Ottimate vs Stampli (2026): which should you pick?

Pick Ottimate if

• Fits if you run multi-location restaurants, retail or healthcare and process many supplier invoices
• Works for AP teams that want GL codes predicted for each line

Look elsewhere if

• Pricey if you can't see a price, as there is no pricing page
• Too light for expenses on their own, as they sit on top of the payables product
• Tight if you want a trial, as no free plan or trial is listed
• Watch out: the integration pages cover Dynamics, Sage, Acumatica, NetSuite and QuickBooks, so check yours is there

Pick Stampli if

• Fits if your ERP is on its list and invoices pile up for approval
• Works for finance teams that want the conversation kept on each invoice

Look elsewhere if

• Pricey if you can't see a price, as the page leads to a quote request
• Too light for expenses on their own, as cards and expenses sit beyond the AP product
• Tight if you want a trial, as none is listed
• Watch out: it needs an ERP, so check yours is on the integrations list

Ottimate

• No prices are published; the pricing page does not exist and the site points to contacting the team.
• It is built around accounts payable first; expense and card features are described as add-ons to that workflow.
• Integration pages list Microsoft Dynamics, Sage, Acumatica, NetSuite and QuickBooks, and link to more.

Stampli

• No prices are published; the pricing page leads to a quote request.
• Stampli's pricing page says AP plans include unlimited entities, vendors and a customer success manager.
• Procurement, direct pay, credit card and advanced vendor management sit beyond the AP product.
• It is built to work with an ERP, so check that yours is on the integrations list.

Ottimate

Invoice capture and coding

Scans invoices in multiple formats, including handwritten details, and predicts GL codes for each line item.

Approvals and PO checks

Routes invoices through automatic approval workflows and checks prices and quantities against POs, receipts or cost files.

Risk flags

Flags possible duplicate invoices and suspicious charges, and tracks spend across locations to spot supplier cost increases.

Vendor payments

Schedules payments around due dates and cash position and pays vendors from one platform, with approvals kept in place.

Employee spend

Employees file one report covering out-of-pocket costs, mileage and card charges, and finance can issue and track spend cards.

Mobile app

The iOS and Android app can upload and code invoices, approve payments, schedule payments and view spend reports.

Stampli

Accounts payable automation

Invoice capture with unlimited entities, locations and vendors, plus semi-automated 2-3 way PO matching on every plan.

Billy, the AI assistant

Stampli says Billy can fully automate matching and handle much of the routine invoice work.

Payments

Domestic check and ACH, global ACH and wire, and virtual cards from one place.

Procurement

Request types, purchase orders created in Stampli or exported to the ERP, budget controls and preferred items.

Cards and expenses

Virtual or physical Stampli cards, expense management and reimbursements.

Ottimate

Pricing could not be confirmed. See ottimate.com.

Stampli

Pricing could not be confirmed. See stampli.com.