Navan
Business travel booking with expenses and corporate cards built in
Navan report card
Good · out of 4.0 · graded Oct 18, 2026
Best for business travel with the expenses that follow
Navan, formerly TripActions, books flights, hotels, cars and trains under your travel policy, then handles the expenses: card spend is matched as it happens and receipts are claimed with a photo. Travel booking is free for companies of up to 300, and so are expenses for 5 users a month. After that it's $15 a user, and it doesn't pay supplier bills.
Who Navan is for
- Great if most of your spending is business travel
- Handy when you're under 300 people and want travel booking for free
- Good for finance teams that want card spend matched to trips
Who Navan is not for
- Pricey if lots of people claim expenses, at $15 a month for each one past 5
- Skip it if you need supplier bills paid from the same tool
- Not for you if you're over 300 employees and want it free, as that means Enterprise by quote
Why Navan gets a 2.8
Five grades, each with its reason. The GPA is their average: an A is 4 points, an F is none.
- CValue for moneyGraded against its expense-tool alternatives. If all ten people claim in a month, the 5 beyond the free 5 cost $15 each, so $75 a month, with travel booking free. That's dearer than Expensify or Zoho Expense for ten, and Ramp and Brex do expenses for nothing.
- BFree plan and trialNavan Business is free for up to 300 employees, with travel booking, policies and 24/7 travel agents, plus expenses for 5 users a month. A small team could live on it until a sixth person claims.
- CFeaturesTravel and expenses are done fully: booking, policies, Navan cards, linked cards, receipt photos and reimbursements. It's a narrower job than the category's, though, with no supplier bill pay or invoicing listed.
- AEase of use4.8 from 47,373 App Store ratings, the top band. Booking a trip and snapping the receipt happen in the same app.
- BPlatforms and integrationsWeb, iPhone and Android, with NetSuite, Sage Intacct, Xero, Workday, Rippling, BambooHR, Okta and Slack. No desktop app is listed.
What these grades rest on. Graded from this listing, whose facts were read from Navan's own pages on 18 October 2026, and its App Store rating. Not based on using the product, and shorter than our full reviews. How we review and grade.
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<a href="https://toolgpa.com/tools/navan#review"><img src="https://toolgpa.com/badge/navan.svg" alt="Navan: 2.8 GPA on ToolGPA" width="196" height="56"></a>Where Navan stands among spend and bill pay tools
Navan's GPA of 2.8 is higher than 5 of the 13 other spend and bill pay tools we grade, and level with 3.
It stands best on ease of use (A, above 8 of 13) and worst on features (C, above 0).
Its paid plans start at $15 a month for each person, against a middle price of $12 for the category: 7 of the 11 others that charge start lower.
On features, ease of use and platforms it scores 3.0 out of 4. 2 tools score higher and cost less.
Each grade against the category
Every bar is all 14 spend and bill pay tools we grade, cut by the letter each got. Navan’s own letter is outlined.
- CValue for moneyAbove 1 of 13, level with 5
- BFree plan and trialAbove 6 of 13, level with 4
- CFeaturesAbove 0 of 13, level with 7
- AEase of useAbove 8 of 13, level with 5
- BPlatforms and integrationsAbove 0 of 13, level with 12
Price against what you get
Each dot is one of 13 spend and bill pay tools. Further left costs less, and higher up scores better on features, ease of use and platforms. Point at a dot to see which tool it is.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Keep Navan, or make your own?
Keep it
To replace Navan you would be making cards issued through a bank. That is not a weekend's work, with an AI app builder or without one.
It costs $180 a year.
What you could make
- Expense tracking and reports: an app builder makes these well.
What you could not
- Cards issued through a bank.
- A real app for iOS and Android. Something home-made would be a web page.
- It is priced for each person, which means accounts and billing for a team.
- It plugs into other products, NetSuite, Sage Intacct and Xero among them.
- AI features, unless you pay a model provider for each request yourself.
What this rests on. Navan’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
What is Navan?
Navan, formerly TripActions, books business flights, hotels, cars and trains under company travel policies, and handles the expenses that follow. Spending on Navan corporate cards or linked existing cards is categorized and matched as it happens, and out-of-pocket costs are claimed by photographing the receipt. Travel booking is free for companies of up to 300 employees, and expenses are free for the first 5 users each month.
Navan has a free plan. Paid plans start at $15 per expensing user / month, after the first 5 users free. See every plan
Good for
- Companies whose expenses are mostly business travel
- Businesses under 300 employees that want free travel booking
- Finance teams that want card spending coded and matched to trips
Worth knowing
- Navan Business is free because travel suppliers pay Navan commission; companies with more than 300 employees need Enterprise, priced by quote.
- Anyone who submits an expense in a month counts as an expensing user, and each one after the first 5 costs $15 a month.
- Navan cards are issued by Celtic Bank in the US and by Stripe, Adyen and Airwallex companies elsewhere.
- Linked American Express cards report transactions once a day; Visa and Mastercard cards report them in real time.
Key features
- Travel booking
- Flights, hotels, car rentals and trains from one inventory, with travel policies, approval workflows, self-serve changes and 24/7 support agents.
- Expense policies
- Employees see their spending limits in the app, and out-of-policy transactions are flagged for review as they happen.
- Navan corporate cards
- Physical and virtual cards in US dollars, pounds or euros, with no annual fee, up to 1.5% back and virtual cards for subscriptions.
- Navan Connect
- Link existing Visa, Mastercard or American Express corporate cards so their transactions flow into Navan for coding and reconciling.
- Reimbursements
- Out-of-pocket costs are claimed by photographing the receipt in the app and repaid through payroll or to a bank account.
- Integrations
- Expenses sync to ERPs such as NetSuite, Sage Intacct and Xero, and employee data comes from HR systems such as Workday, Rippling and BambooHR.
Navan pricing
- Starts at
- $15 per expensing user / month, after the first 5 users free
- Free plan
- Navan Business, for companies of up to 300 employees: travel booking with no trip limit, policies and 24/7 travel agents, plus expenses free for the first 5 expensing users a month.
- Free trial
- None listed
| Plan | Price | What you get |
|---|---|---|
| Navan Business | $0 | For up to 300 employees: unlimited trips, policies and approvals, 24/7 travel support, reports, 30+ HR integrations, and expenses for 5 users. |
| Navan Expense | $15per expensing user / month beyond the first 5, term not stated | Expense reports, reimbursements, receipt scanning, linked corporate cards and ERP sync for each user who submits an expense that month. |
| Navan Enterprise | Custom | Unlimited travelers and expensing users, global coverage, negotiated rates, custom setup, an account executive and a success manager. |
Read from navan.com on Oct 18, 2026. Prices change, so confirm with Navan before you buy.
How people rate the Navan app
4.8
out of 5 for the iPhone and iPad app
47,373 ratings on the App Store in the United States, read Oct 18, 2026. It rates the app, not everything the product does. See the listing
Works with
Navan alternatives
- Navan vs Expensify
Free plan · from $5/mo
- Navan vs Ramp
Free plan · from $15/mo
- Navan vs Brex
Free plan · from $12/mo
- Navan vs Rydoo
Free trial · from $9/mo
- Navan vs Zoho Expense
Free plan · from $3/mo
Common questions
Is Navan free?
Navan has a free plan. Navan Business, for companies of up to 300 employees: travel booking with no trip limit, policies and 24/7 travel agents, plus expenses free for the first 5 expensing users a month. Paid plans start at $15 per expensing user / month, after the first 5 users free.
How much does Navan cost?
Navan lists 3 plans. Navan Business: $0. Navan Expense: $15 per expensing user / month beyond the first 5, term not stated. Navan Enterprise: custom pricing. Prices were read from navan.com on Oct 18, 2026.
What platforms does Navan work on?
Navan is available on Web, iOS and Android.
How is Navan rated?
Navan's iPhone and iPad app averages 4.8 out of 5 from 47,373 ratings on the App Store in the United States, as read on Oct 18, 2026. That is the store's rating of the app, not a score from us.
Does Navan have a Windows app?
No Windows app was listed when its pages were read on Oct 18, 2026. Navan is listed for Web, iOS and Android.
Does Navan have a macOS app?
No macOS app was listed when its pages were read on Oct 18, 2026. Navan is listed for Web, iOS and Android.
Is Navan open source?
Navan is not described as open source on its own site, as read on Oct 18, 2026.
What does Navan integrate with?
Navan's listing names NetSuite, Sage Intacct, Xero, Workday, Rippling, BambooHR, Okta and Slack. A listing names up to eight integrations, so it may connect to more.
Who makes Navan?
Navan is made by Navan. It dates from 2015.
What are the alternatives to Navan?
The closest alternatives to Navan in our directory are Expensify, Ramp, Brex, Rydoo and Zoho Expense. Each one has a side-by-side comparison with Navan.
How does Navan compare with other spend and bill pay tools?
Navan's GPA of 2.8 is higher than 5 of the 13 other spend and bill pay tools we grade, and level with 3. It stands best on ease of use (A, above 8 of 13) and worst on features (C, above 0).
Is Navan good value for money?
ToolGPA grades Navan C for value for money. Its paid plans start at $15 a month for each person, against a middle price of $12 for the category: 7 of the 11 others that charge start lower. On features, ease of use and platforms it scores 3.0 out of 4. 2 tools score higher and cost less.
Could I make my own version of Navan?
To replace Navan you would be making cards issued through a bank. That is not a weekend's work, with an AI app builder or without one. It costs $180 a year. What you could not make: Cards issued through a bank. A real app for iOS and Android. Something home-made would be a web page. It is priced for each person, which means accounts and billing for a team. It plugs into other products, NetSuite, Sage Intacct and Xero among them. This is a judgement from its listing. We have not built one.
Sources for this page
The prices, plans, platforms and features above were read from these pages on Oct 18, 2026. What people say is linked where it appears.