Ease vs PlanSource (2026): which should you pick?

Pick Ease if

• Fits if you're an insurance broker enrolling small employers in benefits
• Works for employers whose broker already uses it

Look elsewhere if

• Skip it if you're an employer without a broker, since it's sold to brokers
• Not for you if you want a price on the page
• Pricey if you want HR add-ons, at $1 to $2 per employee a month on top
• Watch out: Pro covers up to 2,000 employees and 3 agency users, with SSO only on Enterprise

Pick PlanSource if

• Fits if you want ACA, COBRA and carrier billing handled by the same vendor as enrollment
• Works for US brokers and carriers building on a benefits platform

Look elsewhere if

• Skip it if you want prices or plan names up front, as none are published
• Not for you if you employ people outside the US: the pages talk about ACA, COBRA and QMCSO
• Watch out: ACA and COBRA are extended services beside the platform, so expect more than one line on the quote
• Too light for payroll or time off, which aren't described

Ease

• No subscription prices are published: three levels (Pro, Agency, Enterprise) are bought by brokers through a demo request.
• Pro covers up to 2,000 employees and 3 agency users, Agency has 6 agency users and Enterprise 10; single sign-on and custom reports are Enterprise only.
• HR add-ons are priced separately: $1 per employee per month for brokers to enable and $2 for employers, and ACA compliance is $6 per employee per form per year.
• Payroll integrations typically cost $0 to $1.50 per employee per month with partner-specific fees, and the site says Ease is now owned by Employee Navigator.

PlanSource

• No pricing, plan names or trial are published; a demo request is the only entry point.
• The pages describe a US-style benefits setup (ACA, COBRA, QMCSO); it is not described for use elsewhere.
• Extended services such as ACA or COBRA are separate service lines beside the core platform.

Ease

Online enrollment

Replaces paper forms with online benefits enrollment, with onboarding that leads new hires straight into their elections.

Quoting and census

Rate quoting, Excel census download and renewal assist for brokers.

Carrier connections

EaseConnect and EaseConnect+ send enrollment data to carriers; the Agency level adds EaseConnect 834 and third-party EDI apps.

HR tools

Time-off requests with manager approval, a PTO calendar, a company directory, an org chart, onboarding and offboarding.

ACA compliance

Tracks variable-hour employees and affordability, sends notifications and generates IRS 1094 and 1095 B and C forms.

Payroll connections

Syncs deductions and demographic data with payroll providers such as ADP Workforce Now, Heartland, Paycor and Paylocity.

PlanSource

Benefits administration platform

Configure plans, vendors and employee populations in one system, with an employee-facing enrollment and decision-support experience.

ACA and COBRA administration

Handles ACA measurement, reporting and forms, and the COBRA notice, election and billing cycle.

Carrier billing and payments

Consolidates carrier bills, reconciliation and payment workflows, a service the site lists beside the core platform.

Consumer health accounts

Administration of HSAs, FSAs, HRAs and lifestyle spending accounts, with compliance support.

Service center and advocacy

An employee service center and claims or clinical advocacy support are listed as extended services.

AI features

AI is used for dependent verification, plan configuration checks, reporting and a virtual assistant for admins and employees.

Ease

Pricing could not be confirmed. See ease.com.

PlanSource

Pricing could not be confirmed. See plansource.com.