Intercom vs Kayako (2026): which should you pick?
As of Nov 12, 2026, Intercom grades higher than Kayako: 2.4 against 1.8 out of 4.0.
Checked Nov 2, 2026 and Nov 12, 2026 · graded Oct 17, 2026 and Nov 12, 2026 by ToolGPA
Intercom grades higher on the free plan and features. They get the same grade on value for money, ease of use and platforms.
Price, platforms and features side by side. The table says where each price was read and when.
Intercom
Helpdesk with live chat and the Fin AI agent priced per outcome
Which one is for you
Pick Intercom if
- Fits if you run a software or app company and support people inside the product
- Works for startups with under $10M raised and fewer than 15 staff, which get 93% off the first year
Look elsewhere if
- Pricey if you get lots of questions, as every Fin resolution adds $0.99 to the bill
- Skip it if you need a fixed monthly cost, since WhatsApp, SMS, phone and bulk email are billed by use
- Tight if you want automation workflows or several team inboxes, as both start on Advanced at $85 a seat
- Watch out: each agent gets 10 Copilot conversations a month free, and unlimited Copilot is $29 an agent on top
- Watch out: product tours and surveys need Proactive Support Plus, from $99 a month for 500 messages
Pick Kayako if
- Fits if refunds and exchanges are most of your tickets and you want to pay per resolution
- Works for a team that wants the vendor to do the setup
Look elsewhere if
- Skip it if you want to see a price for the help desk, as Kayako One's is not published
- Not for you if you want to sign up and start alone, since the vendor sets it up
- Watch out: only fully resolved tickets cost $1, and a resolution means Kay solved it with no human agent
- Watch out: no free plan or trial is on record
How we grade them
| 2.4GPAIntercomFair | 1.8GPAKayakoWeak | |
|---|---|---|
| Value for money | CEssential is $29 a seat a month billed yearly ($39 monthly), above this category's middle of $24 but short of the dearer quarter. Fin is $0.99 per resolved conversation on top, and workflows and team inboxes need Advanced at $85. | CKay is $1 per resolved ticket with no seat fees, but no price is published for Kayako One, so it can't be set against the category's $29 middle. |
| Free plan and trial | CA 14-day free trial with all features, Fin and the add-ons, and no card needed, so you see the whole product. There is no free plan to drop back to when it ends, though. | FNo free plan and no trial are on record, and the pages we read show nothing to try before paying. |
| Features | BThe Messenger for websites and apps, a shared inbox with tickets, a help center on every plan, the Fin AI agent, workflows and Copilot in the inbox. Product tours and surveys cost extra, but the support job itself is covered. | CA help desk with ticketing, shared inbox and knowledge base, plus Kay, which acts through connected systems. The listing says little about the help desk's own limits, and a resolution counts only if no human was needed. |
| Ease of use | CNo store rating on record. The Messenger has to go into your site or app, Fin learns from your content, and the automations come with a builder to learn. Not a quick switch-on. | CNo store rating on record, and the page says Kayako's team sets up the platform for you. |
| Platforms and integrations | BWeb, iPhone and Android, with Salesforce, HubSpot, Shopify, Stripe, Statuspage, Zendesk and WhatsApp. Fin can even run on top of Zendesk or Salesforce. No desktop app, though. | BWeb only, with 7 listed integrations. No phone or desktop app on record. |
| Best for | in-app chat with an AI agent answering first | an AI agent paid per resolved ticket |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: Intercom and Kayako. How we grade
Where they differ
- Intercom also covers reports.
At a glance
| Intercom | Kayako | |
|---|---|---|
| Pricing | Free trial | Paid |
| Starts at | $29 per seat / month, billed annually ($39 billed monthly) | Not published |
| Free plan | None | None |
| Free trial | 14-day free trial with all features, Fin and add-ons, no credit card required | None listed |
| Web | ||
| iOS | ||
| Android | ||
| Made by | Intercom, Inc. | ESW Operations, LLC |
| Price read from | intercom.com | Not confirmed |
| Checked | Nov 2, 2026 | Nov 12, 2026 |
Worth knowing
Intercom
- Every Fin outcome costs $0.99 on top of seats, and WhatsApp, SMS, phone and bulk email are billed by usage.
- Unlimited Copilot costs $29 per agent / month billed annually ($35 monthly); the Pro add-on with Operator starts at $100 a month per workspace.
- Fin can run on another helpdesk such as Zendesk or Salesforce for $0.99 per outcome with a monthly minimum and no seat fees, sold through sales.
- Outbound features such as product tours and surveys need Proactive Support Plus, from $99 a month for 500 messages.
Kayako
- Kay costs $1 per resolved ticket; escalations to humans and partial resolutions are not charged, and the page says there are no seat or setup fees.
- No price for Kayako One is published, so this listing records its pricing as unverified.
- A resolution means Kay solved the issue without a human agent, by acting or giving an answer the customer confirms.
- Kayako says its team sets up the platform for you, so it is less of a self-serve sign-up.
Key features
Intercom
- Fin AI Agent
- Answers customers across channels and hands off to the team inbox. It costs $0.99 per outcome, charged at most once per conversation and not when a human takes over.
- Messenger live chat
- A chat widget for websites and mobile apps that feeds the same inbox as email and other channels.
- Shared inbox and tickets
- Conversations and tickets in one inbox with pre-built reports. Advanced adds multiple team inboxes and round-robin assignment.
- Help center
- A public help center on every plan; Advanced adds private and multilingual help centers and Expert adds one per brand.
- Workflows
- Basic automation on Essential and a visual workflow automation builder from Advanced up, with SLAs on Expert.
- Copilot
- An AI assistant in the inbox. Each agent gets 10 Copilot conversations a month free; unlimited use is a paid add-on per agent.
Kayako
- Kay AI agent
- Resolves tickets end to end by acting through connected tools, for example processing a refund, sending a return label or resetting a password.
- Phased AI rollout
- Kayako's team introduces AI in three phases: ticket triage, drafted answers, then continuous learning with escalation to agents.
- Kayako One platform
- A full help desk with a unified inbox, ticketing system, knowledge base, live chat widget, automation rules and reporting.
- Works with your stack
- Kay connects to systems such as Slack, Stripe, Shopify, Zendesk, Salesforce, Twilio and HubSpot, or to any system with an API.
- Add Kay to an existing help desk
- Kayako says Kay can also run on top of a help desk you already use, instead of replacing it.
Plans
Intercom
Essential$29
per seat / month, billed annually ($39 billed monthly)
Messenger live chat, a shared inbox and tickets, pre-built reports, a public help center and basic automation. Fin costs $0.99 per outcome on top.
Advanced$85
per seat / month, billed annually ($99 billed monthly)
Adds a workflow automation builder, multiple team inboxes, round-robin assignment, a private and multilingual help center and 20 free Lite seats.
Expert$132
per seat / month, billed annually ($139 billed monthly)
Adds SSO and identity management, HIPAA support, SLAs, a multibrand Messenger and help center, and 50 free Lite seats.
Kayako
Pricing could not be confirmed. See kayako.com.
Ways to pay less
Intercom
- Annual discount
Lower price with annual billing
Intercom's pricing page lists Essential at $29 per seat a month billed annually against $39 billed monthly, Advanced at $85 against $99 and Expert at $132 against $139.
- Other savings
New customers save 35% on annual Essential
Some loads of the pricing page show Essential at $19 per seat a month billed annually instead of $29 for new customers, or 25% off monthly, kept for as long as the subscription lasts.
- Startups
Early Stage: 93% off the first year
Startups with under $10M raised and fewer than 15 employees get 93% off in year one, 50% in year two and 25% in year three, plus a year of Fin with 300 outcomes.
Kayako
No public discounts listed.
Common questions
Which is cheaper, Intercom or Kayako?
As of Nov 12, 2026, Intercom starts at $29 per seat / month, billed annually ($39 billed monthly), and Kayako has no price we could confirm.
Which has a free plan, Intercom or Kayako?
As of Nov 12, 2026, neither Intercom nor Kayako has a free plan. Intercom has a free trial.
Which platforms do Intercom and Kayako run on?
As of Nov 12, 2026, only Intercom lists iOS and Android apps. Both list a web app. A platform missing from a listing is one its maker's pages did not mention.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.