Payhawk vs Volopay (2026): which should you pick?
As of Nov 12, 2026, Volopay grades higher than Payhawk: 2.0 against 1.8 out of 4.0.
Checked Nov 12, 2026 · graded Nov 12, 2026 by ToolGPA
Volopay grades higher on the free plan. They get the same grade on value for money, features, ease of use and platforms.
Price, platforms and features side by side. The table says where each price was read and when.
Volopay
Corporate cards, bill pay and expenses with multi-currency accounts
Paid
Which one is for you
Pick Payhawk if
- Fits if you want cards, expenses and payables on one platform
- Works for firms on the accounting systems it lists
Look elsewhere if
- Pricey if you can't see a price, as the page leads to a demo
- Watch out: NetSuite, Dynamics 365, SAP S/4HANA and advanced HR links are add-ons
- Watch out: currency conversion carries a 0.3% mark-up on EUR, GBP, USD and CHF and 0.7% on DKK and PLN
- Tight if you need budgets or travel, as both are paid add-ons
- Skip it if you use Android, as only a web and iOS listing is on record
Pick Volopay if
- Fits if you pay vendors and staff in several currencies
- Works for teams that want cards and payables on one platform
Look elsewhere if
- Pricey if you can't see a price, as the pricing page leads to Talk to sales
- Watch out: the 12-month trial offer on the home page has no terms
- Watch out: in the US, payment services come from Airwallex US, LLC, so Volopay isn't the money transmitter
- Skip it if you need an app, as the site mentions one but names no platform
How we grade them
| 1.8GPAPayhawkWeak | 2.0GPAVolopayFair | |
|---|---|---|
| Value for money | CNo price is published, so we leave it at the middle of the category's $7.50, $12 and $20 figures. | CNo price is published: the US page shows two plan groups, cards and accounts payable, with Talk to sales. Middle by default against the category's $7.50, $12 and $20. |
| Free plan and trial | FNo free plan and no trial; the pricing page is built around modules and a demo request. | DThe home page mentions 12-month free trial offers but gives no terms, so we can't say what free covers. The listing itself shows no plan or trial. |
| Features | CCards, expenses, payables, procurement, accounting automation, travel and AI agents. Budget management and business travel are separate add-ons. | CCards, vendor payments, approvals, reimbursements, a multi-currency account and accounting sync. No gap in the core job shows, but its US payment side runs on a partner. |
| Ease of use | CNo store rating on record. Modules, cards and accounting links to set up. | CNo store rating on record. Cards, approvals and accounting sync to set up. |
| Platforms and integrations | BWeb and iPhone, with eight integrations on record. No Android app listed. | BWeb only listed for sure, with six integrations. A mobile app is mentioned without naming platforms. |
| Best for | cards, expenses and payables for EU companies | cards and payments for multi-currency businesses |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: Payhawk and Volopay. How we grade
Where they differ
- Volopay also covers reports.
In commonWebWorkflow automationExpense trackingBill payCompany cards
At a glance
| Payhawk | Volopay | |
|---|---|---|
| Pricing | Paid | Paid |
| Starts at | Not published | Not published |
| Free plan | None | None |
| Free trial | None listed | None listed |
| Web | ||
| iOS | ||
| Made by | Payhawk | Volopay |
| Price read from | Not confirmed | Not confirmed |
| Checked | Nov 12, 2026 | Nov 12, 2026 |
Worth knowing
Payhawk
- No prices are published; the pricing page is built around modules and a demo request.
- NetSuite, Dynamics 365, SAP S/4HANA and advanced HR integrations are marked add-ons.
- Currency conversion carries a stated mark-up of 0.3% on EUR, GBP, USD and CHF and 0.7% on DKK and PLN.
- Budget management and business travel are separate add-ons to the core platform.
Volopay
- No prices are published: the US pricing page shows two plan groups (cards, and accounts payable) with a Talk to sales button.
- Payment services for US customers are provided by Airwallex US, LLC, according to the site footer, so Volopay is not itself the money transmitter there.
- The site mentions a mobile app but does not say which platforms it runs on.
Key features
Payhawk
- Corporate cards
- Physical and virtual debit cards in several currencies, with single-use virtual cards and spend limits by amount, merchant, category or country.
- Automatic expense creation
- An expense is created on each card payment, with receipt capture, mailbox matching and reminders, plus mileage and per diem reimbursements.
- Accounts payable and procurement
- Invoice capture and approval, purchase order requests and 2-way and 3-way matching, with supplier payments in 115 currencies.
- Accounting automation
- Automated coding and VAT coding, with live integrations to Xero, QuickBooks Online and Exact Online, and native ERP add-ons such as NetSuite.
- Business travel module
- Flight and hotel booking with custom travel policy, trip approvals and automatic per diems calculated from bookings.
- AI agents
- Procurement, Payments and Financial Controller agents for the finance team, with an MCP connection for Claude and ChatGPT.
Volopay
- Physical and virtual cards
- Issue unlimited virtual cards for subscriptions and vendors, plus physical Visa cards for staff, each with its own spending rules.
- Vendor payments
- Schedule and recur payments to local and international vendors; the site says transfers reach more than 130 countries.
- Approval workflows
- Set up to 5 levels of approvers for payments in different ranges before they are processed.
- Reimbursements
- Employees submit out-of-pocket claims from the mobile app, which replaces paper expense reports.
- Multi-currency account
- A business account with a multi-currency wallet and a global collection account for cross-border payments.
- Accounting sync
- Native integrations with NetSuite, Xero, QuickBooks, Tally, MYOB and Deskera keep the ledger current by periodic sync.
Plans
Payhawk
Pricing could not be confirmed. See payhawk.com.
Volopay
Pricing could not be confirmed. See volopay.com.
Common questions
Which is cheaper, Payhawk or Volopay?
As of Nov 12, 2026, Payhawk has no price we could confirm, and Volopay has no price we could confirm.
Which has a free plan, Payhawk or Volopay?
As of Nov 12, 2026, neither Payhawk nor Volopay has a free plan.
Which platforms do Payhawk and Volopay run on?
As of Nov 12, 2026, only Payhawk lists an iOS app. Both list a web app. A platform missing from a listing is one its maker's pages did not mention.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.