Forfeit vs Life Reset

Forfeit

• People who follow through only when money or reputation is at stake
• Habits that can be proven with a photo, GPS, health or screen-time data
• Blocking distracting apps under rules an AI coach enforces

Life Reset

• People who want a fixed 66-day program rather than an open-ended tracker
• Those motivated by game mechanics such as XP, levels and leaderboards
• Anyone who wants strict rules, including penalties for missed days

Forfeit

• No free plan is published: the web signup offers a 7-day trial, then $10.99 a month, and a 2025 App Store review says no goal can be set without a subscription.
• Penalties are charged on top of the subscription, and the FAQ says forfeited money is currently kept by Forfeit.
• The vendor does not publish what Premium and Pro each include, and the web price differs from the App Store amounts.
• The FAQ limits the Mac app to Mac blocking and says the web app is mainly for Overlord, the AI coach.

Life Reset

• A subscription is required: the store listings tie every listed feature to one, and the 66-day program begins only once you subscribe.
• The vendor's site publishes no prices; the US App Store lists Full Access at amounts from $12.99 to $59.99 without billing periods.
• The App Store lists the iOS app as iPhone-only, and there is no web or desktop version.
• A program cannot be paused once started, only restarted from Day 1, and in-app purchase charges are generally non-refundable.

Forfeit

Habit contracts with a stake

Each goal has a task, a deadline and an amount of money. Stripe pre-authorizes the stake, and a missed deadline captures it. Goals can repeat on set days or a number of days a week.

Other consequences

Instead of money, a miss can text, call or email a contact you chose, block apps on your phone or Mac, or lock your Mac screen.

Evidence and verification

Goals are proven by photo, video, timelapse, GPS check-in, Apple Health or Health Connect data, Screen Time or Mac activity. AI or a person on the team reviews evidence before a charge.

Appeals and leniency

A missed goal can be appealed, and a person reviews each appeal within 12 hours. You write the appeal rules when creating a goal, and they lock once it is running.

Overlord AI coach

Overlord chats around the clock, reminds you before deadlines, can phone you, and grants or refuses temporary unblocks according to the rules you set.

App and website blocking

Blocking uses Apple's Screen Time framework on iOS and a native app on Mac that closes blocked sites and tracks the apps in use. Disconnecting the tracking counts as a failure.

Life Reset

66-day custom program

An onboarding questionnaire produces an assessment and a habit program built around your goals. Tasks can be added or deleted later, and their intensity, frequency and schedule adjusted.

Daily quests, XP and streaks

Completing daily tasks earns XP and levels. A day counts toward the streak once at least two tasks are done, and streak milestones run from 7 to 132 days.

Hard Mode

An optional strict mode: a missed day sends you back to Day 1, the program cannot be edited, skipping a task carries a penalty and one skip day is allowed.

Character Mode and Season Challenge

Character Mode turns the program into an RPG with stats, boss fights and gear. Seasons are timed leagues in which XP sets your rank on a global leaderboard.

Mini tools

Built-in tools include guided meditation with an AI voice, a focus timer, book summaries, a screen blocker, a workout counter and an AI calorie tracker.

Friends and widgets

Invite friends by code to join the same season and follow each other's progress. Home Screen widgets keep daily quests and streaks visible when the app is closed.

Forfeit

• Forfeit Premium$7.99

  billing period not shown in the US App Store list

  In-app subscription. The same list shows Premium Weekly at $3.99 and Forfeit Premium Yearly at $59.99. What Premium includes is not published.

• Web subscription$10.99

  per month

  The price on the vendor's web signup page after a 7-day free trial, paid through Stripe. The page does not say which tier it buys.

• Forfeit Pro$12.99

  billing period not shown in the US App Store list

  In-app subscription. The same list shows Pro Weekly at $5.99 and Forfeit Pro Yearly at $99.99. How Pro differs from Premium is not published.

• 1 Month Overlord Subscription$12.99

  per month

  Listed as a separate item in the US App Store. Overlord is the AI accountability coach inside the Forfeit app.

Life Reset

• Life Reset (Full Access)$12.99 to $59.99

  billing period not shown on the App Store listing

  Subscription that unlocks the 66-day program, daily quests, XP, streaks, mini tools, Hard Mode and widgets. Seven amounts are listed, unlabelled.

• Life Reset (Premium)$69.99

  billing period not shown on the App Store listing

  A separate item in the in-app purchase list, shown without a description of what it adds.

Forfeit

• Annual discount

  Yearly plans cost less than weekly billing

  The US App Store lists Forfeit Premium Yearly at $59.99 against Premium Weekly at $3.99, which is $207.48 over 52 weeks. Pro is $99.99 a year against $5.99 a week.

Life Reset

• Other savings

  Win Your Money Back after the 66-day program

  Complete at least 70% of all tasks across the 66 days and email proof within 7 days of finishing to claim a full refund of the subscription payments made during the program.