FreshBooks vs MYOB (2026): which should you pick?
As of Nov 12, 2026, FreshBooks and MYOB share a 2.6 GPA, neither has a free plan and their prices can't be set side by side, so the choice depends on whether you care more about ease of use, where FreshBooks grades higher, or value for money and platforms, where MYOB does.
Checked Oct 17, 2026 and Nov 12, 2026 · graded Oct 17, 2026 and Nov 12, 2026 by ToolGPA
They get the same grade on the free plan and features.
Price, platforms and features side by side. The table says where each price was read and when.
FreshBooks
Invoicing and accounting for freelancers and service businesses
MYOB
Australian accounting, GST, BAS and payroll software
Which one is for you
Pick FreshBooks if
- Fits if you're a freelancer billing up to 5 clients for your time
- Works for service businesses that send proposals and take retainers, which start on Plus at $43 a month
Look elsewhere if
- Pricey if you need accounting reports or bank reconciliation, as they start on Plus at $43 a month
- Tight if you bill more than 5 clients on Lite or 50 on Plus, and archived clients count toward both
- Watch out: the advertised prices are 80% off for 4 months only, then $23, $43 or $70 a month
- Pricey if you add people or payments: $11 a month per extra team member, $20 a month for Advanced Payments
- Skip it if you need payroll outside the US: it files US taxes only, costs $40 a month plus $6 an employee, and isn't in the trial
Pick MYOB if
- Fits if you're an Australian small business that needs GST, BAS and Single Touch Payroll
- Works for sole traders who want a phone-only app and a business bank account
Look elsewhere if
- Not for you if you're outside Australia, as prices are Australian dollars and the tax is GST and BAS
- Pricey if you need Windows software: AccountRight Plus is A$165 a month at renewal
- Watch out: payroll is A$5 a month per employee on Lite and Pro
- Watch out: unlimited inventory is an A$22 a month add-on
- Watch out: the offer prices run only for the first 3 to 6 months
How we grade them
| 2.6GPAFreshBooksGood | 2.6GPAMYOBGood | |
|---|---|---|
| Value for money | DLite is $23 a month, right at this category's middle, but it bills only 5 clients and has tax-time reports only. Accounting reports and bank reconciliation start on Plus at $43, and every extra team member is $11 a month on top. | CA$35 a month for Lite and A$70 for Pro at renewal, after 3 to 6 months at an offer price, with Solo at A$11. Roughly the middle of the category. |
| Free plan and trial | CA 30-day free trial with no card needed. There's no free plan, though, and the 80% off for 4 months is a discount, not a trial: after that you pay the full $23, $43 or $70. | CA 14-day free trial on Pro and AccountRight Plus only. No free plan, and no trial is listed for Solo or Lite. |
| Features | BInvoices, estimates, proposals, retainers, online payments, unlimited time tracking, expenses, double-entry reports, bank reconciliation, accounts payable on Premium and payroll run with Gusto. That's the whole job for a business that bills clients. | BGST and BAS, invoicing, payments, payroll, bank reconciliation, inventory and AI features. Payroll and extra inventory cost add-ons, but the job is covered. |
| Ease of use | A4.7 from 10,979 App Store ratings, the top band for accounting apps. It's built around sending an invoice, which is the first thing most small business owners need to do. | CNo store rating on record. You'll connect banks and set up payroll and GST before it saves time. |
| Platforms and integrations | BWeb, iPhone and Android, with card payments through Stripe, Apple Pay, Google Pay, Affirm and Afterpay, and payroll through Gusto. There's no desktop app, which keeps it off an A. | AWeb, Windows desktop software on AccountRight Plus, iPhone and Android, with Shopify, Square and Salesforce. |
| Best for | invoicing first, with the books behind it | Australian GST, BAS and payroll |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: FreshBooks and MYOB. How we grade
Where they differ
- FreshBooks also covers time tracking.
- MYOB also covers inventory.
At a glance
| FreshBooks | MYOB | |
|---|---|---|
| Pricing | Free trial | Free trial |
| Starts at | $23 per month, billed monthly | A$11 per month for Solo, after a first-3-month offer (A$99 a year if paid yearly) |
| Free plan | None | None |
| Free trial | 30-day free trial, no credit card required | 14-day free trial on Pro and AccountRight Plus |
| Web | ||
| Windows | ||
| iOS | ||
| Android | ||
| Made by | FreshBooks | MYOB |
| Price read from | freshbooks.com | myob.com |
| Checked | Oct 17, 2026 | Nov 12, 2026 |
Worth knowing
FreshBooks
- The advertised prices are 80% off for 4 months; plans then renew at $23, $43 or $70 a month.
- Lite bills only 5 clients and Plus 50, counting archived clients; each extra team member costs $11 a month.
- Payroll costs $40 a month plus $6 per employee, files US federal and state taxes, and is not available during the free trial.
- Advanced Payments is a $20 a month add-on on every plan except Select.
MYOB
- Prices are Australian dollars from the Australian site; the page's own offers cut the first months well below the renewal price.
- Payroll costs A$5 a month per employee on Lite and Pro, and unlimited inventory is a A$22 a month add-on.
- Solo is for one user at a time and runs only as a phone app.
- AccountRight Plus and Premier include software to download on Windows computers; Premier pricing is not shown on this page.
Key features
FreshBooks
- Invoices, estimates and proposals
- Recurring invoices, late fees and automatic reminders on every plan. Proposals and client retainers start on Plus.
- Online payments
- Clients pay by card, ACH bank transfer, Apple Pay, Google Pay, or Affirm and Afterpay. Card payments through FreshBooks Payments cost 2.9% plus $0.30.
- Time tracking and projects
- Unlimited time tracking on every plan, with project budgets and billing. Project profitability reports need Premium.
- Expenses and receipts
- Bank import, mileage tracking on mobile and unlimited expenses. Receipt scanning starts on Plus, and bill line-item capture on Premium.
- Double-entry accounting
- Accounting reports, bank reconciliation and accountant access start on Plus. Lite has tax-time reports only.
- FreshBooks Payroll
- Payroll run with Gusto inside FreshBooks: unlimited pay runs, free direct deposit, and federal and state payroll tax filing.
MYOB
- GST and BAS
- Lite, Pro and AccountRight Plus track GST and lodge BAS; Solo tracks GST only. An AI BAS tool is in beta.
- Invoicing and payments
- Send unlimited quotes and invoices, take online payments, and use Tap to Pay on Solo, which carries a per-transaction fee.
- Payroll
- Single Touch Payroll, superannuation and leave are handled in payroll, charged at A$5 a month per employee on Lite and Pro.
- Bank connections and reconciliation
- Connect up to 2 bank accounts on Solo and Lite, and unlimited ones on Pro and AccountRight Plus.
- Inventory
- Lite and above track inventory at one location; unlimited inventory is a A$22 monthly add-on on Lite and Pro.
- AI features
- The page lists Ask Iris, smart reconciliation and invoice reminders; several are marked beta or limited to certain plans.
Plans
FreshBooks
Lite$23
per month for 5 billable clients, billed monthly
Advertised at $4.60 a month for the first 4 months. Invoices, estimates, expenses, online payments and tax-time reports.
Plus$43
per month for 50 billable clients, billed monthly
Advertised at $8.60 a month for the first 4 months. Adds proposals, retainers, accounting reports, receipt scanning and accountant access.
Premium$70
per month for unlimited clients, billed monthly
Advertised at $14 a month for the first 4 months. Adds project profitability, accounts payable, bill line-item capture and custom email templates.
SelectCustom
Unlimited clients, lower card fees, Advanced Payments included, 2 team members, unbranded emails and dedicated phone support.
MYOB
SoloA$11
per month at renewal, after a 3-month offer (A$99 a year)
Phone-only app for one sole trader: unlimited quotes and invoices, GST tracking, Tap to Pay and a business bank account. First 12 months A$12 on yearly billing.
LiteA$35
per month at renewal, after a 6-month offer (A$315 a year)
Browser-based, up to 2 bank accounts, GST and BAS lodgement; payroll for up to 2 employees at A$5 a month each.
ProA$70
per month at renewal, after a 6-month offer (A$630 a year)
Unlimited bank accounts and users, standard reports and orders; payroll is A$5 a month per employee.
AccountRight PlusA$165
per month at renewal, after a 3-month offer
Adds Windows desktop software, comprehensive reports, unlimited payroll at no extra cost and priority support.
Payroll OnlyA$20
per month at renewal, after a 3-month offer
Standalone payroll for up to 4 employees with Single Touch Payroll reporting to the ATO; first 3 months A$2 a month.
Ways to pay less
FreshBooks
- Other savings
80% off the first 4 months
New customers pay 20% of the Lite, Plus or Premium price for 4 months, then the full monthly price. The page calls it a limited-time offer.
- Annual discount
10% off with yearly billing
Yearly plans cost $248.40 for Lite, $464.40 for Plus and $756 for Premium, 10% less than paying monthly.
MYOB
- Other savings
Solo: A$12 for the first year
New buyers of Solo on yearly billing pay A$12 for the first 12 months, then A$99 a year.
- Other savings
Lite and Pro first-term discounts
Lite is 50% off for 6 months on monthly billing, or 70% off the first year on yearly; Pro is 70% off for the first 6 months.
- Other savings
Plus and Payroll Only introductory prices
AccountRight Plus is 60% off for the first 3 months, and Payroll Only is A$2 a month for the first 3 months.
Common questions
Which is cheaper, FreshBooks or MYOB?
As of Nov 12, 2026, FreshBooks starts at $23 per month, billed monthly, and MYOB starts at A$11 per month for Solo, after a first-3-month offer (A$99 a year if paid yearly).
Which has a free plan, FreshBooks or MYOB?
As of Nov 12, 2026, neither FreshBooks nor MYOB has a free plan. Both have a free trial.
Which platforms do FreshBooks and MYOB run on?
As of Nov 12, 2026, only MYOB lists a Windows app. Both list a web app and iOS and Android apps. A platform missing from a listing is one its maker's pages did not mention.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.