Ease vs Employee Navigator (2026): which should you pick?

Pick Ease if

• Fits if you're an insurance broker enrolling small employers in benefits
• Works for employers whose broker already uses it

Look elsewhere if

• Skip it if you're an employer without a broker, since it's sold to brokers
• Not for you if you want a price on the page
• Pricey if you want HR add-ons, at $1 to $2 per employee a month on top
• Watch out: Pro covers up to 2,000 employees and 3 agency users, with SSO only on Enterprise

Pick Employee Navigator if

• Fits if you are a US employer whose broker already offers it
• Works for brokers who want enrollment and ACA reporting for their clients

Look elsewhere if

• Skip it if you want a price, as every tier says Contact Sales
• Not for you if you are outside the US, as it is built for US benefits and ACA
• Watch out: 834 EDI feeds cost $0.45 per employee a month on Enhanced Plus and Elite
• Tight if you want PTO tracking or onboarding, as they start at Elite

Ease

• No subscription prices are published: three levels (Pro, Agency, Enterprise) are bought by brokers through a demo request.
• Pro covers up to 2,000 employees and 3 agency users, Agency has 6 agency users and Enterprise 10; single sign-on and custom reports are Enterprise only.
• HR add-ons are priced separately: $1 per employee per month for brokers to enable and $2 for employers, and ACA compliance is $6 per employee per form per year.
• Payroll integrations typically cost $0 to $1.50 per employee per month with partner-specific fees, and the site says Ease is now owned by Employee Navigator.

Employee Navigator

• No prices are published: every tier on the pricing page says Contact Sales, so the cost is unverified.
• The pricing page is written for brokers, with tiers named Enhanced, Enhanced Plus, Elite and Platinum; an employer buys through a broker.
• 834 EDI feeds are listed at $0.45 PEPM on Enhanced Plus and Elite, free on Platinum, with additional fees noted.
• New hire onboarding and PTO tracking start at the Elite tier.

Ease

Online enrollment

Replaces paper forms with online benefits enrollment, with onboarding that leads new hires straight into their elections.

Quoting and census

Rate quoting, Excel census download and renewal assist for brokers.

Carrier connections

EaseConnect and EaseConnect+ send enrollment data to carriers; the Agency level adds EaseConnect 834 and third-party EDI apps.

HR tools

Time-off requests with manager approval, a PTO calendar, a company directory, an org chart, onboarding and offboarding.

ACA compliance

Tracks variable-hour employees and affordability, sends notifications and generates IRS 1094 and 1095 B and C forms.

Payroll connections

Syncs deductions and demographic data with payroll providers such as ADP Workforce Now, Heartland, Paycor and Paylocity.

Employee Navigator

Benefits administration

Online enrollment, new hire and open enrollment, life events and beneficiary tracking, and customizable plan libraries.

ACA reporting

ACA reporting and compliance tools are included in every broker plan tier.

Carrier and payroll integrations

The site says it connects with 600+ partners, including carriers, TPAs and payroll providers, and 834 EDI feeds are available on higher tiers.

Onboarding and HR records

New hire onboarding, recurring task management and PTO and vacation tracking are listed from the Elite tier.

Ease

Pricing could not be confirmed. See ease.com.

Employee Navigator

Pricing could not be confirmed. See employeenavigator.com.