Alternatives · Spend & Bills
Navan alternatives
Navan compared with 5 alternatives: Expensify, Ramp, Brex, Rydoo and Zoho Expense.
Navan has a free plan. Paid plans start at $15 per expensing user / month, after the first 5 users free. 4 of the 5 alternatives are free or have a free plan. One more offers a free trial.
5 tools · Listings checked up to Oct 18, 2026 · Where the facts come from
At a glance
| Tool | Price | Free plan | Runs on |
|---|---|---|---|
| NavanThis tool | Free plan · from $15/mo | Yes | Web, iOS, Android |
| Expensify | Free plan · from $5/mo | Yes | Web, macOS, iOS, Android, Browser extension |
| Ramp | Free plan · from $15/mo | Yes | Web, iOS, Android |
| Brex | Free plan · from $12/mo | Yes | Web, iOS, Android |
| Rydoo | Free trial · from $9/mo | Trial only | Web, iOS, Android |
| Zoho Expense | Free plan · from $3/mo | Yes | Web, iOS, Android |
Price against what you get
Navan starts at $15 a month for each person and scores 3.0 out of 4 on features, ease of use and platforms. 2 of the 5 alternatives on this chart score higher and start lower: Expensify and Brex.
Ramp scores higher without starting lower. Rydoo and Zoho Expense start lower without scoring higher.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
How each one differs from Navan
- Free plan · from $5/mo
Expensify
Receipt scanning, expense reports and company cards, from $5 a member
- Expensify starts at $5 per member / month, billed monthly. Navan starts at $15 per expensing user / month, after the first 5 users free.
- Only Expensify lists a macOS app.
- Only Expensify lists a browser extension.
- Expensify also covers invoicing and bill pay.
- Navan also covers reports.
Suits: Small teams that need receipts scanned and staff reimbursed
- Free plan · from $15/mo
Ramp
Corporate cards, expenses, travel and bill pay, with a free plan
- Ramp starts at $15 per user / month, plus a platform fee based on team size. Navan starts at $15 per expensing user / month, after the first 5 users free.
- Ramp also covers invoicing and bill pay.
Suits: US companies that want cards, expenses and bill pay in one free tool
- Free plan · from $12/mo
Brex
Corporate cards, expenses, bill pay and travel for growing companies
- Brex starts at $12 per user / month, billing term not stated. Navan starts at $15 per expensing user / month, after the first 5 users free.
- Brex also covers bill pay.
Suits: Startups that want corporate cards and expenses at no software cost
- Free trial · from $9/mo
Rydoo
Expense reports with an AI receipt scanner and multi-country rules
- Rydoo starts at $9 per user / month, billed annually ($12 billed monthly). Navan starts at $15 per expensing user / month, after the first 5 users free.
- Navan has a free plan. Rydoo does not, though it has a free trial.
- Navan also covers reports.
Suits: Companies with employees claiming expenses in several countries
- Free plan · from $3/mo
Zoho Expense
Expense reports, receipt scanning and travel booking from Zoho
- Zoho Expense starts at $3 per user / month, billed annually ($4 billed monthly). Navan starts at $15 per expensing user / month, after the first 5 users free.
Suits: Small teams of up to 3 people who need free expense reports
Limits worth knowing in Navan
- Navan Business is free because travel suppliers pay Navan commission; companies with more than 300 employees need Enterprise, priced by quote.
- Anyone who submits an expense in a month counts as an expensing user, and each one after the first 5 costs $15 a month.
- Navan cards are issued by Celtic Bank in the US and by Stripe, Adyen and Airwallex companies elsewhere.
- Linked American Express cards report transactions once a day; Visa and Mastercard cards report them in real time.
Common questions
What are the alternatives to Navan?
The alternatives to Navan in this directory are Expensify, Ramp, Brex, Rydoo and Zoho Expense. Each one has a side-by-side comparison with Navan.
Is there a free alternative to Navan?
Yes. Expensify, Ramp, Brex and Zoho Expense have a free plan alongside paid ones.
Which Navan alternatives work on macOS?
The Navan listing does not include a macOS app. Expensify lists one.
When were these prices checked?
Every listing on this page was checked on Oct 18, 2026, against the pages it cites. Vendors change prices without notice, so confirm on their site before you buy.