The Alma Insider’s Guide
Everything we know about Alma in one document: what it costs, its grades, getting a refund, getting help and what else to look at. Read it here, or keep a copy.
Alma
The Insider’s Guide
Membership for therapists: insurance, EHR tools and referrals
Every plan, grade, refund rule and rival among therapy and clinic software, read from Alma’s own pages.
Made by Alma · checked Nov 12, 2026 · toolgpa.com
Contents
- 01WelcomeWhat it is, who it suits, its grades and the ten things to know first
- 02What it costsEvery plan, the free plan, ways to pay less and how prices have moved
- 03What it doesIts main features, where it runs, what it works with and who makes it
- 04Where it standsIts grades against its category, and whether to keep it or make your own
- 05The alternativesThe tools it is most often weighed against, side by side
- 06Quick answersThe questions people ask about it, each answered in a line or two
- 07About ToolGPAWho made this guide, what else is on the site, and how to cite it
ToolGPA put this guide together from Alma’s own pages, its app-store listings and our grades. Every fact in it is on Alma’s page too, where it is kept up to date. Checked Nov 12, 2026.
Part 01 · Overview
Welcome
What it is, who it suits, its grades and the ten things to know first
1.4
GPA, above 0 of the 38 other therapy and clinic software we grade
Alma is a paid membership for licensed mental health providers in private practice. It bundles insurance credentialing and claims handling with EHR tools such as treatment plans, assessments and AI-assisted progress notes, plus continuing education and a peer community. New members are required to join its insurance program.
To get you started, here are 8 things to know about Alma, taken from its own pages and our grades.
You apply, go through a call and get credentialed before you start.
- 1
Best for therapists who want insurance credentialing bundled in
Alma is a membership for fully licensed therapists that bundles an insurance program, EHR tools, billing, continuing-education courses and community.
- 2
Paid plans start at $95 a month
As its pricing page puts it: $95 per month, billed annually at $1,140.
- 3
It runs on Web
Web.
- 4
Insurance program
Credentialing in 45 days or less, multi-state credentialing, automated eligibility checks, claims and weekly or bi-weekly payouts. Alma says it negotiates rates.
- 5
Billing tools
Claims, invoices and superbills, stored client payment methods with auto-pay, a client cost estimator and reimbursement tracking.
- 6
EHR and clinical tools
Over 1,000 pre-written interventions, goals and objectives, PHQ-9 and GAD-7 assessments, high-risk symptom alerts and AI-assisted progress notes.
- 7
A 1.4 GPA, above 0 of 38
That is against the other therapy and clinic software we grade, on value, the free plan, features, ease of use and platforms.
- 8
Keep it
To replace Alma you would be making insurance claims sent to payers through a clearinghouse. That is not a weekend's work, with an AI app builder or without one.
Alma at a glance
- Pricing
- Paid, from $95 per month, billed annually at $1,140
- Free plan
- No
- Free trial
- None stated
- Runs on
- Web
- Made by
- Alma
- Category
- Therapy & Clinic Software
- Our grade
- 1.4 GPA, weak
The report card
Best for therapists who want insurance credentialing bundled in
Alma is a membership for fully licensed therapists that bundles an insurance program, EHR tools, billing, continuing-education courses and community. It costs $95 a month billed annually, you must join the insurance program, and you apply and have a call before you are in.
| Subject | Grade | Comment |
|---|---|---|
| Value for money | D | $95 a month billed at $1,140 a year, against a therapy-clinics middle of $39 and a dearest tenth starting at $79. |
| Free plan and trial | F | No free plan and no trial. The listing shows no way to try it before applying. |
| Features | C | Insurance program, billing, EHR and clinical tools, treatment planning and courses. All new members must join the insurance program and be credentialed with Aetna, Cigna or Optum. |
| Ease of use | C | No store rating on record. You apply, go through a call and get credentialed before you start. |
| Platforms and integrations | C | A web service tied to Aetna, Cigna and Optum, with no apps or API listed. |
An A is worth 4 points, a B 3, a C 2, a D 1 and an F nothing. The GPA is the average of the five.
Who Alma is for
- Fits if you are a fully licensed therapist who wants to take insurance without doing the credentialing yourself
- Makes sense if you want billing and notes in the same membership as the insurance program
Who it is not for
- Not for you if you hold a limited license, as it is open only to fully licensed clinicians
- Skip it if you only take cash-pay clients, since every new member must join the insurance program
- Pricey if you are starting out: $1,140 billed per year, and no monthly price was readable
- Watch out: you must be credentialed with Aetna, Cigna or Optum under Alma's tax ID, and joining goes through an application and a call
Good to know
Good for
- Fully licensed therapists who want to accept insurance without handling credentialing
- Private practice clinicians who want billing, notes and CE under one fee
- Therapists who want a referral network
Worth knowing
- Alma is open only to fully licensed clinicians, not those with limited licenses.
- All new members must join its insurance program and be credentialed with at least one of Aetna, Cigna or Optum under Alma's Tax ID.
- Joining goes through an application and a call; the monthly billing price was not readable, only the $1,140 annual figure.
- Alma says it takes no cut of cash-pay sessions.
Part 02 · Pricing
What it costs
Every plan, the free plan, ways to pay less and how prices have moved
$95
A month to start
Alma is a paid product, starting at $95 per month, billed annually at $1,140.
The listing shows no way to try it before applying.
Membership
$95
per month, billed annually at $1,140
One membership with insurance program, EHR tools, CE courses and community; a monthly billing option exists but its price was not shown.
Read from helloalma.com on Nov 12, 2026.
Part 03 · Features
What it does
Its main features, where it runs, what it works with and who makes it
1
Place it runs: Web
Membership for therapists: insurance, EHR tools and referrals. Here is what it does, as its own site describes it, and what it covers: AI features, clinical notes, insurance billing.
Insurance program, billing, EHR and clinical tools, treatment planning and courses.
- Insurance program
- Credentialing in 45 days or less, multi-state credentialing, automated eligibility checks, claims and weekly or bi-weekly payouts. Alma says it negotiates rates.
- Billing tools
- Claims, invoices and superbills, stored client payment methods with auto-pay, a client cost estimator and reimbursement tracking.
- EHR and clinical tools
- Over 1,000 pre-written interventions, goals and objectives, PHQ-9 and GAD-7 assessments, high-risk symptom alerts and AI-assisted progress notes.
- Treatment planning
- A library of Wiley treatment planner goals, objectives and interventions built to meet insurance requirements.
- Continuing education
- Live and on-demand courses for CE credit and monthly workshops, at no extra cost to members.
- Community and support
- An operations team for claims, a customer support team, clinical advisors and a members-only community of about 30,000 peers and referrers.
Where it runs
- Web
What it works with
- Aetna
- Cigna
- Optum
Alma is made by Alma.
Part 04 · Standing
Where it stands
Its grades against its category, and whether to keep it or make your own
0/38
Other therapy and clinic software it is graded above
Alma's GPA of 1.4 is higher than 0 of the 38 other therapy and clinic software we grade.
It stands best on features (C, above 0 of 38) and worst on free plan and trial (F, above 0).
Its paid plans start at $95 a month, against a middle price of $39 for the category: 24 of the 26 others that charge start lower.
On features, ease of use and platforms it scores 2.0 out of 4. 23 tools score higher and cost less.
Each grade against the category
Every bar is all 39 therapy and clinic software we grade, cut by the letter each got. Alma’s own letter is outlined.
- DValue for moneyAbove 0 of 38
- FFree plan and trialAbove 0 of 38
- CFeaturesAbove 0 of 38
- CEase of useAbove 0 of 38
- CPlatforms and integrationsAbove 0 of 38
Price against what you get
Each dot is one of 27 therapy and clinic software. Further left costs less; higher up scores better on features, ease of use and platforms. Alma is the marked dot.
What paid plans start at, a month (each step along is roughly double) →
Keep it, or make your own?
Whether this is something you could build for yourself with an AI app builder, and what you would give up.
Keep it
To replace Alma you would be making insurance claims sent to payers through a clearinghouse. That is not a weekend's work, with an AI app builder or without one.
That makes this kind of software worth paying for, not this one in particular: 38 of the 38 other therapy and clinic software grade higher. It costs $1,140 a year.
What you could make
- Clinical notes: an app builder makes this well.
What you could not
- Insurance claims sent to payers through a clearinghouse.
- AI features, unless you pay a model provider for each request yourself.
- People on the other end: a community of other users. No app builder makes those.
What this rests on. Alma’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
Part 05 · Alternatives
The alternatives
The tools it is most often weighed against, side by side
SimplePractice, TheraNest, TherapyNotes, Upheal and Sessions Health
The 5 tools Alma is most often weighed against, with where each one differs from it.
- 2.8GPA
SimplePractice
Free trial · from $49/mo
Practice management and EHR for private-practice therapists.
- Only SimplePractice lists iOS and Android apps.
- SimplePractice also covers transcription, telehealth and appointment booking.
- 2.2GPA
TheraNest
Free trial · from $27/mo
Mental health EHR with claims, telehealth and credentialing help.
- TheraNest also covers transcription, telehealth and appointment booking.
- 2.2GPA
TherapyNotes
Free trial · from $69/mo
Behavioral health EHR with notes, insurance billing and client portal.
- Only TherapyNotes lists iOS and Android apps.
- TherapyNotes also covers transcription and telehealth.
- 2.8GPA
Upheal
Free plan · from $39/mo
AI therapy notes, with an optional full practice EHR.
- Upheal has a free plan. Alma does not.
- Only Upheal lists macOS, iOS and Android apps.
- Upheal also covers transcription, telehealth and appointment booking.
- 2.2GPA
Sessions Health
Free plan · from $39/mo
Mental health EHR with a free plan and low-cost insurance claims.
- Sessions Health has a free plan. Alma does not.
- Sessions Health also covers transcription, telehealth and appointment booking.
Part 06 · Questions
Quick answers
The questions people ask about it, each answered in a line or two
12
Questions, each answered in a line or two
The short version of everything above, for when you only need the answer. Each one is told in full in its part of the guide.
Is Alma free?
No. Alma is a paid product, starting at $95 per month, billed annually at $1,140.
How much does Alma cost?
Alma lists one plan. Membership: $95 per month, billed annually at $1,140.
What platforms does Alma work on?
Alma is available on Web.
Does Alma have an Android app?
No Android app was listed when its pages were read on Nov 12, 2026. Alma is listed for Web.
Does Alma have an iPhone app?
No iPhone app was listed when its pages were read on Nov 12, 2026. Alma is listed for Web.
Is Alma open source?
Alma is not described as open source on its own site, as read on Nov 12, 2026.
What does Alma integrate with?
Alma's listing names Aetna, Cigna and Optum. A listing names up to eight integrations, so it may connect to more.
Who makes Alma?
Alma is made by a company of the same name.
What are the alternatives to Alma?
The closest alternatives to Alma in our directory are SimplePractice, TheraNest, TherapyNotes, Upheal and Sessions Health.
How does Alma compare with other therapy and clinic software?
Alma's GPA of 1.4 is higher than 0 of the 38 other therapy and clinic software we grade.
Is Alma good value for money?
ToolGPA grades Alma D for value for money. Its paid plans start at $95 a month, against a middle price of $39 for the category: 24 of the 26 others that charge start lower.
Could I make my own version of Alma?
To replace Alma you would be making insurance claims sent to payers through a clearinghouse.
Where this guide comes from
The prices, plans, platforms and features were read from Alma’s own pages on Nov 12, 2026, and the grades were given on Nov 12, 2026. Graded from this listing, whose facts were read from Alma's own pages on 12 November 2026. Not based on using the product, and shorter than our full reviews.
Every tool we list gets five grades, A to F, each with its reason, and a GPA that averages them. How each is decided is at toolgpa.com/grades. This guide is ToolGPA’s own work; it is not made, paid for or approved by Alma. Prices change, so check helloalma.com before you buy.
Part 07 · About
About ToolGPA
Who made this guide, what else is on the site, and how to cite it
5,038
Tools graded, in 95 categories
ToolGPA grades software the way a school report grades a pupil: five subjects, a letter for each with the reason written beside it, and a GPA that averages them. Prices, plans and platforms are read from each maker’s own pages and dated, so you always know how fresh a figure is.
Every grade, review and ranking on ToolGPA is our own judgement. No company can pay for a grade or change one. Every tool on the site has a guide like this one, free to download and pass on. It all lives at toolgpa.com.
5,038
tools graded
95
categories
739
price changes on record
579
apps priced in 12 countries
What else is on toolgpa.com
- Alma, kept up to dateEverything in this guide, with prices and grades as they are todaytoolgpa.com/tools/alma
- How grades are givenThe rules behind every letter and every GPAtoolgpa.com/grades
- Value chartsWhat each tool costs against what it scores, for every categorytoolgpa.com/charts
- CompareAny two tools side by side, plan by plantoolgpa.com/compare
- Price changesEvery price rise and cut on record, each with its sourcetoolgpa.com/price-changes
- Prices by countryWhat apps cost on the App Store in 12 countriestoolgpa.com/prices-by-country
- Pay lessEvery public discount: yearly billing, students, nonprofitstoolgpa.com/save
- Keep or makeWhich tools are worth paying for, and which you could build yourselftoolgpa.com/keep-or-make
Scan for the live page
Prices and grades as they are today
Quoting this guide?
Please name ToolGPA and link to the live page, so readers can check the figures for themselves:
ToolGPA, "Alma: The Insider's Guide", checked Nov 12, 2026. https://toolgpa.com/tools/alma
Know someone choosing between therapy and clinic software?
Send them this guide: toolgpa.com/tools/alma/guide
ToolGPA elsewhere: youtube.com/@toolgpa
See our other guides
The best-graded therapy and clinic software after Alma, each with an Insider's Guide of its own.
- Therapy & Clinic Software Insider's GuideEvery one of the 39 therapy and clinic software we grade, compared
- Halaxy Insider's GuideFree practice management software for health practitioners3.0 GPA
- SimplePractice Insider's GuidePractice management and EHR for private-practice therapists2.8 GPA
- Upheal Insider's GuideAI therapy notes, with an optional full practice EHR2.8 GPA
Choosing software? Every tool graded, every price dated.
Compare tools at toolgpa.com ›Everything in this guide is ToolGPA’s own summary of what Alma’s pages, its app-store listings and public reviews said on the dates shown. Grades are our judgement under the rules at toolgpa.com/grades. Every grade, review and ranking on ToolGPA is our own judgement. No company can pay for a grade or change one. Alma is a trademark of its owner, and this guide is not made, paid for or approved by Alma. Prices and plans change: check helloalma.com before you buy.