Soldo vs Volopay (2026): which should you pick?
As of Nov 12, 2026, Soldo grades higher than Volopay: 2.2 against 2.0 out of 4.0.
Checked Nov 12, 2026 · graded Nov 12, 2026 by ToolGPA
Soldo grades higher on the free plan. They get the same grade on value for money, features, ease of use and platforms.
Price, platforms and features side by side. The table says where each price was read and when.
Soldo
Prepaid company cards and spend control for UK and EU teams
Free trial · from £27/mo
Volopay
Corporate cards, bill pay and expenses with multi-currency accounts
Paid
Which one is for you
Pick Soldo if
- Fits if you are an incorporated UK business that wants controlled prepaid cards
- Works for teams that start with 3 cards and add more later
Look elsewhere if
- Pricey if you add people, as £27 covers 3 users and 3 cards and each plan has transfer limits
- Not for you if you are a sole trader, as only incorporated businesses can open an account
- Watch out: prices are in pounds, exclude VAT and don't say if they are billed monthly or yearly
- Watch out: card issuance and cash withdrawals carry separate financial services fees
Pick Volopay if
- Fits if you pay vendors and staff in several currencies
- Works for teams that want cards and payables on one platform
Look elsewhere if
- Pricey if you can't see a price, as the pricing page leads to Talk to sales
- Watch out: the 12-month trial offer on the home page has no terms
- Watch out: in the US, payment services come from Airwallex US, LLC, so Volopay isn't the money transmitter
- Skip it if you need an app, as the site mentions one but names no platform
How we grade them
| 2.2GPASoldoFair | 2.0GPAVolopayFair | |
|---|---|---|
| Value for money | CStandard is £27 a month plus VAT for 3 users and 3 cards, roughly $12 a head, which is the middle of the category's range. Plus is £39. | CNo price is published: the US page shows two plan groups, cards and accounts payable, with Talk to sales. Middle by default against the category's $7.50, $12 and $20. |
| Free plan and trial | CA 30-day free trial on Standard and Plus, with no free plan. The page doesn't say whether it needs a card. | DThe home page mentions 12-month free trial offers but gives no terms, so we can't say what free covers. The listing itself shows no plan or trial. |
| Features | CCards and wallets, spend controls, receipt capture, bank transfers and accounting exports. The listing shows no reimbursements or mileage, and NetSuite, Dynamics 365 and SSO are add-ons on lower plans. | CCards, vendor payments, approvals, reimbursements, a multi-currency account and accounting sync. No gap in the core job shows, but its US payment side runs on a partner. |
| Ease of use | CNo store rating on record. Wallets, cards and an accounting link to set up. | CNo store rating on record. Cards, approvals and accounting sync to set up. |
| Platforms and integrations | BWeb only on record, with eight accounting integrations. | BWeb only listed for sure, with six integrations. A mobile app is mentioned without naming platforms. |
| Best for | company cards and wallets for UK businesses | cards and payments for multi-currency businesses |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: Soldo and Volopay. How we grade
Where they differ
- Volopay also covers reports.
In commonWebWorkflow automationExpense trackingBill payCompany cards
At a glance
| Soldo | Volopay | |
|---|---|---|
| Pricing | Free trial | Paid |
| Starts at | £27 per month plus VAT | Not published |
| Free plan | None | None |
| Free trial | 30-day free trial on Standard and Plus | None listed |
| Web | ||
| Made by | Soldo Software Ltd | Volopay |
| Price read from | soldo.com | Not confirmed |
| Checked | Nov 12, 2026 | Nov 12, 2026 |
Worth knowing
Soldo
- Prices are in pounds and exclude VAT; the page does not say whether they are billed monthly or annually.
- Card issuance and cash withdrawals carry separate financial services fees.
- Only incorporated businesses can open an account; sole traders cannot.
- NetSuite, Dynamics 365 and SSO are add-ons on lower plans.
Volopay
- No prices are published: the US pricing page shows two plan groups (cards, and accounts payable) with a Talk to sales button.
- Payment services for US customers are provided by Airwallex US, LLC, according to the site footer, so Volopay is not itself the money transmitter there.
- The site mentions a mobile app but does not say which platforms it runs on.
Key features
Soldo
- Cards and wallets
- Mastercard prepaid cards for employees or shared use, temporary virtual cards, fuel cards and Apple and Google Pay, funded from wallets.
- Spend controls
- Card rules, expense policies and pre-approval requests let finance set limits before money is spent.
- Receipt capture
- Receipts are captured in the mobile app, with OCR matching on Plus and above, and expense review workflows.
- Bank transfers
- Standard and Plus include outbound transfers over Faster Payments (UK) and SEPA (EU), subject to eligibility.
- Accounting exports
- Integrations with Xero, QuickBooks, Sage Intacct, Exact Online and DATEV, plus exports in XLSX, CSV and PDF.
Volopay
- Physical and virtual cards
- Issue unlimited virtual cards for subscriptions and vendors, plus physical Visa cards for staff, each with its own spending rules.
- Vendor payments
- Schedule and recur payments to local and international vendors; the site says transfers reach more than 130 countries.
- Approval workflows
- Set up to 5 levels of approvers for payments in different ranges before they are processed.
- Reimbursements
- Employees submit out-of-pocket claims from the mobile app, which replaces paper expense reports.
- Multi-currency account
- A business account with a multi-currency wallet and a global collection account for cross-border payments.
- Accounting sync
- Native integrations with NetSuite, Xero, QuickBooks, Tally, MYOB and Deskera keep the ledger current by periodic sync.
Plans
Soldo
Standard£27
per month, plus VAT; billing basis not shown
1 wallet, 3 users, 3 cards, up to 20 outbound bank transfers a month, receipt capture and accounting connections.
Plus£39
per month, plus VAT; billing basis not shown
3 company wallets, 3 users, 3 cards, 30 outbound transfers a month, multi-currency, OCR receipt capture and Amazon Business.
UnlimitedCustom
Unlimited wallets, users, cards and transfers, custom approval workflows, SAP Concur integration and a customer success team.
Volopay
Pricing could not be confirmed. See volopay.com.
Common questions
Which is cheaper, Soldo or Volopay?
As of Nov 12, 2026, Soldo starts at £27 per month plus VAT, and Volopay has no price we could confirm.
Which has a free plan, Soldo or Volopay?
As of Nov 12, 2026, neither Soldo nor Volopay has a free plan. Soldo has a free trial.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.