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Pleo Optimise

The Pleo Optimise plan costs $16 per user / month, billed yearly ($18 billed monthly).

$16Checked Oct 18, 2026 against pleo.io

What the plan includes

3-user minimum. Adds cashback for eligible customers, budgets, 100 AI expense reviews a month, HR integrations, vendor insights and live chat.

As stated on pleo.io

The plans either side of it

  • Build$12 per user / month, billed yearly ($14 billed monthly)one below

    For 1 to 49 employees, 3-user minimum. Physical and virtual cards, receipt capture, reimbursements, mileage, approvals and AI spend guidelines.

  • Scale$249 per month and upone above

    For 50 to 1,000 employees. Adds multi-entity management, advanced card controls and approvals, assisted onboarding and a success manager.

What else costs about this much

ToolStarts atFree plan
Navan$15 a monthYes
Ramp$15 a monthYes
AutoEntry$13 a monthNo
Airwallex$12 a monthYes
Brex$12 a monthYes
Melio$20 a monthYes

Each tool’s own starting price, within a quarter of what this plan costs. A starting price is not the same plan, so read what each one includes before weighing them against each other.

Pleo Optimise questions

How much is the Pleo Optimise plan?

The Pleo Optimise plan costs $16 per user / month, billed yearly ($18 billed monthly). 3-user minimum. Adds cashback for eligible customers, budgets, 100 AI expense reviews a month, HR integrations, vendor insights and live chat.

What is the difference between Pleo Build and Optimise?

Build costs $12 per user / month, billed yearly ($14 billed monthly) and gives you for 1 to 49 employees, 3-user minimum. Physical and virtual cards, receipt capture, reimbursements, mileage, approvals and AI spend guidelines. Optimise costs $16 per user / month, billed yearly ($18 billed monthly) and gives you 3-user minimum. Adds cashback for eligible customers, budgets, 100 AI expense reviews a month, HR integrations, vendor insights and live chat.

Is it worth moving from Optimise to Scale?

That depends on what you need. Scale costs $249 per month and up and adds for 50 to 1,000 employees. Adds multi-entity management, advanced card controls and approvals, assisted onboarding and a success manager. The listing is what each plan states; neither plan is graded on its own.

Does Pleo have a free plan or a trial?

The Pleo listing names no free plan and no trial.

When was this checked?

Oct 18, 2026, against https://www.pleo.io/us/pricing. Vendors change prices and plans without notice, so confirm on their site before you buy.

Every Pleo plan, the free plan and the trial