Patriot Accounting vs Tax1099
We give Patriot Accounting a 2.0 GPA and Tax1099 a 1.8, out of 4.0. Patriot Accounting grades higher on the free plan and features. Tax1099 grades higher on value for money and platforms. They get the same grade on ease of use.
Price, platforms and features side by side. The table says where each price was read and when.
Patriot Accounting
Low-cost US small business accounting that pairs with Patriot Payroll
Tax1099
E-filing for 1099s, W-2s and other IRS information returns
How we grade them
| 2.0GPAPatriot AccountingFair | 1.8GPATax1099Weak | |
|---|---|---|
| Value for money | CBasic is $20 a month once the 3 months at $10 are over, between the cheaper quarter of accounting tools at $15 and the middle at $23. Users and invoices are unlimited, but estimates and recurring invoices take you to Premium at $30. | BGraded against its own alternatives, as it files forms rather than running payroll. Essential has no yearly fee: 1099s and W-2s are $2.99 each for the first 20, falling to $0.72, plus $0.50 a copy by eDelivery. Teams is $249 a year. Payroll services like Gusto start at $49 a month. |
| Free plan and trial | CA 30-day free trial, and the listing doesn't say whether it needs a card. There's no free plan, and the 3 months at half price after it is a discount, not more free time. | FNothing free. Signing up for Essential needs no card or subscription, but every form you file is charged, and there's no trial. That's paying as you go, not trying it out. |
| Features | CInvoices paid by card, Apple Pay or ACH, bank imports and reconciliation, cash and accrual views side by side, checks, 1099s and payroll that posts itself. But estimates and repeat invoices need Premium, and the listing shows no time tracking, projects or inventory. | DNext to its alternatives it does one slice of the job, and does it fully: federal, state and SSA filing, corrections, W-9 collection, TIN checks and recipient copies. But it runs no payroll and pays nobody, so it sits beside your payroll or your books. |
| Ease of use | CNo store rating on record, and no app. There are bank and card accounts to connect and statements to reconcile each month before the books look after themselves. | CNo store rating on record. You'll bring in payee names, tax IDs and amounts from a spreadsheet or QuickBooks, Xero or BILL, then choose how the copies go out. |
| Platforms and integrations | CWeb only: Patriot says its site is built to work in a phone browser instead of an app. Stripe is the only outside connection on the listing, beside bank imports and its own payroll. | BWeb only, with QuickBooks Online and Desktop, Xero, BILL, FreshBooks, Sage Intacct, NetSuite and Zapier, and an API on Scale at $349 a year. No phone or desktop app. |
| Best for | low-cost US books with payroll from the same company | filing 1099s without a payroll service |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: Patriot Accounting and Tax1099. How we grade
Where they differ
- Patriot Accounting starts at $20 per month, billed monthly, after $10 a month for the first 3 months. Tax1099 starts at $249 per year (Teams); Essential has no yearly fee and charges per form.
- Tax1099 has a free plan. Patriot Accounting does not, though it has a free trial.
- Patriot Accounting also covers invoicing, reports, bookkeeping, expense tracking and payroll.
At a glance
| Patriot Accounting | Tax1099 | |
|---|---|---|
| Pricing | Free trial | Free plan |
| Starts at | $20 per month, billed monthly, after $10 a month for the first 3 months | $249 per year (Teams); Essential has no yearly fee and charges per form |
| Free plan | None | Essential plan: no subscription or card needed, but each form filed is charged, from $2.99 for the first 20 1099s or W-2s down to $0.72 each at 501 to 1,000. |
| Free trial | 30-day free trial | None listed |
| Web | ||
| Made by | Patriot Software | Zenwork, Inc. |
| Price read from | patriotsoftware.com | tax1099.com |
| Checked | Oct 17, 2026 | Oct 18, 2026 |
Who each one suits
Patriot Accounting
- US small businesses that want low-cost books with phone support
- Owners who pay contractors and need 1099s
- Businesses that want accounting and payroll from one company
Tax1099
- Small businesses filing 1099s for contractors and vendors
- Accountants and CPAs filing for many clients from one login
- Companies that collect W-9s and check tax IDs before filing
Worth knowing
Patriot Accounting
- The advertised prices are 50% off for 3 months after the trial; plans then renew at $20 or $30 a month.
- Payroll costs extra: Basic Payroll is $17 a month plus $4 per worker paid, Full Service $37 plus $5, with $12 a month per added state.
- There is no mobile app: Patriot says the site is built to work in a phone browser instead.
- Its tax features are US ones, from 1099s to payroll filing; a bookkeeping service is sold apart from $100 a month plus an onboarding fee.
Tax1099
- It files information returns and payroll tax forms but does not run payroll or pay anyone, so it is narrower than the payroll services here.
- Each form is charged: $2.99 apiece for the first 20 1099, 1098 or W-2 forms, falling to $0.72 at 501 to 1,000. Over 1,000 forms is quoted.
- Recipient copies cost extra: $0.50 a form by eDelivery, $1.95 printed and mailed in the US, $4.99 abroad. Mail in the season's last 5 days adds $1 each.
- It files only with the IRS, the SSA and US states, runs in a browser with no mobile app, and API access needs Scale at $349 a year.
Key features
Patriot Accounting
- Invoices and online payments
- Unlimited invoices to unlimited customers. Through Stripe, customers pay by card, Apple Pay, Google Pay or ACH.
- Bank imports and reconciliation
- Connect bank and card accounts so activity flows in, or upload a file instead, then reconcile against monthly statements.
- Cash and accrual side by side
- A dual ledger lets you and your accountant switch between cash and accrual views without converting the books.
- Vendors, contractors and 1099s
- Unlimited vendor payments, printed checks, Forms 1099 and 1096, optional 1099 e-filing and a free portal for contractors.
- Unlimited users
- Invite your team and accountant at no extra cost. User-based permissions need Accounting Premium.
- Patriot Payroll
- Payroll from the same company records its journal entries in the books automatically, sold as a separate subscription.
Tax1099
- Federal and state e-filing
- Files 1099, 1098, W-2, 94x, 1042-S, 1095 and 990 forms with the IRS and SSA, and state copies through the combined federal and state program or directly.
- Corrections and scheduling
- Files corrected and void forms, schedules filings ahead, resubmits forms the IRS rejected and produces 1096 and W-3 summaries for reference.
- W-9 and W-8 collection
- Requests W-9 or W-8 forms from payees online, priced from $1 for one request to $95 for 1,000, and imports W-9s from PDF.
- TIN matching and address checks
- Checks payee name and tax ID pairs in real time for $1 each or within 24 hours for $0.37, and validates US addresses against USPS records.
- Imports and integrations
- Pulls payee data from CSV or Excel and 12+ no-code integrations such as QuickBooks, Xero, BILL and NetSuite; Scale adds an API for automated filing.
- Recipient copies
- Sends copies to recipients by eDelivery for $0.50 a form, or prints and mails them for $1.95 in the US and $4.99 abroad.
Plans
Patriot Accounting
Accounting Basic$20
per month, billed monthly
Advertised at $10 a month for the first 3 months. Unlimited customers, invoices and vendors, bank imports, reconciliation, reports and card payments.
Accounting Premium$30
per month, billed monthly
Advertised at $15 a month for the first 3 months. Adds estimates, recurring invoices, payment reminders, user permissions, subaccounts and receipts.
Tax1099
Essential$0
No yearly fee; pay per form from $2.99 each. Federal, state and SSA filing, corrections, scheduling, USPS address checks and accounting imports.
Teams$249
per year
Formerly eFile Plus. Everything in Essential plus several users, team creation and 250 free TIN matches.
Scale$349
per year
Formerly Enterprise. Adds API filing, workflow and user management, action tracking, IRS notice management and a free first bulk TIN match.
Ways to pay less
Patriot Accounting
- Other savings
30 days free, then 50% off for 3 months
New accounts get a 30-day free trial and then pay half price for 3 months: $10 a month for Basic and $15 for Premium. The bookkeeping service is excluded.
Tax1099
No public discounts listed.
