Forfeit vs stickK

Forfeit

• People who follow through only when money or reputation is at stake
• Habits that can be proven with a photo, GPS, health or screen-time data
• Blocking distracting apps under rules an AI coach enforces

stickK

• People who follow through when money or reputation is on the line
• Goals that a friend, coach or family member can verify as Referee
• Clubs, teams and workplaces running a shared challenge as a Campaign

Forfeit

• No free plan is published: the web signup offers a 7-day trial, then $10.99 a month, and a 2025 App Store review says no goal can be set without a subscription.
• Penalties are charged on top of the subscription, and the FAQ says forfeited money is currently kept by Forfeit.
• The vendor does not publish what Premium and Pro each include, and the web price differs from the App Store amounts.
• The FAQ limits the Mac app to Mac blocking and says the web app is mainly for Overlord, the AI coach.

stickK

• stickK keeps 50% of forfeited stakes sent to an anti-charity, plus contract costs, under its contract terms last updated June 12, 2024.
• Those terms removed a $5 creation fee and ended charity and friend-or-foe recipients for new contracts; older help articles still describe all three.
• A contract cannot be deleted once it begins; the terms allow cancellation only with a physician's medical excuse form.
• Prices for the paid Campaign plans (All-access and Pro) are not published in the help center; they appear inside a Campaign admin account.

Forfeit

Habit contracts with a stake

Each goal has a task, a deadline and an amount of money. Stripe pre-authorizes the stake, and a missed deadline captures it. Goals can repeat on set days or a number of days a week.

Other consequences

Instead of money, a miss can text, call or email a contact you chose, block apps on your phone or Mac, or lock your Mac screen.

Evidence and verification

Goals are proven by photo, video, timelapse, GPS check-in, Apple Health or Health Connect data, Screen Time or Mac activity. AI or a person on the team reviews evidence before a charge.

Appeals and leniency

A missed goal can be appealed, and a person reviews each appeal within 12 hours. You write the appeal rules when creating a goal, and they lock once it is running.

Overlord AI coach

Overlord chats around the clock, reminds you before deadlines, can phone you, and grants or refuses temporary unblocks according to the rules you set.

App and website blocking

Blocking uses Apple's Screen Time framework on iOS and a native app on Mac that closes blocked sites and tracks the apps in use. Disconnecting the tracking counts as a failure.

stickK

Commitment Contracts

A contract with yourself that fixes a goal, a start and end date and a reporting schedule. After creation you can only add a Referee, invite Supporters and change its privacy settings.

Reports on a fixed schedule

You report success or failure daily, weekly or once at the end. A report not filed within 24 hours (daily) or 72 hours (weekly and single-report contracts) counts as unsuccessful.

Referees

A person you invite verifies your reports and has the final word: a Referee can turn a reported success into a failure. Without one, the contract runs "On Your Honor".

Money stakes

Set an amount that is charged to your card within 48 hours of each unsuccessful reporting period. Under the June 2024 terms, new stakes go to an anti-charity you pick or to stickK itself.

Supporters and Commitment Journal

Supporters can be emailed your result after each report and can comment in the Commitment Journal, where you add notes and progress photos.

Communities and Campaigns

A public contract can be listed in up to three of ten topic Communities. Campaigns bundle a set of contracts for a group, whose members join with an activation code.

Forfeit

• Forfeit Premium$7.99

  billing period not shown in the US App Store list

  In-app subscription. The same list shows Premium Weekly at $3.99 and Forfeit Premium Yearly at $59.99. What Premium includes is not published.

• Web subscription$10.99

  per month

  The price on the vendor's web signup page after a 7-day free trial, paid through Stripe. The page does not say which tier it buys.

• Forfeit Pro$12.99

  billing period not shown in the US App Store list

  In-app subscription. The same list shows Pro Weekly at $5.99 and Forfeit Pro Yearly at $99.99. How Pro differs from Premium is not published.

• 1 Month Overlord Subscription$12.99

  per month

  Listed as a separate item in the US App Store. Overlord is the AI accountability coach inside the Forfeit app.

stickK

• Commitment Contract$0

  Any number of personal contracts with a Referee, Supporters and a journal. Optional stakes are charged per failed reporting period.

• Campaigns Basic$0

  Free plan for group Campaigns. An account downgraded to it keeps its most active Campaign and 2 of that Campaign's Commitments.

• Campaigns All-access and ProNot published

  Paid group plans that unlock more features, each with its own Campaign and Commitment limits, billed monthly or annually. Prices appear only inside a Campaign admin account.

Forfeit

• Annual discount

  Yearly plans cost less than weekly billing

  The US App Store lists Forfeit Premium Yearly at $59.99 against Premium Weekly at $3.99, which is $207.48 over 52 weeks. Pro is $99.99 a year against $5.99 a week.

stickK

No public discounts listed.