Navan vs Rydoo
We give Navan a 2.8 GPA and Rydoo a 2.6, out of 4.0. Navan grades higher on the free plan. They get the same grade on value for money, features, ease of use and platforms.
Price, platforms and features side by side. The table says where each price was read and when.
Navan
Business travel booking with expenses and corporate cards built in
Rydoo
Expense reports with an AI receipt scanner and multi-country rules
How we grade them
| 2.8GPANavanGood | 2.6GPARydooGood | |
|---|---|---|
| Value for money | CGraded against its expense-tool alternatives. If all ten people claim in a month, the 5 beyond the free 5 cost $15 each, so $75 a month, with travel booking free. That's dearer than Expensify or Zoho Expense for ten, and Ramp and Brex do expenses for nothing. | CGraded against its expense-tool alternatives. Ten people on Essentials cost $90 a month at $9 each, billed yearly, or $110 on Pro for QuickBooks and Xero. That's dearer than Expensify, Zoho Expense or Navan for ten, though cheaper than Pleo. |
| Free plan and trial | BNavan Business is free for up to 300 employees, with travel booking, policies and 24/7 travel agents, plus expenses for 5 users a month. A small team could live on it until a sixth person claims. | CNo free plan, but a 14-day trial of every feature with no credit card needed. |
| Features | CTravel and expenses are done fully: booking, policies, Navan cards, linked cards, receipt photos and reimbursements. It's a narrower job than the category's, though, with no supplier bill pay or invoicing listed. | CReceipts, unlimited expenses, mileage, per diems and approvals are all covered. The gaps are in the listing: accounting sync starts on Pro, Rydoo's own cards need 30 active users, and supplier invoices are a separate quoted product. |
| Ease of use | A4.8 from 47,373 App Store ratings, the top band. Booking a trip and snapping the receipt happen in the same app. | A4.92 from 1,493 App Store ratings, the top band. Staff photograph a receipt and it becomes an expense. |
| Platforms and integrations | BWeb, iPhone and Android, with NetSuite, Sage Intacct, Xero, Workday, Rippling, BambooHR, Okta and Slack. No desktop app is listed. | BWeb, iPhone and Android, with QuickBooks, Xero, Exact Online, SAP, Dynamics, NetSuite, Uber and Slack. No desktop app is listed, and the API needs Business at 30 active users. |
| Best for | business travel with the expenses that follow | expenses for staff in several countries |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: Navan and Rydoo. How we grade
Price against what you get
Navan starts at $15 a month for each person and scores 3.0 out of 4 on features, ease of use and platforms. Rydoo starts at $9 a month for each person and scores 3.0.
They score the same, and Rydoo starts $6 a month lower. Of the other spend and bill pay tools on the chart, 2 score higher than Navan for less, and 1 scores higher than Rydoo for less.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Where they differ
- Navan starts at $15 per expensing user / month, after the first 5 users free. Rydoo starts at $9 per user / month, billed annually ($12 billed monthly).
- Navan has a free plan. Rydoo does not, though it has a free trial.
- Navan also covers reports.
At a glance
| Navan | Rydoo | |
|---|---|---|
| Pricing | Free plan | Free trial |
| Starts at | $15 per expensing user / month, after the first 5 users free | $9 per user / month, billed annually ($12 billed monthly) |
| Free plan | Navan Business, for companies of up to 300 employees: travel booking with no trip limit, policies and 24/7 travel agents, plus expenses free for the first 5 expensing users a month. | None |
| Free trial | None listed | 14-day free trial with all features, no credit card required |
| Web | ||
| iOS | ||
| Android | ||
| Made by | Navan | Rydoo |
| Price read from | navan.com | rydoo.com |
| Checked | Oct 18, 2026 | Oct 18, 2026 |
Who each one suits
Navan
- Companies whose expenses are mostly business travel
- Businesses under 300 employees that want free travel booking
- Finance teams that want card spending coded and matched to trips
Rydoo
- Companies with employees claiming expenses in several countries
- Teams that pay staff mileage and daily allowances
- Businesses that want per-user pricing with a published price
Worth knowing
Navan
- Navan Business is free because travel suppliers pay Navan commission; companies with more than 300 employees need Enterprise, priced by quote.
- Anyone who submits an expense in a month counts as an expensing user, and each one after the first 5 costs $15 a month.
- Navan cards are issued by Celtic Bank in the US and by Stripe, Adyen and Airwallex companies elsewhere.
- Linked American Express cards report transactions once a day; Visa and Mastercard cards report them in real time.
Rydoo
- Essentials and Pro start at 5 users; Business needs 30 active users and Enterprise 50, and both are priced by quote.
- Accounting integrations start on Pro, and API access, SFTP and Rydoo's own corporate cards need Business.
- Supplier invoice processing is a separate Rydoo accounts payable product, with four plans priced only by quote.
- Only Business and Enterprise bill for active users alone; Essentials and Pro are charged per user.
Key features
Navan
- Travel booking
- Flights, hotels, car rentals and trains from one inventory, with travel policies, approval workflows, self-serve changes and 24/7 support agents.
- Expense policies
- Employees see their spending limits in the app, and out-of-policy transactions are flagged for review as they happen.
- Navan corporate cards
- Physical and virtual cards in US dollars, pounds or euros, with no annual fee, up to 1.5% back and virtual cards for subscriptions.
- Navan Connect
- Link existing Visa, Mastercard or American Express corporate cards so their transactions flow into Navan for coding and reconciling.
- Reimbursements
- Out-of-pocket costs are claimed by photographing the receipt in the app and repaid through payroll or to a bank account.
- Integrations
- Expenses sync to ERPs such as NetSuite, Sage Intacct and Xero, and employee data comes from HR systems such as Workday, Rippling and BambooHR.
Rydoo
- Receipt scanner app
- Employees photograph a receipt and AI reads it into an expense; there is no cap on the number of expenses on any plan.
- Mileage and per diems
- Mileage claims are calculated from the start and end points and your rates, and Pro adds daily allowances kept compliant in more than 15 countries.
- Policies and approvals
- One approval level on Essentials, two levels with custom spending rules on Pro, and approvals for trips and cash advances.
- Card matching
- Pro matches Visa, Mastercard, Amex, Corner Card and AirPlus transactions to expenses automatically; Business adds Rydoo's own cards.
- Multi-country compliance
- Certified paperless expensing and local legal and tax rules, with a Compliance Centre listing what applies country by country.
- Rydoo Intelligence
- On Enterprise, AI agents answer questions before spending and audit expenses afterwards, beside an anomaly and forecasting dashboard.
Plans
Navan
Navan Business$0
For up to 300 employees: unlimited trips, policies and approvals, 24/7 travel support, reports, 30+ HR integrations, and expenses for 5 users.
Navan Expense$15
per expensing user / month beyond the first 5, term not stated
Expense reports, reimbursements, receipt scanning, linked corporate cards and ERP sync for each user who submits an expense that month.
Navan EnterpriseCustom
Unlimited travelers and expensing users, global coverage, negotiated rates, custom setup, an account executive and a success manager.
Rydoo
Essentials$9
per user / month, billed annually ($12 billed monthly)
From 5 users. Receipt scanner app, unlimited expenses, mileage, single-level approvals, Uber, Lyft and Slack links, and Excel or PDF exports.
Pro$11
per user / month, billed annually ($14 billed monthly)
From 5 users. Adds per diems, QuickBooks, Xero and Exact Online, card matching, custom policies and two-level approvals.
BusinessCustom
From 30 active users. Adds Rydoo Cards, API and SFTP access, custom bank transaction feeds and priority support.
EnterpriseCustom
From 50 active users. Adds Rydoo Intelligence AI agents, advanced approvals, an insights dashboard, SAML SSO and HR connectors.
Ways to pay less
Navan
No public discounts listed.
Rydoo
- Annual discount
Save up to 25% with yearly billing
Essentials costs $9 per user a month billed yearly instead of $12 monthly, and Pro $11 instead of $14.
