Loket vs Payfit (2026): which should you pick?
As of Nov 13, 2026, Payfit grades higher than Loket: 2.0 against 1.8 out of 4.0.
Checked Nov 12, 2026 and Nov 13, 2026 · graded Nov 12, 2026 and Nov 13, 2026 by ToolGPA
Payfit grades higher on platforms. They get the same grade on value for money, the free plan, features and ease of use.
Price, platforms and features side by side. The table says where each price was read and when.
Which one is for you
Pick Loket if
- Fits if you pay Dutch employees
- Works for accountants running payroll for clients
Look elsewhere if
- Skip it if you do not read Dutch, as the site is in Dutch
- Not for you if you pay staff outside the Netherlands
- Watch out: pricing is quoted per organization and not published
- Watch out: no mobile apps are listed
Pick Payfit if
- Fits if you want a provider to run your UK payroll
- Works for firms from 25 employees up to 300 or more
Look elsewhere if
- Watch out: no prices are published, so cost cannot be compared in advance
- Skip it if you pay staff outside the UK, as the pages read describe UK payroll only
- Skip it if you want a free plan or a trial, as neither is listed
- Watch out: sizes described run from small firms of up to 25 employees to 300-plus
How we grade them
| 1.8GPALoketWeak | 2.0GPAPayfitFair | |
|---|---|---|
| Value for money | CNo price is published, as the FAQ says costs depend on the organization, so it sits in the middle of payroll tools. | CNo price is published; the site offers a demo and a Try now button. |
| Free plan and trial | FNo free plan and no trial; you request a demo. | FNo free plan and no trial are on record for this listing. |
| Features | BPayroll, leave, sickness absence, expenses, digital files, workflows, dashboards and an AI assistant. The listing names no gap in the job. | BPayroll run by Payfit's team, HMRC and pension submissions, starters, leavers and statutory pay, payments and HR modules. |
| Ease of use | CNo store rating on record. It is sold by demo and tied to Dutch rules, so there is setup. | CNo store rating on record. A team sets up and runs the payroll with you. |
| Platforms and integrations | CWeb only; the site does not list mobile apps and no integrations are recorded. | BWeb only, with links to Xero, QuickBooks, Kota, Spendesk and BambooHR. |
| Best for | Dutch payroll for employers and accountants | UK payroll run by Payfit's own team |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: Loket and Payfit. How we grade
Where they differ
- Loket also covers workflow automation and dashboards.
In commonWebExpense trackingPayrollEmployee recordsTime off
At a glance
| Loket | Payfit | |
|---|---|---|
| Pricing | Paid | Paid |
| Starts at | Not published | Not published |
| Free plan | None | None |
| Free trial | None listed | None listed |
| Web | ||
| Made by | Loket | Payfit |
| Price read from | Not confirmed | Not confirmed |
| Checked | Nov 13, 2026 | Nov 12, 2026 |
Worth knowing
Loket
- The FAQ says costs depend on the organization's needs, so no prices are published and pricing is unverified.
- It is built for Dutch payroll and the site is in Dutch.
- Sold through a demo request rather than self-serve sign-up.
- The site does not list mobile apps.
Payfit
- No prices are published; the site offers a demo and a Try now button, so cost cannot be compared in advance.
- The pages read from this location describe UK payroll; availability and features in other countries are not shown on them.
- Payfit says it takes legal responsibility for HMRC compliance on the payroll it runs.
- Pages describe sizes from small businesses of up to 25 employees to mid-market firms of 300 or more.
Key features
Loket
- Payroll
- Online payroll processing, with salary benchmarking as a separate insight feature.
- Leave, absence and expenses
- Leave, sickness absence and expense claims run through an employee portal called Werknemerloket.
- Workflows and automation
- Workflows, automatic processing and HR process management take over manual steps between payroll and HR.
- Integrations
- The platform is described as API-first and modular, with links to other software.
- AI HR assistant
- An HR buddy answers HR and payroll questions for users, and an earlier assistant named Robin handles error codes and navigation.
Payfit
- Payroll run by Payfit's team
- UK payroll experts, described as CIPP-qualified, prepare and check each pay run; the client reviews and approves before payday.
- HMRC and pension submissions
- Sends Full Payment Submissions and Employer Payment Summaries to HMRC, applies tax code changes, and submits to pension providers including NEST, Smart Pension, Aviva, NOW Pensions and People's Pension.
- Starters, leavers and statutory pay
- Handles new-starter notifications, P45s, notice-pay calculations and statutory pay entitlements, and generates P11Ds at no extra cost.
- Payments
- Pays staff through Telleroo or produces a BACS file for upload to the company's bank.
- Connected HR modules
- Leave and absence, expenses, performance reviews and reporting sit on the same platform as payroll.
Plans
Loket
Pricing could not be confirmed. See loket.nl.
Payfit
Pricing could not be confirmed. See payfit.com.
Ways to pay less
Loket
No public discounts listed.
Payfit
- Other savings
First month free for new clients until 30 November 2026
A site banner offers a free first month to new clients who subscribe on or before 30 November 2026.
Common questions
Which is cheaper, Loket or Payfit?
As of Nov 13, 2026, Loket has no price we could confirm, and Payfit has no price we could confirm.
Which has a free plan, Loket or Payfit?
As of Nov 13, 2026, neither Loket nor Payfit has a free plan.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.