Paycor vs Wagepoint (2026): which should you pick?

Pick Paycor if

• Fits if you have under 50 employees and want to see a price before calling sales
• Works for hourly staff who want to draw some of their pay before payday

Look elsewhere if

• Pricey if you're small, at $124 a month for five against $79 at Gusto or OnPay
• Skip it if you need onboarding on the lowest plan, as it starts on Essential
• Not for you if you have 50 or more staff and want a published price, as those go to sales
• Watch out: time tracking, scheduling, benefits administration and recruiting cost extra on every bundle
• Watch out: setup fees of $59 to $199 are shown as waived, and the sign-up step shows lower per-employee charges than the table

Pick Wagepoint if

• Fits if you have a small Canadian business and want published prices
• Works for bookkeepers who run payroll for several Canadian clients

Look elsewhere if

• Skip it if you pay anyone outside Canada, as it runs Canadian payroll only
• Tight if you pay more than once a month, because Lite allows one run and one pay group
• Pricey if headcount grows, since every paid employee or contractor adds $4 to $10
• Watch out: next-day deposit is only included in Plus and is an add-on on Lite and Core

Paycor

• Runs US payroll across all 50 states; payroll in other countries comes through partner apps in Paycor's marketplace.
• Prices are published only for businesses under 50 employees; larger ones get a quote from sales.
• The same page lists setup fees of $59 to $199, shown as waived, and a sign-up step with lower per-employee charges than the main table.
• Time tracking, scheduling, benefits administration and recruiting cost extra on top of the bundles.

Wagepoint

• Runs Canadian payroll only; the pricing page asks for a province.
• Lite is limited to one payroll run per month and one pay group.
• Next-day deposit is included only in Plus and is for eligible businesses; it is an add-on for Lite and Core.
• Pricing is by active employee or contractor, so the monthly cost rises with headcount.

Paycor

Payroll and tax filing

Paycor calculates pay, files federal and state payroll taxes and handles W-2 and 1099 processing, with no limit on payroll runs a month.

Compliance alerts

A compliance dashboard flags missing or invalid tax IDs, address problems and direct deposit discrepancies before payroll runs.

OnDemand Pay

Employees can draw up to 50% of the wages they have earned before payday, or be paid onto the Paycor Visa card.

Onboarding and E-Verify

From Essential, new hires fill in forms, I-9s and tax documents online before their first day and sign documents electronically.

Paycor Mobile

Employees view pay stubs and tax forms, request time off, check schedules and enroll in benefits from the iPhone and Android app.

Add-on modules

Time and scheduling, benefits administration, recruiting and workers' compensation can be added to any small business bundle.

Wagepoint

Canadian payroll calculations

Federal and provincial income tax, CPP, EI, statutory holiday pay and workers' compensation, with remittance schedules that vary by province.

Year-end and ROE filing

Prepares T4s and T4As and submits Records of Employment.

Time and absence

Timesheets, clock in/out with geo-fencing and time off management, with hours flowing into payroll through the My Wagepoint app.

Accounting sync

Two-way integration with QuickBooks Online, Xero and FreshBooks that updates the books after each pay run.

Reports

Earnings, deductions, benefits, payroll register, deposit summary and posting journal reports.

Paycor

• Basic$99

  per month, plus $5 per employee

  Payroll with federal and state tax filing, direct deposit, new hire filing, employee self-service, standard reports and OnDemand Pay.

• Essential$149

  per month, plus $7 per employee

  Adds onboarding and E-Verify, the HR Support Center, time-off tracking and labor law posters. The page's sign-up step shows $6 per employee.

• Core$199

  per month, plus $8 per employee

  Shown as COR. Adds on-demand HR advice, Paycor Analytics, 401(k) integrations and wage garnishment payments. The sign-up step shows $7 per employee.

• CompleteCustom

  Adds Paycor HR, career management, compensation planning and talent development. No price in the main table; the sign-up step shows $199 plus $12 per employee.

Wagepoint

• Lite$20

  per month, plus $4 per person paid

  For businesses that run one payroll a month in one pay group. Includes direct deposit, T4s and T4As, ROEs, timesheets, time off, clock in/out and geo-fencing.

• Core$40

  per month, plus $6 per person paid

  Unlimited payroll runs and pay groups, with paid time off management and the same time tools as Lite.

• Plus$80

  per month, plus $10 per person paid

  Everything in Core, with next-day deposit for eligible businesses included.

Paycor

• Other savings

  50% off for the first 6 months

  Paycor's small business pricing page offers new customers 50% off for 6 months as a limited-time offer, with some restrictions. Other parts of the page advertise free months of payroll instead.

Wagepoint

No public discounts listed.