e-conomic vs Xero (2026): which should you pick?

Pick e-conomic if

• Fits if you run a Danish company with an accountant who logs in too
• Works for businesses that want an API into their own tools

Look elsewhere if

• Pricey if you post a lot: the price rises when you pass your postings limit
• Skip it if you need orders, quotes or reminders, because they sit on Plus at 299 kr. and above
• Watch out: extra users are an add-on, and only Komplet includes one
• Watch out: time registration is a separate add-on at 79 kr. a month
• Not for you if you want yearly billing discounts: the page lists none, and it is billed quarterly

Pick Xero if

• Fits if your accountant already works in Xero
• Works for businesses where several staff and advisers need to be in the books, as users are unlimited

Look elsewhere if

• Tight if you send more than 20 invoices or enter more than 5 bills, since that's where Early stops
• Watch out: the advertised prices are 80% off for 3 months only, then $27, $59 or $97 a month
• Pricey if you need US payroll, at $36 a month plus $6 a person on top
• Pricey if you bill in other currencies, which need Established at $97, or want auto-reconcile on Early, a $5 add-on
• Skip it if you want a free plan to start on, as there isn't one, and taking the free month costs you the discount

e-conomic

• Prices are in Danish kroner excluding VAT, and rise automatically when a company passes its postings limit.
• Billed quarterly by invoice; the pricing page lists no yearly discount.
• Extra users are an add-on; only Komplet includes one extra user.
• Time registration is a separate add-on at 79 kr. a month, or 39 kr. for the mobile version.

Xero

• The advertised prices are 80% off for the first 3 months; plans then renew at $27, $59 or $97 a month.
• Early stops at 20 invoices and 5 bills, and its graphs and cash flow forecast are the basic ones.
• US payroll costs $36 a month plus $6 per employee or contractor, and is not offered to Xero's US mobile-only subscribers.
• These are US prices; Xero sells in other countries, including New Zealand, Australia and the UK, on separate regional sites.

e-conomic

Bookkeeping and VAT

General ledger, VAT accounting, reports, year-end close, currency handling and e-invoicing are part of the core in every package.

Bank connection

Bank transactions flow into the books automatically; the page says it connects to all banks in Denmark, so no CSV imports are needed.

Orders, quotes and reminders

Send orders and quotes by email, PDF or online link, and keep track of customers who have not paid on time.

Receipt matching and suggestions

Receipt matching, automatic reading of receipts and posting suggestions cut manual entry; some of these start at Smart.

Accountant access

An accountant or bookkeeper can be given direct access to the books at no extra charge.

Open API and integrations

An open API connects e-conomic to the rest of a company's systems; the vendor says more than 200 integrations exist.

Xero

Bank reconciliation

Match bank transactions to invoices and bills. Auto-reconcile is part of Growing and Established, and a $5 a month add-on on Early.

Invoices, quotes and online payments

Send invoices and quotes with a payment service attached, and take card payments in person with Tap to Pay on iPhone and Android.

Bills and Smart Document Capture

Bills and receipts are pulled into Xero from documents, and standard ACH bill payments in US dollars are included on every plan.

Cash flow forecasts and analytics

Forecasts run 30, 60 or 180 days ahead depending on the plan, and Syft analytics, dashboards and health scorecards are built in.

JAX assistant

Xero's AI assistant answers questions about the business's numbers and handles routine bookkeeping tasks.

Xero Payroll, powered by Gusto

Full-service payroll that calculates, files and pays federal and state taxes across all 50 states, without leaving Xero.

e-conomic

• Basis249 kr.

  per month excl. VAT, for up to 1,000 postings a year

  Core bookkeeping, VAT, invoicing, bank connection and API access. Price rises with the postings tier; no setup fee.

• Plus299 kr.

  per month excl. VAT, for up to 1,000 postings a year

  Basis plus orders, quotes and payment reminders. Price rises with the postings tier.

• Smart399 kr.

  per month excl. VAT, for up to 1,000 postings a year

  Adds bank workflows, automatic posting suggestions and receipt matching. Price rises with the postings tier.

• Komplet649 kr.

  per month excl. VAT, for up to 1,000 postings a year

  Adds company cards, extended approvals, extra dimensions, holding-company setup and one extra user.

Xero

• Early$27

  per month, billed monthly

  Advertised at $5.40 a month for the first 3 months. Quotes, 20 invoices, 5 bills, bank reconciliation, sales tax and a 30-day cash flow forecast.

• Growing$59

  per month, billed monthly

  Advertised at $11.80 a month for the first 3 months. No invoice or bill limits, auto-reconcile, dashboards, budgets and a 60-day forecast.

• Established$97

  per month, billed monthly

  Advertised at $19.40 a month for the first 3 months. Adds multiple currencies, project time and costs, expense claims and a 180-day forecast.

e-conomic

No public discounts listed.

Xero

• Other savings

  80% off the first 3 months

  New US customers buying their first organization pay 20% of the base plan price for 3 months, then the regular monthly price. Add-ons are not discounted.

• Other savings

  Two months of Xero Payroll free

  Xero's payroll page offers two months free to try Xero Payroll, which then costs $36 a month plus $6 per employee or contractor.