Loket vs SD Worx (2026): which should you pick?
As of Nov 13, 2026, Loket and SD Worx share a 1.8 GPA, neither has a free plan and their prices can't be set side by side, so the choice depends on which features you need.
Checked Nov 13, 2026 · graded Nov 13, 2026 by ToolGPA
They get the same grade on all five counts.
Price, platforms and features side by side. The table says where each price was read and when.
Which one is for you
Pick Loket if
- Fits if you pay Dutch employees
- Works for accountants running payroll for clients
Look elsewhere if
- Skip it if you do not read Dutch, as the site is in Dutch
- Not for you if you pay staff outside the Netherlands
- Watch out: pricing is quoted per organization and not published
- Watch out: no mobile apps are listed
Pick SD Worx if
- Fits if you pay staff in several European countries
- Makes sense if you want payroll run for you
Look elsewhere if
- Skip it if you want a price online, as none is published
- Not for you if you need US payroll, which the pages do not describe
- Watch out: much of the offering is advisor-led rather than self-serve
- Watch out: there is no free plan or trial on the pages read
How we grade them
| 1.8GPALoketWeak | 1.8GPASD WorxWeak | |
|---|---|---|
| Value for money | CNo price is published, as the FAQ says costs depend on the organization, so it sits in the middle of payroll tools. | CNo price is published; buyers are sent to an expert, so it sits in the middle of payroll tools. |
| Free plan and trial | FNo free plan and no trial; you request a demo. | FNo free plan or trial on the pages read. |
| Features | BPayroll, leave, sickness absence, expenses, digital files, workflows, dashboards and an AI assistant. The listing names no gap in the job. | BLocal, managed and multi-country payroll, time and attendance, HR and expenses on the mysdworx platform. The listing names no gap in the job. |
| Ease of use | CNo store rating on record. It is sold by demo and tied to Dutch rules, so there is setup. | CNo store rating on record. A service with local advisors means onboarding rather than sign-up. |
| Platforms and integrations | CWeb only; the site does not list mobile apps and no integrations are recorded. | CWeb only on the listing, with no mobile app or integrations list. |
| Best for | Dutch payroll for employers and accountants | payroll across several European countries |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: Loket and SD Worx. How we grade
Where they differ
- Loket also covers workflow automation and dashboards.
- SD Worx also covers shift scheduling and time clock.
In commonWebExpense trackingPayrollEmployee recordsTime off
At a glance
| Loket | SD Worx | |
|---|---|---|
| Pricing | Paid | Paid |
| Starts at | Not published | Not published |
| Free plan | None | None |
| Free trial | None listed | None listed |
| Web | ||
| Made by | Loket | SD Worx |
| Price read from | Not confirmed | Not confirmed |
| Checked | Nov 13, 2026 | Nov 13, 2026 |
Worth knowing
Loket
- The FAQ says costs depend on the organization's needs, so no prices are published and pricing is unverified.
- It is built for Dutch payroll and the site is in Dutch.
- Sold through a demo request rather than self-serve sign-up.
- The site does not list mobile apps.
SD Worx
- No prices are published and buyers are sent to talk to an expert, so pricing is unverified.
- Services are organized around European countries; the pages do not describe US payroll.
- Much of the offering is service-led, with local advisors alongside the software.
- The pages read give no free plan or self-serve trial.
Key features
Loket
- Payroll
- Online payroll processing, with salary benchmarking as a separate insight feature.
- Leave, absence and expenses
- Leave, sickness absence and expense claims run through an employee portal called Werknemerloket.
- Workflows and automation
- Workflows, automatic processing and HR process management take over manual steps between payroll and HR.
- Integrations
- The platform is described as API-first and modular, with links to other software.
- AI HR assistant
- An HR buddy answers HR and payroll questions for users, and an earlier assistant named Robin handles error codes and navigation.
SD Worx
- Local and managed payroll
- Local payroll software, plus managed payroll services in which in-country specialists handle legislation and language.
- Multi-country payroll
- Payroll across several countries with local compliance, with payroll compliance guidance and reward and compensation advice.
- Time and attendance
- Time tracking, leave and absence management, workforce scheduling and planning, connected to payroll.
- HR and expenses
- Digital HR documents and workflows, performance and skills, learning and development, and expense and travel management.
- mysdworx platform
- One platform for HR, pay and time across Europe, with AI features highlighted on the site.
Plans
Loket
Pricing could not be confirmed. See loket.nl.
SD Worx
Pricing could not be confirmed. See sdworx.com.
Common questions
Which is cheaper, Loket or SD Worx?
As of Nov 13, 2026, Loket has no price we could confirm, and SD Worx has no price we could confirm.
Which has a free plan, Loket or SD Worx?
As of Nov 13, 2026, neither Loket nor SD Worx has a free plan.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.