Eddy review (2026): is it worth $50 a month?
HR records, time tracking and US payroll for small businesses
Black Friday: is there a Eddy sale?
Eddy report card
Fair · out of 4.0 · graded Nov 12, 2026
Best for US payroll and HR for small teams
Eddy is HR software for US small businesses at $50 a month plus $4 a person, with payroll as a paid add-on. Payroll for five people comes to about $150 a month, and payroll works in the US only.
Who Eddy is for
- Fits if you run a small US team and want HR and payroll in one place
- Makes sense if you want time off and records handled alongside payroll
Who Eddy is not for
- Pricey if you add payroll, as it is on top of the HR base fee and per-person charge
- Not for you if you pay staff outside the US, as payroll is US only
- Watch out: the hiring tool is another add-on at $199 a month
- Watch out: next-day pay costs extra, and support runs on limited live hours
- Skip it if you need to know the trial length first, as it is not stated
Why Eddy gets a 2.0
Five grades, each with its reason. The GPA is their average: an A is 4 points, an F is none.
- DValue for moneyPayroll is a $50 a month add-on plus $6 a person, on top of the HR base of $50 and $4 a person. For five people that is about $150 a month, against $29 in the middle.
- DFree plan and trialStarter and Growth show Try for free buttons, but the page does not say how long the trial lasts. There is no free plan.
- BFeaturesFull-service payroll, year-end forms, time tracking and time off, employee records and documents. Hiring is another add-on.
- CEase of useNo store rating on record. You enter employees and set up payroll.
- BPlatforms and integrationsWeb, iOS and Android, with no integrations listed.
What these grades rest on. Graded from this listing, whose facts were read from Eddy's own pages on 12 November 2026. Not based on using the product, and shorter than our full reviews. How we review and grade.
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<a href="https://toolgpa.com/tools/eddy#review"><img src="https://toolgpa.com/badge/eddy.svg" alt="Eddy: 2.0 GPA on ToolGPA" width="196" height="56"></a>Where Eddy stands among payroll services
Eddy's GPA of 2.0 is higher than 11 of the 40 other payroll services we grade, and level with 5.
It stands best on features (B, above 17 of 40) and worst on value for money (D, above 0).
Its paid plans start at $50 a month, against a middle price of $29 for the category: 20 of the 24 others that charge start lower.
On features, ease of use and platforms it scores 2.7 out of 4. 7 tools score higher and cost less.
Each grade against the category
Every bar is all 41 payroll services we grade, cut by the letter each got. Eddy’s own letter is outlined.
- DValue for moneyAbove 0 of 40, level with 2
- DFree plan and trialAbove 27 of 40, level with 2
- BFeaturesAbove 17 of 40, level with 23
- CEase of useAbove 1 of 40, level with 25
- BPlatforms and integrationsAbove 11 of 40, level with 29
Price against what you get
Each dot is one of 25 payroll services. Further left costs less, and higher up scores better on features, ease of use and platforms. Point at a dot to see which tool it is.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Keep Eddy, or make your own?
Keep it
To replace Eddy you would be making payroll taxes worked out and filed with the government for you. That is not a weekend's work, with an AI app builder or without one.
That makes this kind of software worth paying for, not this one in particular: 24 of the 40 other payroll services grade higher. It costs $600 a year.
What you could make
- Employee records, time off and applicant tracking: an app builder makes these well.
What you could not
- Payroll taxes worked out and filed with the government for you.
- Clocking in from a phone, checked against where and when.
- A real app for iOS and Android. Something home-made would be a web page.
- The depth: we grade its features B, which means it covers the whole job.
What this rests on. Eddy’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
What is Eddy?
Eddy is an HR platform for small and midsize US businesses that keeps employee records, documents, onboarding, time off and time tracking in one place. Full-service payroll, with tax filing in all 50 states, and a hiring tool are sold as paid add-ons to the base HR plans. Pricing is a monthly base fee plus a charge for each active employee.
Worth knowing
- Payroll is a separate add-on at $50 per month plus $6 per person, charged on top of the $50 or $75 HR base fee and its per-person charge.
- Payroll is available in the US only.
- The hiring tool is another add-on at $199 per month.
- Next-day pay costs extra, and phone, chat and email support run on limited live hours.
Key features
- Full-service payroll
- Unlimited payrolls per month, including bonus and off-cycle runs, with direct deposit and automatic federal, state and local tax filing and payment.
- Year-end forms
- Builds digital W-2s for employees and 1099s for contractors, and files forms such as 940, 941 and 8974.
- Time tracking and time off
- Clock in and out from the web or the mobile app, with overtime rules, geo-tagging, a tablet kiosk app, PTO policies and a who's-out calendar.
- Employee records and documents
- A single employee database with e-signature documents, W-4 and W-9 collection, new-hire task lists and training or license tracking.
- Hiring add-on
- Posts jobs to a career page and major job boards, with candidate messaging, hiring team reminders and offer letters.
Eddy pricing
As of Nov 12, 2026, Eddy is a paid product with a free trial, starting at $50 per month, plus $4 per person (HR only; payroll is a paid add-on).
- Starts at
- $50 per month, plus $4 per person (HR only; payroll is a paid add-on)
- Free plan
- None
- Free trial
- Starter and Growth show Create free account and Try for free buttons; the page does not state how long the trial lasts.
| Plan | Price | What you get |
|---|---|---|
| Starter | $50per month, plus $4 per person | Core HR: records, document storage (up to 50 documents), onboarding, time tracking, time off and basic reporting. Payroll is not included. |
| Growth | $75per month, plus $8 per person | Everything in Starter, plus training tracking, custom signature documents, onboarding templates, custom data fields, an org chart and manager approval flows. |
| Premium | Custom | Everything in Growth, plus Eddy Payroll, hiring, premium support and a dedicated support representative. Priced by quote. |
| Payroll add-on | $50per month, plus $6 per person | Unlimited payrolls, 2-day or 4-day direct deposit, quarterly and annual tax filings, and W-2 and 1099-NEC preparation. Added on top of a base HR plan. |
Read from eddy.com on Nov 12, 2026. Prices change, so confirm with Eddy before you buy.
Eddy alternatives
- Eddy vs Gusto
From $49/mo
- Eddy vs OnPay
Free trial · from $49/mo
- Eddy vs Justworks
From $50/mo
- Eddy vs Paycor
From $99/mo
- Eddy vs Patriot Payroll
Free trial · from $17/mo
Common questions
Does Eddy have a Windows app?
No Windows app was listed when its pages were read on Nov 12, 2026. Eddy is listed for Web, iOS and Android.
Does Eddy have a macOS app?
No macOS app was listed when its pages were read on Nov 12, 2026. Eddy is listed for Web, iOS and Android.
Is Eddy open source?
Eddy is not described as open source on its own site, as read on Nov 12, 2026.
Sources for this page
The prices, plans, platforms and features above were read from these pages on Nov 12, 2026.