Alternatives · Spend & Bills
Mooncard alternatives
As of Nov 13, 2026, the highest-graded Mooncard alternative is Spendesk (2.2 GPA).
Mooncard compared with 5 alternatives: Pleo, Spendesk, Payhawk, Qonto and Soldo.
Mooncard's current pricing could not be confirmed from its own site. None of the alternatives has a free plan. 2 more offer a free trial.
Listings checked up to Nov 13, 2026 · Where the facts come from
Black Friday: is there a Mooncard sale?
At a glance
How each one differs from Mooncard
Pleo
Company spending cards and expense reports from Copenhagen
- Pleo starts at $12 per user / month, billed yearly ($14 billed monthly).
- Pleo does not cover reports, which Mooncard does.
Suits: Small teams that want a card for every employee
Spendesk
Spend management with unlimited cards and users, priced by quote
- Spendesk also covers bill pay.
- Spendesk does not cover reports, which Mooncard does.
Suits: European companies that want unlimited cards and users for one fee
Payhawk
Cards, expenses, payables and travel in one spend platform
- Payhawk lists no Android app, which Mooncard has.
- Payhawk also covers workflow automation and bill pay.
- Payhawk does not cover reports, which Mooncard does.
Suits: European finance teams that want cards and expenses in one tool
Qonto
European business account with cards, transfers and invoicing
- Qonto starts at €9 per month excl. VAT, billed annually.
- Qonto lists no iOS and Android apps, which Mooncard has.
- Qonto also covers invoicing.
- Qonto does not cover reports, which Mooncard does.
Suits: Small European companies that want one account for cards and invoicing
Soldo
Prepaid company cards and spend control for UK and EU teams
- Soldo starts at £27 per month plus VAT.
- Soldo lists no iOS and Android apps, which Mooncard has.
- Soldo also covers workflow automation and bill pay.
- Soldo does not cover reports, which Mooncard does.
Suits: Small UK and EU companies that want prepaid cards rather than credit
Limits worth knowing in Mooncard
- No prices are published; both packages, Original and Hub, are quoted after a demo request.
- The pricing page states a card issuance fee of 10 euros and a 0% load fee; Flying Blue cards show 1.5% or 3%.
- Several controls, including custom approval flows and duplicate detection, are marked as options on both packages.
- The site is in French, with an English switch; the Visa card is issued by Paynovate, according to its legal notice.
Common questions
What are the alternatives to Mooncard?
The alternatives to Mooncard in this directory are Pleo, Spendesk, Payhawk, Qonto and Soldo. Each one has a side-by-side comparison with Mooncard.
Is there a free alternative to Mooncard?
None of the alternatives listed here has a free plan. Qonto and Soldo offer a free trial.
When were these prices checked?
Each listing shows its own date. On this page they run from Oct 18, 2026 to Nov 13, 2026. Vendors change prices without notice, so confirm on their site before you buy.