Qonto pricing
Qonto is a paid product with a free trial, starting at €9 per month excl. VAT, billed annually.
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Plans and prices
- Starts at
- €9 per month excl. VAT, billed annually
- Free plan
- None
- Free trial
- 1-month free trial on Basic, Smart and Premium
| Plan | Price | What you get |
|---|---|---|
| Basic | €9per month excl. VAT, billed annually (€108 a year) | Account with local IBAN, 30 transfers a month, 1 physical card and 2 virtual cards, payment links and e-invoicing. |
| Smart | €19per month excl. VAT, billed annually (€228 a year) | Adds 1 sub-account, 100 transfers, 2 physical and 50 virtual cards, cash-flow forecasting and accountant access. |
| Premium | €39per month excl. VAT, billed annually (€468 a year) | Adds 4 sub-accounts, 200 transfers, 50 Instant cards, subscription tracking, 0.56% FX and 7-day priority support. |
Read from qonto.com on Nov 13, 2026. Prices change, so confirm with Qonto before you buy.
How Qonto's price compares
| Tool | Starts at | Free plan | |
|---|---|---|---|
| Qonto | €9 per month excl. VAT, billed annually | No | |
| Pleo | $12 per user / month, billed yearly ($14 billed monthly) | No | Compare |
| Spendesk | Paid | No | Compare |
| Payhawk | Paid | No | Compare |
| Moss | Paid | No | Compare |
| Airwallex | $12 per Spend user / month, plus a platform fee based on team size | Yes | Compare |
Each price is the vendor’s own, with its billing basis as stated. Check dates are on each tool’s page.
Qonto pricing questions
Is Qonto free?
No, Qonto is a paid product, but you can try it first. 1-month free trial on Basic, Smart and Premium.
How much does Qonto cost?
Qonto lists 3 plans. Basic: €9 per month excl. VAT, billed annually (€108 a year). Smart: €19 per month excl. VAT, billed annually (€228 a year). Premium: €39 per month excl. VAT, billed annually (€468 a year). Prices were read from qonto.com on Nov 13, 2026.
Does Qonto have a free trial?
Yes. 1-month free trial on Basic, Smart and Premium.
When were Qonto's prices last checked?
On Nov 13, 2026, against qonto.com. Vendors change prices without notice, so confirm on their site before you buy.