Medius vs Tipalti (2026): which should you pick?

Pick Medius if

• Fits if you run a finance team on one of the listed ERPs and approve a lot of invoices
• Works for firms that want fraud checks on invoices

Look elsewhere if

• Pricey if you can't see a price, as both plans are quoted by sales
• Too light for expense reports on its own, as expense management is an add-on at extra cost
• Tight if you have several entities, as AP Essentials covers 1 and AP 360 covers 3
• Watch out: Copilot and fraud detection are AP 360 only
• Skip it if your ERP isn't on its list of five

Pick Tipalti if

• Fits if you pay many suppliers or contractors in different countries
• Works for finance teams that want tax compliance handled with payouts

Look elsewhere if

• Pricey if you pay a lot, as fees per invoice and payment are added on top of $99
• Not for you if you want a free tier, as its FAQ says there isn't one
• Watch out: the final price depends on volume, entities and payment methods and needs a quote
• Too light for expenses on their own, as expenses are a separate add-on module
• Watch out: complex setups may need paid professional services

Medius

• No prices are published; both AP Essentials and AP 360 are quoted through sales.
• AP Essentials covers 1 entity and standard support; AP 360 covers 3 entities and adds Copilot and fraud detection.
• Expense management, procurement and payments are separate add-ons at additional cost.
• The site lists ERP connections to Microsoft Dynamics, Oracle NetSuite, Oracle Fusion, Oracle JDE and SAP S/4HANA.

Tipalti

• The $99 and $249 figures are entry prices; fees per invoice and payment are added on top.
• Final pricing depends on payment volume, entities, modules and payment methods, and needs a quote.
• Standard implementation is included, but complex setups may need paid professional services.
• Expenses, procurement and treasury are separate add-on modules.

Medius

Invoice capture and matching

Both packages include Medius Capture, multi-way matching, prepayments, recurring invoices and analytics.

AI assistant for approvers

Medius Copilot answers approvers' questions from company data, and Supplier Conversations handles supplier queries; both are in the AP 360 package.

Fraud and risk detection

Machine learning flags risk and enforces policy across the invoice lifecycle, and AP 360 adds a supplier portal.

Statement reconciliation

AI matches supplier statements to invoices to spot missing or mismatched ones and avoid late or duplicate payments.

Spend suite add-ons

Payments, supplier onboarding, procurement, sourcing, expense management and contract management can be added to a subscription.

Tipalti

Invoice management

Automatic invoice capture and GL coding, 2-way and 3-way PO matching, approvals and reconciliation with the ERP.

Global payments

Pays in 200+ countries and territories using local rails, with multiple currency accounts and FX management.

Supplier and payee onboarding

Self-service portal in 27 languages with W-9 and W-8 tax form collection and tax ID validation.

AI assistant and agents

Agents for reporting, bill approvals, invoice scanning, tax scans, ERP sync and PO matching.

Add-on modules

Procurement, expenses and treasury can be added to the base accounts payable or mass payments product.

Medius

Pricing could not be confirmed. See medius.com.

Tipalti

• Accounts Payable$99

  per month and up

  Unlimited users, supplier portal and core automation. Transaction fees per invoice and payment are added; a quote sets the total.

• Mass Payments$249

  per month and up

  Unlimited users, payee portal and core automation for paying large networks of payees. Payment fees are added.