCards, expenses, supplier invoices, bulk bill pay, AI document handling and accounting integrations. Card controls, reimbursements and ERP links are Gold features. | CCards, expenses, payables, procurement, accounting automation, travel and AI agents. Budget management and business travel are separate add-ons. |
| Ease of use | CNo store rating on record. Cards, accounting links and approvals to set up before it works. | CNo store rating on record. Modules, cards and accounting links to set up. |
| Platforms and integrations | BWeb plus iPhone and Android apps, with three integrations on record. | BWeb and iPhone, with eight integrations on record. No Android app listed. |
| Best for | corporate cards and expenses for growing companies | cards, expenses and payables for EU companies |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: Jeeves and Payhawk. How we grade
Where they differ
- Payhawk also covers workflow automation.
In commonWebiOSAI featuresExpense trackingBill payCompany cards
At a glance
| Jeeves | Payhawk | |
|---|---|---|
| Pricing | Free plan | Paid |
| Starts at | $60 per month, plus $6 per user (10 users minimum) | Not published |
| Free plan | Basic plan: free for up to 10 users, with unlimited virtual cards, 1 card per user and receipt capture. | None |
| Free trial | None listed | None listed |
| Web | ||
| iOS | ||
| Android | ||
| Made by | Jeeves Inc. | Payhawk |
| Price read from | tryjeeves.com | Not confirmed |
| Checked | Nov 12, 2026 | Nov 12, 2026 |
Worth knowing
Jeeves
- Card controls, reimbursements, bulk bill pay and ERP integrations are not in Basic; they start on Gold.
- The Gold card shows $6 per user while the comparison table shows $10 per user per month, so confirm the figure before signing.
- API integrations are listed at $3,500 on Gold with no billing period shown.
- Jeeves says it is not a bank; US payments run through Airwallex and cards are issued by partner banks.
Payhawk
- No prices are published; the pricing page is built around modules and a demo request.
- NetSuite, Dynamics 365, SAP S/4HANA and advanced HR integrations are marked add-ons.
- Currency conversion carries a stated mark-up of 0.3% on EUR, GBP, USD and CHF and 0.7% on DKK and PLN.
- Budget management and business travel are separate add-ons to the core platform.
Key features
Jeeves
- Corporate cards
- Physical or virtual cards with limits, merchant category restrictions and start and end dates, which need the Gold plan. Basic includes unlimited virtual cards.
- Expenses and receipts
- Receipts are captured in the app, and Gold adds reimbursements on web and mobile plus a travel policy handled by an AI Travel Agent.
- Supplier invoices and bulk bill pay
- Receive, approve and pay supplier invoices in 150+ countries, and send mass payments from the same account on Gold and above.
- AI document handling
- Jeeves says its AI reads invoices, chases missing receipts, codes transactions and flags mismatches, so finance staff review exceptions.
- Accounting integrations
- Native links to NetSuite, QuickBooks and Xero, plus an API, so transactions reach the books categorized and matched to a document.
Payhawk
- Corporate cards
- Physical and virtual debit cards in several currencies, with single-use virtual cards and spend limits by amount, merchant, category or country.
- Automatic expense creation
- An expense is created on each card payment, with receipt capture, mailbox matching and reminders, plus mileage and per diem reimbursements.
- Accounts payable and procurement
- Invoice capture and approval, purchase order requests and 2-way and 3-way matching, with supplier payments in 115 currencies.
- Accounting automation
- Automated coding and VAT coding, with live integrations to Xero, QuickBooks Online and Exact Online, and native ERP add-ons such as NetSuite.
- Business travel module
- Flight and hotel booking with custom travel policy, trip approvals and automatic per diems calculated from bookings.
- AI agents
- Procurement, Payments and Financial Controller agents for the finance team, with an MCP connection for Claude and ChatGPT.
Plans
Jeeves
Basic$0
Up to 10 users, then $15 per user. Virtual and physical cards, receipt capture and export; $10 per card after the first 10 ship free.
Gold$60
per month, plus $6 per user (10 users minimum)
Card controls, reimbursements, bulk bill pay, ERP integrations, accounts receivable and 1% prepaid cashback.
PlatinumCustom
Everything in Gold, plus a custom card program, limits and pricing. Enterprise pricing.
Payhawk
Pricing could not be confirmed. See payhawk.com.
Common questions
Which is cheaper, Jeeves or Payhawk?
As of Nov 12, 2026, Jeeves starts at $60 per month, plus $6 per user (10 users minimum), and Payhawk has no price we could confirm.
Which has a free plan, Jeeves or Payhawk?
As of Nov 12, 2026, only Jeeves has a free plan. Payhawk does not.
Which platforms do Jeeves and Payhawk run on?
As of Nov 12, 2026, only Jeeves lists an Android app. Both list a web app and an iOS app. A platform missing from a listing is one its maker's pages did not mention.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.