InsureShip review (2026): is it worth paying for?
Shipping insurance sold at checkout or on bulk shipments
Black Friday: is there a InsureShip sale?
InsureShip report card
Fair · out of 4.0 · graded Nov 13, 2026
Best for shipping insurance at checkout or in bulk
InsureShip sells shipping insurance that shoppers add at checkout, or that shippers buy in bulk. It is free for a store to add, with shoppers paying for coverage, and bulk coverage is $2.00 per $100 of declared value. The checkout program's pricing is not published, and coverage is subject to terms, limits and state availability.
Who InsureShip is for
- Fits if you want shoppers to buy insurance at checkout instead of you paying
- Works for a high-volume or B2B shipper that insures its own parcels in bulk
Who InsureShip is not for
- Pricey if you insure in bulk: $2.00 per $100 of declared value
- Watch out: the checkout program's pricing is not published, only confirmed with InsureShip
- Watch out: coverage is subject to terms, limits and exclusions, and availability varies by state
- Watch out: bulk coverage is sold through a quote
Why InsureShip gets a 2.4
Five grades, each with its reason. The GPA is their average: an A is 4 points, an F is none.
- CValue for moneyBulk coverage is $2.00 per $100 of declared value, well above the $0.10 to $0.60 per $100 that Shipsurance shows. The checkout program is free for the store, but its pricing is not published.
- BFree plan and trialFree to add to your store, with shoppers paying at checkout. Month to month, no long-term contract.
- CFeaturesCheckout insurance, bulk coverage and claims handled by InsureShip. Coverage has terms, limits and exclusions, and availability varies by state.
- CEase of useNo store rating on record. You install a plugin, then it handles claims.
- BPlatforms and integrationsWeb with Shopify, WooCommerce, BigCommerce, Checkout Champ and Sticky.io. No desktop or phone app.
What these grades rest on. Graded from this listing, whose facts were read from InsureShip's own pages on 13 November 2026. Not based on using the product, and shorter than our full reviews. How we review and grade.
Make InsureShip? Put this grade on your site
Paste this where you want the badge. It links here and follows the grade if it changes. About badges
<a href="https://toolgpa.com/tools/insureship#review"><img src="https://toolgpa.com/badge/insureship.svg" alt="InsureShip: 2.4 GPA on ToolGPA" width="196" height="56"></a>Where InsureShip stands among shipping software
InsureShip's GPA of 2.4 is higher than 49 of the 80 other shipping software we grade, and level with 12.
It stands best on free plan and trial (B, above 63 of 80) and worst on features (C, above 0).
Each grade against the category
Every bar is all 81 shipping software we grade, cut by the letter each got. InsureShip’s own letter is outlined.
- CValue for moneyAbove 10 of 80, level with 45
- BFree plan and trialAbove 63 of 80, level with 13
- CFeaturesAbove 0 of 80, level with 57
- CEase of useAbove 1 of 80, level with 72
- BPlatforms and integrationsAbove 20 of 80, level with 60
Keep InsureShip, or make your own?
Keep it
To replace InsureShip you would be making checkout, card payments and sales tax handled for you. That is not a weekend's work, with an AI app builder or without one.
What you could not
- Checkout, card payments and sales tax handled for you.
- It plugs into other products, Shopify, WooCommerce and BigCommerce among them, and has an API.
What this rests on. InsureShip’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
What is InsureShip?
InsureShip is a licensed insurance agency that offers shipping insurance in three programs: an opt-in offer at checkout, bulk coverage for businesses insuring their own shipments, and an advertising partnership for merchants. Claims are filed with InsureShip, and the site names Navigators, a Hartford company, as underwriter.
Worth knowing
- Coverage is subject to policy terms, limits and exclusions, and availability varies by state.
- The checkout program's pricing is not published; the page says it is confirmed with InsureShip.
- Month to month with no long-term contract is stated for all three programs.
Key features
- Checkout insurance
- One-click opt-in offer on Shopify, WooCommerce, Checkout Champ, BigCommerce, Sticky.io and by API.
- Bulk coverage
- Insure outbound shipments at a flat rate on declared value.
- Claims handled by InsureShip
- Claims are filed with InsureShip rather than the merchant's support team.
- Coverage scope
- Loss, damage and theft, including porch piracy, up to $5,000 per shipment.
- Advertising partnerships
- Qualifying merchants can be paid for advertising space that promotes shipping insurance.
InsureShip pricing
As of Nov 13, 2026, InsureShip is a paid product, starting at $2.00 per $100 of declared value (enterprise bulk coverage); free to add at checkout.
- Starts at
- $2.00 per $100 of declared value (enterprise bulk coverage); free to add at checkout
- Free plan
- None
- Free trial
- None listed
| Plan | Price | What you get |
|---|---|---|
| Checkout shipping insurance | $0free to add to your store; shoppers pay for coverage at checkout | Shoppers opt in at checkout and file claims with InsureShip. Program pricing is confirmed with InsureShip. |
| Enterprise bulk coverage | $1,000per $50,000 of insured shipment value ($2.00 per $100) | For high-volume and B2B shippers insuring their own shipments, with a dedicated account manager and in-house claims team. Sold through a quote. |
Read from insureship.com on Nov 13, 2026. Prices change, so confirm with InsureShip before you buy.
Works with
- Shopify
- WooCommerce
- BigCommerce
- Checkout Champ
- Sticky.io
InsureShip alternatives
- InsureShip vs Shipsurance
From $0.10
- InsureShip vs Route
Free plan
- InsureShip vs AfterShip
Free plan · from $11/mo
Common questions
Does InsureShip have an Android app?
No Android app was listed when its pages were read on Nov 13, 2026. InsureShip is listed for Web.
Does InsureShip have an iPhone app?
No iPhone app was listed when its pages were read on Nov 13, 2026. InsureShip is listed for Web.
Is InsureShip open source?
InsureShip is not described as open source on its own site, as read on Nov 13, 2026.
Does InsureShip have an API?
Yes. InsureShip offers a public API, according to its own site.
Sources for this page
The prices, plans, platforms and features above were read from these pages on Nov 13, 2026.