Alternatives · Spend & Bills
Pex alternatives
As of Nov 13, 2026, the best Pex alternative for most people is Ramp (3.6 GPA), first in our ranking of spend and bill pay tools. It's also the best free one.
Pex compared with 5 alternatives: Ramp, Brex, Extend, Rho and Expensify.
Pex has a free plan. Paid plans start at $0 per month for Base, with up to 5 free cards. 4 of the 5 alternatives are free or have a free plan.
Listings checked up to Nov 12, 2026 · Where the facts come from
Black Friday: is there a Pex sale?
At a glance
| Tool | Price | Free plan | Runs on |
|---|---|---|---|
| PexThis tool | Free plan · from $0/mo | Yes | Web, Android |
| Ramp | Free plan · from $15/mo | Yes | Web, iOS, Android |
| Brex | Free plan · from $12/mo | Yes | Web, iOS, Android |
| Extend | Free plan · from $8.99/mo | Yes | Web, iOS, Android |
| Rho | Paid | No | iOS |
| Expensify | Free plan · from $5/mo | Yes | Web, macOS, iOS, Android, Browser extension |
How each one differs from Pex
Ramp
Corporate cards, expenses, travel and bill pay, with a free plan
- Ramp starts at $15 per user / month, plus a platform fee based on team size.
- Ramp also lists an iOS app.
- Ramp also covers invoicing.
Suits: US companies that want cards, expenses and bill pay in one free tool
Brex
Corporate cards, expenses, bill pay and travel for growing companies
- Brex starts at $12 per user / month, billing term not stated.
- Brex also lists an iOS app.
Suits: Startups that want corporate cards and expenses at no software cost
Extend
Virtual cards and expense tracking on top of your own bank cards
- Extend starts at $8.99 per user / month, billed annually ($11.99 billed monthly).
- Extend also lists an iOS app.
- Extend does not cover reports, which Pex does.
Suits: Companies that want card controls without leaving their current bank or card
Rho
Business banking, corporate cards and expense tools in one app
- Rho has no free plan, unlike Pex.
- Rho also lists an iOS app.
- Rho lists no web app and Android app, which Pex has.
- Rho does not cover reports, which Pex does.
Suits: Companies that want banking, cards and expense tracking from one provider
Expensify
Receipt scanning, expense reports and company cards, from $5 a member
- Expensify starts at $5 per member / month, billed monthly.
- Expensify also lists iOS and macOS apps and a browser extension.
- Expensify also covers invoicing.
- Expensify does not cover reports, which Pex does.
Suits: Small teams that need receipts scanned and staff reimbursed
Limits worth knowing in Pex
- Every account pays a 3% International Service Assessment Fee on each international transaction.
- Prepaid cards are funded in advance, and a $50 dormancy fee applies after 90 days with no spending on an active card.
- API access costs a $5,000 fee, and expedited card shipping costs $55 to $70 per shipment.
- Cards are issued by Fifth Third Bank or The Bancorp Bank, per the footer; the rebate is 1% for monthly spend of $10,000 or more, otherwise 0.5%.
Common questions
What are the alternatives to Pex?
The alternatives to Pex in this directory are Ramp, Brex, Extend, Rho and Expensify. Each one has a side-by-side comparison with Pex.
Is there a free alternative to Pex?
Yes. Ramp, Brex, Extend and Expensify have a free plan alongside paid ones.
Which Pex alternatives work on macOS?
The Pex listing does not include a macOS app. Expensify lists one.
Which Pex alternatives work on iOS?
The Pex listing does not include an iOS app. Ramp, Brex, Extend, Rho and Expensify list one.
When were these prices checked?
Each listing shows its own date. On this page they run from Oct 18, 2026 to Nov 12, 2026. Vendors change prices without notice, so confirm on their site before you buy.