Billy vs QuickBooks Online (2026): which should you pick?

Pick Billy if

• Fits if you're a Danish sole trader sending a few invoices a month
• Works for small Danish companies that want accountant access built in

Look elsewhere if

• Tight if you send more than 3 invoices or file more than 10 receipts a month, which is where Free stops
• Pricey if you want annual accounts: they cost extra, from 2,495 kr., and the accountant package from 4,495 kr.
• Not for you if you're outside Denmark, as it's Danish kroner and Danish rules
• Watch out: Complete has a 12-month commitment, and the site says Billy is now part of Shine

Pick QuickBooks Online if

• Fits if your accountant wants to work in the same books as you
• Works for US businesses that expect to add payroll, inventory or project tracking later

Look elsewhere if

• Pricey if you're a small team or need inventory and budgets: $85 a month for 3 users, $140 for Plus with 5
• Watch out: the advertised prices are half off for 3 months only, then $38, $85, $140 or $340 a month
• Tight if you're on the free plan: 2 invoices a month, 1 bank, and no accountant access or mobile app
• Pricey if you need payroll, at $50 a month plus $7 an employee on top
• Skip it if you're outside the US, as these are US plans and prices and other countries have their own sites

Billy

• The Free plan caps usage at 3 invoices and 10 expense receipts a month.
• Prices are in Danish kroner, excluding VAT, and the Complete plan carries a 12-month commitment.
• Annual accounts cost extra on most plans, from 2,495 kr., and the accountant package from 4,495 kr.
• The site says Billy is now part of Shine, so the product and its pricing may move to Shine's pages.

QuickBooks Online

• The advertised prices are a 50% discount for the first 3 months; the plan then renews at $38, $85, $140 or $340 a month.
• Each plan caps users: 1 on Simple Start, 3 on Essentials, 5 on Plus and 25 on Advanced.
• Payroll costs extra: Workforce Payroll alone is $50 a month plus $7 per employee, and Premium is $88 plus $13 per employee.
• These are US prices and plans; Intuit runs separate country sites for Canada, the UK, Australia, India and others.

Billy

Invoices and quotes

Send invoices and quotes in your own design, with card and MobilePay payment on invoices, and set up subscription invoices.

Receipts and bookkeeping

Scan, upload and store receipts, with a bookkeeping assistant that suggests how to post each expense.

VAT reporting

Report VAT figures to the Danish tax authority directly from the program and connect a bank to match transactions.

Payroll

Produce payslips from the same account and have the payroll posted to the books automatically. Billed per payslip.

Accountant access

Give an accountant access to the books from the Basic plan up, with add-on packages for annual accounts.

Mobile app

A mobile app for scanning receipts and sending quotes and invoices while out with customers.

QuickBooks Online

Bank feeds and automatic categorizing

Connect bank and card accounts and QuickBooks learns how you categorize transactions, then matches and records new ones the same way.

Invoices and online payments

Send invoices and estimates, take card and bank payments through QuickBooks Payments, and get status updates and reminders.

Bills and accounts payable

Organize and pay bills by ACH from paid plans. Standard ACH payments beyond the monthly allotment cost $0.50 each.

Reports, budgets and projects

Profit and loss and sales reports on every paid plan. Budgets, project profitability, inventory and class tracking start on Plus.

Intuit Intelligence

AI tools that categorize expenses, reconcile books and flag anomalies, with more of them unlocked on Plus and Advanced.

Payroll through QuickBooks Workforce

A separate subscription that runs full-service payroll, files payroll taxes and e-files 1099s, added from the same checkout.

Billy

• Free0 kr.

  per month, excl. VAT

  3 invoices and 10 expense receipts a month, VAT filing and receipt upload.

• Basic160 kr.

  per month, excl. VAT (page notes a saving vs monthly billing)

  No usage limits, ad-free invoices, accountant access and full bookkeeping support by email and chat.

• Plus295 kr.

  per month, excl. VAT (page notes a saving vs monthly billing)

  Adds AI accounting features, Copilot access, unlimited integrations, payroll and phone support.

• Complete595 kr.

  per month, excl. VAT, 12-month commitment

  Everything in Plus, with a quarterly accounts check, priority support and a do-it-yourself annual report included.

QuickBooks Online

• Free$0

  1 user, 2 invoices a month, profit and loss, balance sheet and account quick report, and 1 connected bank account.

• Simple Start$38

  per month for 1 user, billed monthly

  Advertised at $19 a month for the first 3 months. Automated bookkeeping, invoicing with online payments, bill pay and access for 2 accountants.

• Essentials$85

  per month for up to 3 users, billed monthly

  Advertised at $42.50 a month for the first 3 months. Adds enhanced reports, employee time on invoices and web lead forms.

• Plus$140

  per month for up to 5 users, billed monthly

  Advertised at $70 a month for the first 3 months. Adds budgets, project profitability, inventory and up to 40 classes and locations.

• Advanced$340

  per month for up to 25 users, billed monthly

  Advertised at $170 a month for the first 3 months. Adds custom roles, workflow automation, Excel sync, batch invoices and priority support.

Billy

• Other savings

  50% off payroll for 12 months

  Billy's homepage says payroll is charged per payslip, with a 50% saving during the first 12 months.

QuickBooks Online

• Other savings

  50% off the first 3 months

  New customers on a monthly plan pay half the base price for the first 3 months, then the regular price. It does not apply to per-employee fees.