Assembly vs Plutio

Assembly

• Accounting, legal and consulting firms that want one portal for client files, contracts and payments
• Agencies that want a white-label client experience on their own domain
• Firms that want custom client tools without hiring developers

Plutio

• Freelancers who want proposals, contracts, projects and invoices in one place
• Agencies that bring contractors and clients into shared projects
• Businesses that want automated follow-ups on proposals and late invoices

Assembly

• Build credits past the monthly allowance cost $0.60 each, extra apps $5 a month each, and Starter cannot add internal users.
• Payments carry fees on every plan: cards 2.9% + $0.30 and ACH 1%, plus a store fee from 2.0% on Free to 0.7% on Advanced and extra on invoices and subscriptions.
• API access, Zapier, Make, custom domains and removing the Assembly badge start at Professional; HIPAA with a BAA and enforced MFA at Advanced.
• There is no native mobile app; clients use the portal in a mobile browser, and the desktop apps are for Mac and Windows only.

Plutio

• Core is for one person and 9 active clients; contributors need Pro, which includes 30 and charges for more, or Max.
• White-label is a $9 a month add-on on Core and Pro, and single sign-on $5 a month on Pro; Max includes both.
• AI credits and workflow actions are capped each month by plan; extra AI credits and storage are sold separately.
• It is built around clients, projects and invoices; accounting apps such as FreshBooks connect through Zapier.

Assembly

Branded client portal

Clients sign in on your domain to message the team, share files, sign contracts, fill in intake forms, see tasks and pay, without a separate login per tool.

CRM for clients and companies

Contacts and companies live in one CRM that feeds the portal and every app; Professional adds multi-company contacts and an automation builder.

30+ ready-made apps

Install apps for onboarding, proposals, payments, document collection and project tracking from the library, then adjust them to fit.

AI app builder

Describe an app, approve the plan and Assembly builds it into the workspace with sign-in, permissions and branding in place. Builds use monthly credits.

Billing and payments

Send invoices, run recurring subscriptions and sell productized services from a storefront, with card and ACH payments collected in the portal.

Messaging and team inbox

Client conversations land in a shared team inbox, with desktop apps for Mac and Windows that deliver messages and notifications.

Plutio

Invoices and payments

Unlimited branded invoices that clients pay through Stripe, PayPal or Square. Plutio adds no transaction fee of its own.

Proposals and contracts

Interactive proposals and contracts that clients sign electronically, with tracking of when they view and sign.

Projects and tasks

Unlimited projects with Kanban boards, lists, calendars and Gantt charts, plus one-click time tracking onto invoices.

Scheduling and forms

Clients book meetings against your availability, and intake forms, questionnaires and surveys can be embedded or shared.

Client portal

Each client gets a login to see their projects, invoices, files and messages. White-labeling it costs extra below Max.

Plutio Pal and workflows

An AI assistant drafts proposals, contracts and emails using monthly credits, and workflow actions automate follow-ups and reminders.

Assembly

• Free$0

  For your first clients: 5 active contacts, 1 internal user, 3 apps and 75 build credits a month.

• Starter$29

  per month for 1 user, billed annually ($49 billed monthly)

  For solo owners: 50 active contacts, 5 apps, 200 build credits a month, add-on credits and email support.

• Professional$99

  per month for up to 3 users, billed annually ($139 billed monthly)

  500 active contacts, custom domains, API, Zapier and Make, the automation builder and no Assembly badge. Extra users $29 a month billed annually.

• Advanced$499

  per month for up to 5 users, billed annually ($599 billed monthly)

  Unlimited active contacts, audit log, client access permissions, enforced MFA, HIPAA with a BAA and call support. Extra users $59 a month billed annually.

• Enterprise$2,000

  per month and up

  Unlimited users and contacts, custom build credits, custom SSO, a sandbox workspace and a dedicated success manager, through sales.

Plutio

• Core$15.83

  per month, billed annually ($19 billed monthly)

  $190 a year. Solo use: 9 active clients, no contributors, 500 AI credits and 500 workflow actions a month, and 100 GB storage.

• Pro$40.83

  per month, billed annually ($49 billed monthly)

  $490 a year. Unlimited clients, 30 contributors, 2,500 AI credits and 5,500 workflow actions a month, and 500 GB storage.

• Max$165.83

  per month, billed annually ($199 billed monthly)

  $1,990 a year. Unlimited clients and contributors, 10,000 AI credits and 50,000 actions a month, 2 TB storage, white-label and single sign-on.

Assembly

• Annual discount

  Lower prices with yearly billing

  Starter is $29 a month billed annually against $49 monthly, Professional $99 against $139 and Advanced $499 against $599.

Plutio

• Annual discount

  Two months free with yearly billing

  Yearly billing costs $190 for Core, $490 for Pro and $1,990 for Max, about two months less than twelve monthly payments.