Deel vs Toku (2026): which should you pick?
As of Nov 13, 2026, we pick Deel: it is third in our ranking of payroll services, and it grades higher too, 2.4 against 1.6.
Checked Oct 17, 2026 and Nov 13, 2026 · graded Oct 17, 2026 and Nov 13, 2026 by ToolGPA
Deel grades higher on features, ease of use and platforms. They get the same grade on value for money and the free plan.
Price, platforms and features side by side. The table says where each price was read and when.
Which one is for you
Pick Deel if
- Fits if you pay contractors in several countries and currencies
- Works for hiring abroad without setting up a local company
Look elsewhere if
- Pricey if your whole team is in the US: Deel's payroll is $145 a month for five, against $79 at Gusto
- Skip it if you want to try before committing, as there's a demo but no trial
- Not for you if you want a firm PEO price, as the pricing page shows $125 on one tab and $110 to $147 on others
- Pricey if you hire abroad without a local company, as employer of record is $599 a person a month
- Watch out: the pricing page doesn't list the 130+ countries, and contractors on the $49 plan are yours to classify
Pick Toku if
- Fits if you run a crypto or token company with contributors in many countries
- Works for teams that want EOR, contractors and a US PEO from one provider
Look elsewhere if
- Pricey if you hire several people, as EOR is $599 per employee a month and salary and benefits are extra
- Watch out: foreign exchange and conversion fees are billed separately
- Watch out: the US PEO needs at least 5 employees and depends on your state
- Not for you if you want a free plan or trial, since none is listed
How we grade them
| 2.4GPADeelFair | 1.6GPATokuWeak | |
|---|---|---|
| Value for money | CGraded against the other employer-of-record services, since EOR is a different kind of thing: $599 a person a month, $2,995 for five, the usual rate with Remote and Justworks. Its US payroll is $29 a person, $145 for five, dearer than most US tools. | C$19 per contractor a month up to $599 per employee for EOR. That is far above plain payroll, but it is a different kind of service, and Toku's $599 EOR fee matches Atlas HXM's. |
| Free plan and trial | FNo free plan or trial: Deel offers a demo instead. Pricing is month to month with no long-term contract, but you pay from the start. | FNo free plan and no trial are listed. A banner on the pricing page mentions 3 months of EOR fees waived, with no terms. |
| Features | BEmployer of record and payroll in 130+ countries, US payroll in all 50 states, contractor payments in 120+ currencies, contractor of record and a US PEO. The whole job of paying people wherever they are. | CEmployer of record, contractor management, stablecoin payouts, token grant administration and a US PEO. The PEO needs 5 employees and is limited by state. |
| Ease of use | A4.84 from about 3,200 App Store ratings. US payroll is yours to run yourself, or a Deel payroll manager can run it on the managed option. | CNo store rating is on record, and onboarding workers in other countries involves agreements and terms. |
| Platforms and integrations | BWeb, iPhone and Android, with QuickBooks, Xero, NetSuite, BambooHR, Greenhouse, Ashby, Slack and Google Workspace. No desktop app. | CWeb only, but it lists ADP, Workday, Gusto, UKG and SAP, so stablecoin payouts can sit beside payroll you already have. |
| Best for | hiring and paying people in other countries | paying a global team in stablecoins and local currency |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: Deel and Toku. How we grade
Price against what you get
Deel starts at $29 a month for each person and scores 3.3 out of 4 on features, ease of use and platforms. Toku starts at $19 a month for each person and scores 2.0.
Deel scores higher, and starts $10 a month higher: the question is whether the extra is worth that to you. Of the other payroll services on the chart, none scores higher than Deel for less, and 6 score higher than Toku for less.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Where they differ
- Deel also covers expense tracking.
- Toku also covers employee records and partner payouts.
At a glance
| Deel | Toku | |
|---|---|---|
| Pricing | Paid | Paid |
| Starts at | $29 per employee / month for self-service US payroll | $19 per contractor / month and up |
| Free plan | None | None |
| Free trial | None listed | None listed |
| Web | ||
| iOS | ||
| Android | ||
| Made by | Deel | Toku |
| Price read from | deel.com | toku.com |
| Checked | Oct 17, 2026 | Nov 13, 2026 |
Worth knowing
Deel
- Employer of record costs $599 per employee a month, against $29 for payroll where you have your own entity.
- Deel's US PEO is shown at $125 per employee a month on one tab and $110 to $147 on others, depending on the plan and health benefits.
- Pricing is month to month with no long-term contract; Deel offers a demo rather than a free trial.
- Covers 130+ countries for EOR and payroll and the US for PEO; the pricing page does not list the countries.
Toku
- List prices are per worker per month and the final quote depends on country, pay and benefits; terms are agreed before onboarding.
- FX and conversion fees are billed separately under the client agreement.
- The US PEO needs at least 5 employees and is limited by state eligibility.
- The pricing page shows a banner for 3 months of EOR fees waived with no terms stated there.
Key features
Deel
- Contractor payments
- Pay contractors in 120+ currencies from automatically created invoices, with compliant contracts and tax form collection.
- Employer of record
- Hire full-time staff in 130+ countries without a local entity; Deel employs them and runs their payroll, benefits and compliance.
- US and global payroll
- Run US payroll in all 50 states yourself or have Deel manage it, and run payroll for your own entities in 130+ countries.
- US PEO
- Co-employment for US companies with an entity: Deel handles payroll, tax, HR and state registrations, with or without its health benefits.
- Payroll add-ons
- Global benefits management and treasury at $10 per employee a month, expenses from $8, and Payroll Connect at $5 to view other payroll vendors.
- Integrations
- Connects to QuickBooks, Xero and NetSuite for accounting, and to BambooHR, Greenhouse, Ashby and Slack.
Toku
- Employer of record
- Toku becomes the local employer and handles contracts, payroll, statutory filings, benefits and social contributions in the 100+ countries it lists.
- Stablecoin and local-currency payouts
- Payouts can be set to fiat, stablecoin or token by worker, country or entity.
- Contractor management
- Localized agreements, digital onboarding, invoice approvals and finance ledgers.
- Token grant administration
- Tracks grants and vesting, captures fair market value at vest and aligns tax withholding with payroll.
- Integrations with existing payroll
- Its FAQ says it integrates with ADP, Workday, Gusto, UKG and SAP so stablecoin payouts can sit beside an existing payroll system.
Plans
Deel
Deel Payroll: US$29
per employee / month, self-service, billed monthly
Payroll in all 50 states with federal, state and local tax filing, W-2s and new-hire reporting. A managed option adds a Deel payroll manager.
Deel Payroll: Global$29
per employee / month, billed monthly
Payroll in 130+ countries where you have an entity, with local tax filings, run by Deel's experts; your own team can run it in the US and Canada.
Contractors$49
per contractor / month, billed monthly
Contracts, automated invoicing, tax form collection and payments to contractors in 120+ currencies. You classify the contractors yourself.
Contractor of Record$325
per contractor / month, billed monthly
Deel takes on the contractor relationship and the classification liability.
Employer of Record$599
per employee / month, billed monthly
Deel legally employs your hire in 130+ countries, handling contracts, payroll, taxes, benefits and local compliance.
Toku
Contractor Management$19
per contractor / month and up
Onboarding, localized agreements, invoice approvals and payouts. Price depends on contractor count, payment frequency, country and currency mix and share of stablecoin payouts.
Agent of Record (AOR)$149
per contractor / month and up
Toku acts as agent of record for contributors, with centralized invoicing and high-volume payouts.
PEO (US)$89
per employee / month
Payroll processing, W-2 administration and HR support for US teams of at least 5 employees that arrange benefits through their own broker; subject to state eligibility.
Employer of Record (EOR)$599
per employee / month
Service fee only. Toku is the local employer; salary, employer contributions and benefits are additional.
Token Grant Administration$1,200
per month for up to 49 stakeholders
Token grant and vesting schedule management with payroll-aligned tax reporting.
Ways to pay less
Deel
- Other savings
3 months of PEO platform fees free
New PEO order forms signed between July 15 and December 31, 2026 with a term of at least two years get 3 months of platform fees credited at the end of the term.
Toku
No public discounts listed.
Common questions
Which is cheaper, Deel or Toku?
As of Nov 13, 2026, Toku is cheaper to start with: $19 a month for each person, against $29 a month for each person for Deel. Deel starts at $29 per employee / month for self-service US payroll, and Toku starts at $19 per contractor / month and up.
Which has a free plan, Deel or Toku?
As of Nov 13, 2026, neither Deel nor Toku has a free plan.
Which platforms do Deel and Toku run on?
As of Nov 13, 2026, only Deel lists iOS and Android apps. Both list a web app. A platform missing from a listing is one its maker's pages did not mention.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.
