OnPay vs Payentry (2026): which should you pick?
As of Nov 13, 2026, we pick OnPay: it is first in our ranking of payroll services, and it grades higher too, 2.6 against 1.6.
Checked Oct 17, 2026 and Nov 13, 2026 · graded Oct 17, 2026 and Nov 13, 2026 by ToolGPA
OnPay grades higher on the free plan, features, ease of use and platforms. They get the same grade on value for money.
Price, platforms and features side by side. The table says where each price was read and when.
OnPay
US payroll with published prices, plus HR and time add-ons
Which one is for you
Pick OnPay if
- Fits if you want to know the price without talking to a salesperson
- Works for paying employees and contractors across several states
Look elsewhere if
- Pricey if you run an hourly team, as the time and HR bundle is $70 plus $10 a worker
- Not for you if you pay anyone outside the US, which its pages don't mention
- Tight if you want live HR advice, at $65 a month on top
- Watch out: health insurance, workers' comp and 401(k) premiums are paid on top of the subscription
- Watch out: there's no free plan, and the listing doesn't say if the free month needs a card
Pick Payentry if
- Fits if you are a US business and want a named payroll person to deal with
- Works for firms that also want HR, insurance and retirement help from the same provider
Look elsewhere if
- Not for you if you want to see prices, because every plan is a consultation
- Skip it if you employ outside the US, as the pages describe US payroll and tax
- Watch out: features and add-ons vary by client, so two quotes may not compare
- Not for you if you want a free plan or trial, since none is listed
How we grade them
| 2.6GPAOnPayGood | 1.6GPAPayentryWeak | |
|---|---|---|
| Value for money | CPayroll Essentials is $49 a month plus $6 a worker, $79 for five, the same as Gusto and just under the middle of this category. Benefits administration and onboarding are in that price rather than sold on top. | CNo price is published and every plan is a Let's Talk consultation, so it sits at C. |
| Free plan and trial | CThe first month is free. There's no free plan, and the listing doesn't say whether you need a card to start. | FNothing is free: no free plan and no trial are listed, so the way in is paying. |
| Features | BPays employees and contractors in all 50 states, files taxes under an error-free guarantee, onboards new hires with e-signatures, syncs to QuickBooks Online or Xero and sets up health plans with in-house agents. Time and HR are add-ons. | CPlans run from Payroll up to Comprehensive Plus, with employee self-service and a QuickBooks Online link. Plans are configured with sales, so what you get varies. |
| Ease of use | B4.83 from 689 App Store ratings, short of the 1,000 an A needs. New hires onboard themselves and sign their I-9s and W-4s online. | CNo store rating is on record, and plans are set up with a consultant rather than by signing up. |
| Platforms and integrations | BWeb, iPhone and Android, with QuickBooks Online, Xero, Vestwell, JazzHR, NEXT Insurance and TurboTax. No desktop app. | CWeb only with two integrations listed, QuickBooks Online and Employee Navigator, and no apps. |
| Best for | small US firms that want a clear price and benefits | US payroll with a named payroll professional |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: OnPay and Payentry. How we grade
Where they differ
- OnPay also covers time tracking and reports.
- Payentry also covers time clock, employee records and time off.
At a glance
| OnPay | Payentry | |
|---|---|---|
| Pricing | Free trial | Paid |
| Starts at | $49 per month, plus $6 per worker paid | Not published |
| Free plan | None | None |
| Free trial | First month free | None listed |
| Web | ||
| iOS | ||
| Android | ||
| Made by | OnPay, LLC | MPAY LLC (Payentry) |
| Price read from | onpay.com | Not confirmed |
| Checked | Oct 17, 2026 | Nov 13, 2026 |
Worth knowing
OnPay
- Add-ons bought alone cost $15 plus $2 per worker (HR), $15 plus $4 per worker (Time Tracking), $10 (Compliance Resources) and $65 a month (Live HR Support).
- Runs payroll in all 50 US states at no extra charge per state; the pages read mention no other countries.
- Health insurance, workers' comp and 401(k) plans are paid at their premiums on top of the OnPay subscription.
Payentry
- No prices are published; every plan is a Let's Talk consultation.
- Plans are configured with a sales team, so features and add-ons vary by client.
- The pages describe US payroll, tax and reporting.
Key features
OnPay
- Full-service payroll
- Pay W-2 employees and 1099 contractors by direct deposit, check or prepaid debit card, with unlimited pay runs and garnishment deductions.
- Taxes in all 50 states
- Files and pays federal, state and local taxes and year-end W-2s and 1099s, registers for state taxes, and backs its filings with an error-free guarantee.
- Hiring and onboarding
- Send offer letters for e-signature, have new hires sign I-9s and W-4s and onboard themselves, and file state new-hire reports automatically.
- Accounting sync
- Syncs the general ledger to QuickBooks Online or Xero after every pay run, with line items mapped to your chart of accounts.
- Benefits administration
- Health, dental and vision plans chosen with licensed in-house agents, with open enrollment and payroll deductions; you pay only the premiums.
- Time Tracking add-on
- Time clocks for each worksite, overtime and break rules, supervisor approval and approved hours sent straight to payroll.
Payentry
- Payroll plan
- Unlimited payroll processing, tax filings, new hire reporting, direct deposit, garnishments and year-end W-2 and 1099 forms.
- Comprehensive plan
- Adds hiring and onboarding modules, WOTC screening, time management, job costing, certified payroll reports and labor law posters.
- Comprehensive Plus
- Adds workers' compensation reporting and Employee Navigator benefit enrollment.
- Employee self-service
- An employee portal and mobile application are part of the main Payroll plan.
- Partner and association programs
- Payroll can be offered under a partner's own brand.
Plans
OnPay
Payroll Essentials$49
per month, plus $6 per worker paid
Full-service payroll and tax filing in all 50 states, onboarding with e-signatures, accounting sync, reports and benefits administration.
Payroll, Time Tracking and HR$70
per month, plus $10 per worker paid
Bundle for hourly teams: Payroll Essentials with the Time Tracking and HR add-ons, against $79 plus $12 per worker bought separately.
Payroll, HR and HR Support$120
per month, plus $7 per worker paid
Bundle for salaried teams: Payroll Essentials, HR, Compliance Resources and Live HR Support.
Everything bundle$130
per month, plus $10 per worker paid
Payroll Essentials with Time Tracking, HR, Compliance Resources and Live HR Support.
Payentry
Pricing could not be confirmed. See payentry.com.
Common questions
Which is cheaper, OnPay or Payentry?
As of Nov 13, 2026, OnPay starts at $49 per month, plus $6 per worker paid, and Payentry has no price we could confirm.
Which has a free plan, OnPay or Payentry?
As of Nov 13, 2026, neither OnPay nor Payentry has a free plan. OnPay has a free trial.
Which platforms do OnPay and Payentry run on?
As of Nov 13, 2026, only OnPay lists iOS and Android apps. Both list a web app. A platform missing from a listing is one its maker's pages did not mention.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.