Stampli vs Tipalti (2026): which should you pick?

Pick Stampli if

• Fits if your ERP is on its list and invoices pile up for approval
• Works for finance teams that want the conversation kept on each invoice

Look elsewhere if

• Pricey if you can't see a price, as the page leads to a quote request
• Too light for expenses on their own, as cards and expenses sit beyond the AP product
• Tight if you want a trial, as none is listed
• Watch out: it needs an ERP, so check yours is on the integrations list

Pick Tipalti if

• Fits if you pay many suppliers or contractors in different countries
• Works for finance teams that want tax compliance handled with payouts

Look elsewhere if

• Pricey if you pay a lot, as fees per invoice and payment are added on top of $99
• Not for you if you want a free tier, as its FAQ says there isn't one
• Watch out: the final price depends on volume, entities and payment methods and needs a quote
• Too light for expenses on their own, as expenses are a separate add-on module
• Watch out: complex setups may need paid professional services

Stampli

• No prices are published; the pricing page leads to a quote request.
• Stampli's pricing page says AP plans include unlimited entities, vendors and a customer success manager.
• Procurement, direct pay, credit card and advanced vendor management sit beyond the AP product.
• It is built to work with an ERP, so check that yours is on the integrations list.

Tipalti

• The $99 and $249 figures are entry prices; fees per invoice and payment are added on top.
• Final pricing depends on payment volume, entities, modules and payment methods, and needs a quote.
• Standard implementation is included, but complex setups may need paid professional services.
• Expenses, procurement and treasury are separate add-on modules.

Stampli

Accounts payable automation

Invoice capture with unlimited entities, locations and vendors, plus semi-automated 2-3 way PO matching on every plan.

Billy, the AI assistant

Stampli says Billy can fully automate matching and handle much of the routine invoice work.

Payments

Domestic check and ACH, global ACH and wire, and virtual cards from one place.

Procurement

Request types, purchase orders created in Stampli or exported to the ERP, budget controls and preferred items.

Cards and expenses

Virtual or physical Stampli cards, expense management and reimbursements.

Tipalti

Invoice management

Automatic invoice capture and GL coding, 2-way and 3-way PO matching, approvals and reconciliation with the ERP.

Global payments

Pays in 200+ countries and territories using local rails, with multiple currency accounts and FX management.

Supplier and payee onboarding

Self-service portal in 27 languages with W-9 and W-8 tax form collection and tax ID validation.

AI assistant and agents

Agents for reporting, bill approvals, invoice scanning, tax scans, ERP sync and PO matching.

Add-on modules

Procurement, expenses and treasury can be added to the base accounts payable or mass payments product.

Stampli

Pricing could not be confirmed. See stampli.com.

Tipalti

• Accounts Payable$99

  per month and up

  Unlimited users, supplier portal and core automation. Transaction fees per invoice and payment are added; a quote sets the total.

• Mass Payments$249

  per month and up

  Unlimited users, payee portal and core automation for paying large networks of payees. Payment fees are added.