Giddh vs Zoho Books (2026): which should you pick?

Pick Giddh if

• Fits if you keep Indian GST books and have several people entering data
• Works for accountants managing a few client companies

Look elsewhere if

• Tight if you're staying free, because it stops at 1,000 invoices and 1,000 bills
• Watch out: every extra voucher over your plan's count costs INR 1
• Pricey if you need many companies, since Vine is INR 10,000 for up to 10
• Watch out: prices are rupees excluding GST, and the monthly toggle prices weren't read
• Not for you if you're outside India, because UK and UAE pages price in other currencies

Pick Zoho Books if

• Fits if your business turns over less than $50K a year and you want to pay $0
• Works for businesses already running other Zoho apps

Look elsewhere if

• Tight if your team grows, since plans cap users at 3, 5, 10 or 15 and more cost $3 each a month
• Pricey if you need warehouses or Amazon and eBay channels, which start on Elite at $120 a month
• Not for you if you're past $50K revenue and hoping to stay free
• Tight if you bill a lot: invoices are capped at 1,000 a year on Free, 5,000 on Standard and 25,000 on Premium
• Watch out: automatic bank feeds need Standard, and the free plan can't take paid add-ons other than autoscans

Giddh

• Prices shown are the India set, in rupees and excluding GST; the UK and UAE pages use other currencies.
• The pricing page counts invoices and bills per plan; extra vouchers cost INR 1 each.
• The Month and Year toggle on the pricing page shows yearly prices by default; monthly prices were not read.
• The site says students and teachers can use it free of charge.

Zoho Books

• The free plan stays free only while revenue is under $50K a financial year, and paid add-ons other than autoscans cannot be added to it.
• Each plan caps users at 3, 5, 10, 10 or 15; more cost $3 per user a month, or $2.50 billed annually.
• Every plan caps invoices and bills a year: 1,000 on Free, 5,000 on Standard, 10,000 on Professional and 25,000 on Premium.
• These are US prices; Zoho lists separate editions for 18 countries plus a global one, including the UK, Canada, India and Australia.

Giddh

Invoicing and bills

Creates invoices and records bills, with unlimited customers and vendors on every plan.

Inventory and journal entries

Inventory management and manual journal entries sit in the same ledger as invoices and bills.

Bank reconciliation

A bank reconciliation module is listed among the product's core features.

GST compliance

Prepares GST returns automatically, flags likely errors and supports e-invoicing, according to the India pages.

Tally, Shopify and API

Syncs data from Tally, connects to Shopify and publishes a public API.

Zoho Books

Invoicing and online payments

Quotes, invoices, recurring invoices, retention payments and automatic reminders, with a customer portal for paying online.

Banking and reconciliation

Reconcile accounts on every plan. Automatic bank feeds start on Standard, along with recurring expenses and period locking.

US tax and 1099s

Track sales and use tax, manage W-9s and 1099 contractors, and e-file 1099-MISC and 1099-NEC forms from Standard up.

Projects and inventory

Professional adds timesheets, project profitability and basic inventory. Elite adds warehouses, serial and batch tracking and shipping labels.

Automation and customization

Workflows, approvals and custom roles from Professional; custom modules, buttons and functions from Premium; Blueprints on Elite.

AI in accounting

Ask questions about the books in plain English, spot anomalies and automate collections, plus receipt autoscans on every plan.

Giddh

• FreeINR 0

  1 company with a 1,000 invoice and 1,000 bill count.

• OakINR 4,000

  per year, for 1 company, excluding GST

  3,000 invoices and 3,000 bills for 1 company.

• VineINR 10,000

  per year, for up to 10 companies, excluding GST

  5,000 invoices and 5,000 bills across up to 10 companies.

• SequoiaINR 15,000

  per year, for up to 100 companies, excluding GST

  10,000 invoices and 10,000 bills across up to 100 companies.

Zoho Books

• Free$0

  Revenue under $50K a year. 1 user and 1 accountant, up to 1,000 invoices a year, recurring invoices, payment reminders and 1099 filing.

• Standard$15

  per organization / month, billed annually

  $20 billed monthly. 3 users, bank feeds, sales and use tax, 1099 e-filing, custom reports, API access and 5,000 invoices a year.

• Professional$40

  per organization / month, billed annually

  $50 billed monthly. 5 users, sales and purchase orders, multiple currencies, timesheets, project profitability, retainers and inventory.

• Premium$60

  per organization / month, billed annually

  $70 billed monthly. 10 users, fixed assets, budgets, cash flow forecasting, a vendor portal and custom modules.

• Elite$120

  per organization / month, billed annually

  $150 billed monthly. 10 users, advanced inventory with warehouses and batch tracking, Etsy, eBay and Amazon channels, and up to 2 Shopify stores.

• Ultimate$240

  per organization / month, billed annually

  $275 billed monthly. 15 users and built-in business intelligence with 50+ prebuilt visualizations, KPI tracking and embeddable reports.

Giddh

• Education

  Free for students and teachers

  Giddh says it is free of charge for students, teachers and coaching institutes, so they can practice cloud accounting.

Zoho Books

• Annual discount

  Save up to 25% with yearly billing

  Yearly billing cuts Standard from $20 to $15 a month, Professional from $50 to $40, Premium from $70 to $60, Elite from $150 to $120 and Ultimate from $275 to $240.