Everee vs OnPay (2026): which should you pick?

Pick Everee if

• Fits if you pay many hourly or gig workers and want flexible pay cycles
• Works for platforms that want payroll built into their own app

Look elsewhere if

• Watch out: no prices are published, and rates depend on payment or worker counts
• Watch out: the pay card carries a small monthly fee per active card, with no amount given
• Skip it if you pay staff outside the US, as the site describes tax filing in the 50 states only
• Skip it if you want a free plan or a trial, as neither is listed

Pick OnPay if

• Fits if you want to know the price without talking to a salesperson
• Works for paying employees and contractors across several states

Look elsewhere if

• Pricey if you run an hourly team, as the time and HR bundle is $70 plus $10 a worker
• Not for you if you pay anyone outside the US, which its pages don't mention
• Tight if you want live HR advice, at $65 a month on top
• Watch out: health insurance, workers' comp and 401(k) premiums are paid on top of the subscription
• Watch out: there's no free plan, and the listing doesn't say if the free month needs a card

Everee

• No prices are published: the pricing page describes per-payment, per-active-employee and platform models, each with a custom quote.
• The pricing page says the pay card carries a small monthly fee per active card, without giving the amount.
• The site describes tax filings in all 50 states; it does not describe payroll outside the US.
• Volume discounts are offered, so rates depend on payment or worker counts.

OnPay

• Add-ons bought alone cost $15 plus $2 per worker (HR), $15 plus $4 per worker (Time Tracking), $10 (Compliance Resources) and $65 a month (Live HR Support).
• Runs payroll in all 50 US states at no extra charge per state; the pages read mention no other countries.
• Health insurance, workers' comp and 401(k) plans are paid at their premiums on top of the OnPay subscription.

Everee

Flexible pay cycles

Runs payroll daily, weekly or on demand, with same-day ACH deposits and an Everee Visa pay card for instant payments.

W-2 and 1099 in one system

Pays employees and contractors together, with tax filings in all 50 states and W-2 and 1099 filing and distribution.

Worker onboarding

A mobile app for workers, I-9 collection with E-Verify, and tax paperwork handled automatically.

APIs and embedded payroll

APIs, webhooks, embeddable components and white-label options let a software platform offer payroll inside its own product; a free sandbox is offered.

Back-office support

Includes benefits administration, workers' comp and garnishment support, ACA reporting and accounting software integration.

OnPay

Full-service payroll

Pay W-2 employees and 1099 contractors by direct deposit, check or prepaid debit card, with unlimited pay runs and garnishment deductions.

Taxes in all 50 states

Files and pays federal, state and local taxes and year-end W-2s and 1099s, registers for state taxes, and backs its filings with an error-free guarantee.

Hiring and onboarding

Send offer letters for e-signature, have new hires sign I-9s and W-4s and onboard themselves, and file state new-hire reports automatically.

Accounting sync

Syncs the general ledger to QuickBooks Online or Xero after every pay run, with line items mapped to your chart of accounts.

Benefits administration

Health, dental and vision plans chosen with licensed in-house agents, with open enrollment and payroll deductions; you pay only the premiums.

Time Tracking add-on

Time clocks for each worksite, overtime and break rules, supervisor approval and approved hours sent straight to payroll.

Everee

Pricing could not be confirmed. See everee.com.

OnPay

• Payroll Essentials$49

  per month, plus $6 per worker paid

  Full-service payroll and tax filing in all 50 states, onboarding with e-signatures, accounting sync, reports and benefits administration.

• Payroll, Time Tracking and HR$70

  per month, plus $10 per worker paid

  Bundle for hourly teams: Payroll Essentials with the Time Tracking and HR add-ons, against $79 plus $12 per worker bought separately.

• Payroll, HR and HR Support$120

  per month, plus $7 per worker paid

  Bundle for salaried teams: Payroll Essentials, HR, Compliance Resources and Live HR Support.

• Everything bundle$130

  per month, plus $10 per worker paid

  Payroll Essentials with Time Tracking, HR, Compliance Resources and Live HR Support.