Airbase vs Mesh Payments (2026): which should you pick?

Pick Airbase if

• Fits if you want expenses, cards and payables from one finance vendor
• Works for finance teams that already use Paylocity

Look elsewhere if

• Watch out: Airbase is now a Paylocity company and the site points to Paylocity for Finance
• Watch out: no prices are published, only a demo request
• Skip it if you want a free plan or a trial, as neither is listed

Pick Mesh Payments if

• Fits if you're a small team of 3 or fewer who want cards and expenses at no cost
• Works for companies with spend in many countries that sync to an ERP

Look elsewhere if

• Tight if you have more than 3 users: past that you're on Premium at $13 a user
• Skip it if you want native mobile apps, as none are listed
• Watch out: cashback needs $50K of monthly spend
• Watch out: card issuing depends on region, with a different bank partner in each
• Watch out: the pricing page doesn't say if $13 is billed monthly or yearly

Airbase

• Airbase is now a Paylocity company, and the site points to Paylocity for Finance.
• No prices are published, and the Paylocity pages need a demo request.
• Product details here come from short pages that load mostly through JavaScript.
• Check whether new customers buy Airbase or Paylocity for Finance.

Mesh Payments

• The pricing page does not say whether the $13 per user figure is billed monthly or annually.
• Cashback on payments is advertised with a $50K monthly spend minimum.
• Card issuing depends on the region: the site names SoFi Bank in the US, Peoples Trust Company in Canada, Adyen in Europe and the UK, and NIUM in Australia and Singapore.
• The vendor lists no native mobile apps on the pages we read; employee requests run through WhatsApp, Slack or email.

Airbase

Expense management

Listed first among Paylocity's finance products, covering employee expenses and policy compliance.

Corporate cards

Company cards sit alongside expenses in the finance product list.

AP automation

Paylocity lists AP automation and vendor management as part of finance.

Guided procurement

A purchase-intake product that feeds the same spend records.

Spend analytics and fraud detection

Capabilities listed under Paylocity for Finance include spend analytics, fraud detection and accounting automation.

Mesh Payments

Corporate and virtual cards

Issue cards with controls built in, including cards locked to a single vendor and specialized traveler cards.

Expense management

Collect receipts, route approvals, and handle out-of-pocket and mileage expenses, with spending policies enforced before, during and after a purchase.

Global reimbursements

Pays employee reimbursements in local currencies straight to bank accounts in 100+ countries, according to the vendor.

Accounts payable

Invoice capture and automated payments, plus a ProcurePay product for procurement payments.

ERP sync and coding

Syncs journal entries, vendor bills, reimbursements and accruals to an ERP such as NetSuite, with unlimited custom fields.

Employee assistant

An assistant takes receipts, card requests and policy questions from employees through WhatsApp, Slack or email.

Airbase

Pricing could not be confirmed. See airbase.com.

Mesh Payments

• Pro$0

  for up to 3 users

  Spend management for a small team, free for up to 3 users.

• Premium$13

  per user / month, billing period not stated

  Tools to control and scale spend management and operations as the company grows.

• EnterpriseCustom

  Spend and travel control for complex needs, priced through sales.