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Lumo alternatives · AI Assistants

Alternatives to Lumo with a one-time purchase

The Lumo listing shows no one-time purchase. 6 of the 57 other AI assistants in this directory can be bought with a one-time purchase.

Lumo has a free plan. Paid plans start at $9.99 per month, billed yearly ($119.88), or $12.99 billed monthly. 3 of them are free or have a free plan.

6 tools · Listings checked up to Oct 9, 2026 · Where the facts come from

How each one differs from Lumo

  1. TypingMind

    Chat interface for AI models that runs on your own API keys

    • TypingMind starts at $39 one-time (Standard lifetime license). Lumo starts at $9.99 per month, billed yearly ($119.88), or $12.99 billed monthly.
    • Only Lumo lists iOS and Android apps.
    • TypingMind is self-hostable, according to its own site.
    • TypingMind can be bought with a one-time purchase.
    TypingMind pricing and details

  2. Msty

    Private AI workspace for local and online models

    • Msty starts at $149 per user / year (Aurum), or $349 one-time (Aurum Lifetime). Lumo starts at $9.99 per month, billed yearly ($119.88), or $12.99 billed monthly.
    • Only Msty lists macOS, Windows and Linux apps.
    • Only Lumo lists iOS and Android apps.
    • Msty can be bought with a one-time purchase.
    Msty pricing and details

  3. BoltAI

    Native Mac AI client that runs on your own API keys

    • BoltAI starts at $79 one-time (Essential, 1 device, one year of updates). Lumo starts at $9.99 per month, billed yearly ($119.88), or $12.99 billed monthly.
    • Lumo has a free plan. BoltAI does not, though it has a free trial.
    • Only BoltAI lists a macOS app.
    • Only Lumo lists a web app.
    BoltAI pricing and details

  4. Alter

    Voice-driven Mac AI assistant that reads on-screen context

    • Alter starts at $29 per year (Local+), or $3.50 billed monthly. Lumo starts at $9.99 per month, billed yearly ($119.88), or $12.99 billed monthly.
    • Only Alter lists a macOS app.
    • Only Lumo lists a web app.
    • Only Lumo lists iOS and Android apps.
    Alter pricing and details

  5. Private LLM

    Offline AI chat app for iPhone, iPad and Mac with a one-time price

    • Private LLM starts at $4.99 one-time (US App Store). Lumo starts at $9.99 per month, billed yearly ($119.88), or $12.99 billed monthly.
    • Lumo has a free plan. Private LLM does not.
    • Only Private LLM lists a macOS app.
    • Only Lumo lists a web app.
    Private LLM pricing and details

  6. Fluent

    Mac AI assistant that opens over any app with your own models

    • Fluent starts at $49 one-time (Basic, 1 Mac, lifetime upgrades). Lumo starts at $9.99 per month, billed yearly ($119.88), or $12.99 billed monthly.
    • Lumo has a free plan. Fluent does not, though it has a free trial.
    • Only Fluent lists a macOS app.
    • Only Lumo lists a web app.
    Fluent pricing and details

Common questions

Is there an alternative to Lumo that you buy once?

Yes. TypingMind, Msty, BoltAI, Alter, Private LLM and Fluent can be bought with a one-time purchase.

Can you buy Lumo once instead of subscribing?

The Lumo listing shows no one-time purchase. The listing was checked on Oct 5, 2026 against the pages it cites.

Which of these AI assistants are free?

TypingMind, Msty and Alter are free or have a free plan.

When was this checked?

Each listing shows its own date. On this page they run from Oct 5, 2026 to Oct 9, 2026. Vendors change prices and plans without notice, so confirm on their site before you buy.

This page is built from the listings. A tool is here because its listing says so, and the order is how close each is to Lumo: the alternatives its listing names first, then the tools that share the most features with it.