Alternatives · Spend & Bills
Moss alternatives
As of Nov 12, 2026, the highest-graded Moss alternative is Spendesk (2.2 GPA).
Moss compared with 6 alternatives: Payhawk, Spendesk, Pleo, Soldo, Pliant and 1 more.
Moss's current pricing could not be confirmed from its own site. None of the alternatives has a free plan. One more offers a free trial.
Listings checked up to Nov 12, 2026 · Where the facts come from
Black Friday: is there a Moss sale?
At a glance
How each one differs from Moss
Payhawk
Cards, expenses, payables and travel in one spend platform
- Payhawk also lists an iOS app.
Suits: European finance teams that want cards and expenses in one tool
Spendesk
Spend management with unlimited cards and users, priced by quote
- Spendesk also lists iOS and Android apps.
- Spendesk does not cover workflow automation, which Moss does.
Suits: European companies that want unlimited cards and users for one fee
Pleo
Company spending cards and expense reports from Copenhagen
- Pleo starts at $12 per user / month, billed yearly ($14 billed monthly).
- Pleo also lists iOS and Android apps.
- Pleo does not cover workflow automation and bill pay, which Moss does.
Suits: Small teams that want a card for every employee
Soldo
Prepaid company cards and spend control for UK and EU teams
- Soldo starts at £27 per month plus VAT.
Suits: Small UK and EU companies that want prepaid cards rather than credit
Pliant
Visa corporate credit cards with spend controls for EU and UK firms
- Pliant also lists iOS and Android apps.
- Pliant also covers reports.
- Pliant does not cover workflow automation, which Moss does.
Suits: Mid-size and larger EU or UK companies with high monthly card spend
Libeo
French supplier-invoice payment, team cards and e-invoicing
- Libeo also covers dashboards.
Suits: French companies with several sites or legal entities
Limits worth knowing in Moss
- No prices are published; the fee depends on modules, add-ons and expected monthly transactions.
- The page opens with a note about starting free with Cards or Accounts Payable but gives no terms.
- Cards are issued by Moss GmbH, regulated in Germany, and the site is aimed at EU businesses.
- Procurement, ERP, advanced controlling and AI accounting are paid add-ons.
Common questions
What are the alternatives to Moss?
The alternatives to Moss in this directory are Payhawk, Spendesk, Pleo, Soldo, Pliant and Libeo. Each one has a side-by-side comparison with Moss.
Is there a free alternative to Moss?
None of the alternatives listed here has a free plan. Soldo offers a free trial.
Which Moss alternatives work on Android?
The Moss listing does not include an Android app. Spendesk, Pleo and Pliant list one.
Which Moss alternatives work on iOS?
The Moss listing does not include an iOS app. Payhawk, Spendesk, Pleo and Pliant list one.
When were these prices checked?
Each listing shows its own date. On this page they run from Oct 18, 2026 to Nov 12, 2026. Vendors change prices without notice, so confirm on their site before you buy.