Relay reviews
Relay's iPhone and iPad app averages 4.8 out of 5 from 3,801 ratings on the App Store in the United States, as read on Nov 13, 2026.
Black Friday: is there a Relay sale?
The rating
4.8
out of 5 for the iPhone and iPad app
- 5 stars91%
- 4 stars4%
- 3 stars<1%
- 2 stars<1%
- 1 star3%
3,801 ratings on the App Store in the United States, read Nov 13, 2026. It rates the app, not everything the product does. See the listing
We have not yet read enough reviews of Relay to say what people praise and criticise. The links below go to where the reviews are.
Check for yourself
- App Store listingEvery rating and review, at the source
- G2Reviews from people who use it at work
- RedditThreads where people discuss it
- Hacker NewsDiscussions among developers
These open each site’s own pages. Nothing on this page is copied from G2 or Reddit.
What Relay's own pages show
Suits
- Small businesses that want banking, cards and bill pay in one account
- Owners who split money across several accounts, such as tax and payroll
- Teams that need many users without paying per seat
Limits worth knowing
- Relay is not an FDIC-insured bank; banking services come from Thread Bank, Member FDIC.
- Transaction fees apply on every plan: for example SWIFT international wires are $25 on Starter, $22 on Grow and $20 on Scale.
- Pay-by-bank invoice collection costs 1%, 0.75% or 0.5% of the amount on Starter, Grow and Scale, capped at $10.
- Savings APY and card cash back differ by plan and are variable, so the $0 Starter plan earns less than the paid plans.
Read from the vendor’s pages, not from reviews. The tool page lists them.
Common questions
How is Relay rated?
Relay's iPhone and iPad app averages 4.8 out of 5 from 3,801 ratings on the App Store in the United States, as read on Nov 13, 2026. That is the store's rating of the app, not a score from ToolGPA.
Are these ToolGPA's own reviews of Relay?
No. This page reports what other people say. Any rating shown is the store's, and any praise or complaint listed is a theme from public reviews and discussions, summarised in our words with a link to where it was said. Where ToolGPA has reviewed Relay itself, that review and its grades are on Relay's main page.
Where can I read more reviews of Relay?
This page links to Relay's App Store listing where it has one, and to searches for it on G2, Reddit and Hacker News, so you can read what people wrote in full.