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PaycheckCity vs Wagepoint (2026): which should you pick?

As of Nov 13, 2026, PaycheckCity and Wagepoint share a 2.2 GPA, neither has a free plan, and PaycheckCity starts cheaper, at $19 a month against $20 a month.

Checked Nov 12, 2026 and Nov 13, 2026 · graded Nov 12, 2026 and Nov 13, 2026 by ToolGPA

PaycheckCity grades higher on value for money. Wagepoint grades higher on platforms. They get the same grade on the free plan, features and ease of use.

Price, platforms and features side by side. The table says where each price was read and when.

PaycheckCity

Self-service payroll calculator for US small businesses

Free trial · from $19/mo

Wagepoint

Canadian payroll with T4s, ROEs and optional time tracking

Free trial · from $20/mo

Which one is for you

Pick PaycheckCity if

  • Fits if you pay a few US employees and file taxes yourself
  • Works for accountants running several small payrolls

Look elsewhere if

  • Skip it if you want direct deposit, as it does none
  • Not for you if you want taxes filed and paid for you
  • Watch out: state forms are not completed, only the federal W-2, 940 and 941
  • Tight if your staff expect a portal, because there is none
  • Watch out: the $228 annual rate starts when the 14-day trial ends

Pick Wagepoint if

  • Fits if you have a small Canadian business and want published prices
  • Works for bookkeepers who run payroll for several Canadian clients

Look elsewhere if

  • Skip it if you pay anyone outside Canada, as it runs Canadian payroll only
  • Tight if you pay more than once a month, because Lite allows one run and one pay group
  • Pricey if headcount grows, since every paid employee or contractor adds $4 to $10
  • Watch out: next-day deposit is only included in Plus and is an add-on on Lite and Core

How we grade them

2.2GPAPaycheckCityFair2.2GPAWagepointFair
Value for money
B$228 a year is $19 a month, at the cheaper-quarter mark of $19 for payroll tools, and one plan covers unlimited companies and employees.
CLite is $20 plus $4 a person, so one person pays $24 and five pay $40; Core, which allows unlimited runs, is $46 for one and $70 for five. That is inside the usual $20 to $49 range, though Core for a team of five is dearer.
Free plan and trial
CA 14-day trial of all features; the listing does not say whether a card is needed.
C14-day free trial with all features; the listing does not say a card is needed. No free plan.
Features
CCalculates pay and taxes and prepares paychecks and the federal W-2, 940 and 941. No direct deposit, no state forms, no filing, no employee portal.
CHandles provincial tax, CPP, EI, T4s, ROEs, timesheets, clock-in and accounting sync. Lite is capped at one run a month, and it is Canada only.
Ease of use
CNo store rating on record. You enter the data, print the checks and file the forms.
CNo rating on record. You connect accounting, set up pay groups and add employees before it earns its keep.
Platforms and integrations
CWeb only, with no app or integrations list.
BWeb app with a My Wagepoint employee app and two-way sync to QuickBooks Online, Xero and FreshBooks. No desktop program.
Best forUS paychecks to print, for small employersCanadian payroll for a small team

The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: PaycheckCity and Wagepoint. How we grade

Price against what you get

PaycheckCity starts at $19 a month and scores 2.0 out of 4 on features, ease of use and platforms. Wagepoint starts at $20 a month and scores 2.3.

Wagepoint scores higher, and starts $1 a month higher: the question is whether the extra is worth that to you. Of the other payroll services on the chart, 6 score higher than PaycheckCity for less, and 2 score higher than Wagepoint for less.

Features, ease of use and platforms, averaged

C2.0B3.0A4.0$0.5$1$2$5$10$20$50$100$200$500More for lessCosts more, scores moreCosts less, scores lessCosts more, scores lessPaycheckCityWagepoint

What paid plans start at, a month (each step along is roughly double) →

  • The best score at each price
  • Has a free plan
  • No free plan
The full chart of payroll services, and the best at every price

Where they differ

  • Wagepoint also covers time clock and time off.
In commonWebReportsPayroll

At a glance

PaycheckCityWagepoint
PricingFree trialFree trial
Starts at$19 per month, billed as one annual payment of $228$20 per month, plus $4 per employee or contractor
Free planNoneNone
Free trial14-day free trial of all features; the $228 annual rate starts when it ends14-day free trial with all features, including running payroll once the company is verified
Web
Made bySymmetry Software LLCWagepoint
Price read frompaycheckcity.comwagepoint.com
CheckedNov 13, 2026Nov 12, 2026

Worth knowing

PaycheckCity

  • It does no direct deposit, tax filing or tax payment; you print checks and file and remit yourself.
  • State forms are not completed; only federal W-2, 940 and 941 are prepared.
  • Self-service only, with help articles and a chat box.
  • There is no employee portal.

Wagepoint

  • Runs Canadian payroll only; the pricing page asks for a province.
  • Lite is limited to one payroll run per month and one pay group.
  • Next-day deposit is included only in Plus and is for eligible businesses; it is an add-on for Lite and Core.
  • Pricing is by active employee or contractor, so the monthly cost rises with headcount.

Key features

PaycheckCity

Payroll tax calculation
Calculates gross-to-net pay and state taxes for all 50 states, plus Puerto Rico, Guam, the Virgin Islands and American Samoa, including multi-state cases.
Printable paychecks and paystubs
Paychecks and paystubs are generated for printing, and the payroll history is saved.
Year-end form preparation
The app fills in federal Form W-2, 940 and 941 with Schedule B from payroll history for you to file.
Tax change notifications
Notifications tell you when payroll tax rules change in your jurisdiction.
Unlimited companies and employees
Adding locations, companies or employees costs nothing extra under the single plan.

Wagepoint

Canadian payroll calculations
Federal and provincial income tax, CPP, EI, statutory holiday pay and workers' compensation, with remittance schedules that vary by province.
Year-end and ROE filing
Prepares T4s and T4As and submits Records of Employment.
Time and absence
Timesheets, clock in/out with geo-fencing and time off management, with hours flowing into payroll through the My Wagepoint app.
Accounting sync
Two-way integration with QuickBooks Online, Xero and FreshBooks that updates the books after each pay run.
Reports
Earnings, deductions, benefits, payroll register, deposit summary and posting journal reports.

Plans

PaycheckCity

  • PaycheckCity Payroll$19

    per month, billed as one annual payment of $228

    One plan with unlimited companies, locations, employees and payroll runs. Applicable taxes are added.

Wagepoint

  • Lite$20

    per month, plus $4 per person paid

    For businesses that run one payroll a month in one pay group. Includes direct deposit, T4s and T4As, ROEs, timesheets, time off, clock in/out and geo-fencing.

  • Core$40

    per month, plus $6 per person paid

    Unlimited payroll runs and pay groups, with paid time off management and the same time tools as Lite.

  • Plus$80

    per month, plus $10 per person paid

    Everything in Core, with next-day deposit for eligible businesses included.

Common questions

Which is cheaper, PaycheckCity or Wagepoint?

As of Nov 13, 2026, PaycheckCity is cheaper to start with: $19 a month, against $20 a month for Wagepoint. PaycheckCity starts at $19 per month, billed as one annual payment of $228, and Wagepoint starts at $20 per month, plus $4 per employee or contractor.

Which has a free plan, PaycheckCity or Wagepoint?

As of Nov 13, 2026, neither PaycheckCity nor Wagepoint has a free plan. Both have a free trial.

More comparisons

How this page was made

  • The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
  • The grades are our own, from each tool’s review or report card. The GPA is their average.
  • Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
  • The differences and the answers to the questions are worked out from those listings.
How we review and grade